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Note 15 - Capital Management - Risk-based Capital Ratios (Details) - CAD ($)
$ in Thousands
Jul. 31, 2024
Oct. 31, 2023
Jul. 31, 2023
Statement Line Items [Line Items]      
Directly issued capital instruments $ 228,471 $ 228,471 $ 228,191
Contributed surplus 2,789 2,513 2,339
Retained earnings 177,584 146,043 134,461
Accumulated other comprehensive income 141 131 52
Regulatory capital   476,005  
Total risk-weighted assets   $ 3,095,092  
Capital ratio   15.38%  
Total assets 4,516,436 $ 4,201,610 $ 3,980,845
Transitional [member]      
Statement Line Items [Line Items]      
Regulatory capital 504,112    
Total risk-weighted assets $ 3,273,524    
Capital ratio 15.40%    
Basel III [member]      
Statement Line Items [Line Items]      
Regulatory capital $ (10,842) (12,699)  
Total assets 4,516,436 4,201,610  
Total on-balance sheet exposures 4,505,594 4,188,911  
Total off-balance sheet exposure at gross notional amount 433,661 481,389  
Adjustments for conversion to credit equivalent amount 275,050 281,705  
Total off-balance sheet exposures 158,611 199,684  
Total exposures $ 4,664,205 $ 4,388,595  
Leverage ratio 8.54% 8.30%  
Common equity tier 1 [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments   $ 214,824  
Contributed surplus   2,513  
Retained earnings   146,043  
Accumulated other comprehensive income   131  
Regulatory capital before adjustments   363,511  
Adjustments to capital   (12,699)  
Regulatory capital   $ 350,812  
Capital ratio   11.33%  
Common equity tier 1 [member] | Transitional [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments $ 214,824    
Contributed surplus 2,789    
Retained earnings 177,584    
Accumulated other comprehensive income 141    
Regulatory capital before adjustments 395,338    
Adjustments to capital (10,842)    
Regulatory capital $ 384,496    
Capital ratio 11.75%    
Capital Tier 1 [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments   $ 13,647  
Regulatory capital $ 398,143 $ 364,459  
Capital ratio   11.78%  
Capital Tier 1 [member] | Transitional [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments 13,647    
Regulatory capital $ 398,143    
Capital ratio 12.16%    
Tier 2 capital [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments $ 103,568 $ 109,033  
Regulatory capital before adjustments   109,033  
Adjustments to capital   2,513  
Regulatory capital   $ 111,546  
Tier 2 capital [member] | Transitional [member]      
Statement Line Items [Line Items]      
Regulatory capital before adjustments 103,568    
Adjustments to capital 2,401    
Regulatory capital $ 105,969