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Note 15 - Capital Management - Risk-based Capital Ratios (Details) - CAD ($)
$ in Thousands
Jan. 31, 2025
Oct. 31, 2024
Jan. 31, 2024
Statement Line Items [Line Items]      
Directly issued capital instruments $ 330,489 $ 215,610 $ 228,471
Contributed surplus 2,540 2,485 2,645
Retained earnings 188,568 181,238 157,845
Accumulated other comprehensive income (loss) (302) (130) 73
Regulatory capital   481,176  
Total risk-weighted assets   $ 3,323,595  
Capital ratio   14.48%  
Total assets 4,971,732 $ 4,838,484 $ 4,309,635
Transitional [member]      
Statement Line Items [Line Items]      
Regulatory capital 613,021    
Total risk-weighted assets $ 3,422,768    
Capital ratio 17.91%    
Basel III [member]      
Statement Line Items [Line Items]      
Regulatory capital $ (21,137) (25,700)  
Total assets 4,971,732 4,838,484  
Total on-balance sheet exposures 4,950,595 4,812,784  
Total off-balance sheet exposure at gross notional amount 621,370 701,104  
Adjustments for conversion to credit equivalent amount 399,425 451,759  
Total off-balance sheet exposures 221,945 249,345  
Total exposures $ 5,172,540 $ 5,062,129  
Leverage ratio 9.67% 7.38%  
Common equity tier 1 [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments   $ 215,610  
Contributed surplus   2,485  
Retained earnings   181,238  
Accumulated other comprehensive income (loss)   (130)  
Regulatory capital before adjustments   399,203  
Adjustments to capital   (25,700)  
Regulatory capital   $ 373,503  
Capital ratio   11.24%  
Common equity tier 1 [member] | Transitional [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments $ 330,489    
Contributed surplus 2,540    
Retained earnings 188,568    
Accumulated other comprehensive income (loss) (302)    
Regulatory capital before adjustments 521,295    
Adjustments to capital (21,137)    
Regulatory capital $ 500,158    
Capital ratio 14.61%    
Capital Tier 1 [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments   $ 0  
Regulatory capital $ 500,158 $ 373,503  
Capital ratio   11.24%  
Capital Tier 1 [member] | Transitional [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments 0    
Regulatory capital $ 500,158    
Capital ratio 14.61%    
Tier 2 capital [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments $ 108,630 $ 104,370  
Regulatory capital before adjustments   104,370  
Adjustments to capital   3,303  
Regulatory capital   $ 107,673  
Tier 2 capital [member] | Transitional [member]      
Statement Line Items [Line Items]      
Regulatory capital before adjustments 108,630    
Adjustments to capital 4,233    
Regulatory capital $ 112,863