Note 11 - Deposits

12 Months Ended

Oct. 31, 2025

Statement Line Items [Line Items]

Disclosure of deposits from banks [text block]

11. Deposits:

(thousands of Canadian dollars)
Maturity period	Demand/			Within			3 months to			1 year to			2 years to			Over		Accrued		2025			2024
	Floating			3 months			1 year			2 years			5 years			5 years		Interest		Total			Total
Total deposits	$	851,362		$	633,824		$	1,733,111		$	785,369		$	787,895		$	-	$	69,302	$	4,860,863		$	4,144,673
Average effective interest rate		1.39	%		3.70	%		3.61	%		3.88	%		4.15	%						3.31	%		4.16	%

Average effective interest rates are based on book values and contractual interest rates.