Statement Line Items [Line Items]

Disclosure of loans by lending asset category [text block]

	As at July 31, 2024												As at October 31, 2023
(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total			Stage 1			Stage 2			Stage 3			Total
Point-of-sale loans and leases	$	3,219,239		$	9,057		$	58		$	3,228,354		$	2,873,078		$	6,242		$	-		$	2,879,320
ECL allowance		565			-			-			565			100			-			-			100
EL %		0.02	%		0.00	%		0.00	%		0.02	%		0.00	%		0.00	%		0.00	%		0.00	%
Commercial real estate mortgages	$	524,773		$	211,572		$	-		$	736,345		$	717,755		$	155,993		$	15,321		$	889,069
ECL allowance		1,213			387			-			1,600			1,699			523			-			2,222
EL %		0.23	%		0.18	%		0.00	%		0.22	%		0.24	%		0.34	%		0.00	%		0.25	%
Commercial real estate loans	$	7,083		$	1,440		$	-		$	8,523		$	8,793		$	-		$	-		$	8,793
ECL allowance		48			11			-			59			42			-			-			42
EL %		0.68	%		0.76	%		0.00	%		0.69	%		0.48	%		0.00	%		0.00	%		0.48	%
Public sector and other financing	$	56,281		$	642		$	-		$	56,923		$	49,293		$	5,761		$	-		$	55,054
ECL allowance		176			1			-			177			104			45			-			149
EL %		0.31	%		0.16	%		0.00	%		0.31	%		0.21	%		0.78	%		0.00	%		0.27	%
Total loans	$	3,807,376		$	222,711		$	58		$	4,030,145		$	3,648,919		$	167,996		$	15,321		$	3,832,236
Total ECL allowance		2,002			399			-			2,401			1,945			568			-			2,513
Total EL %		0.05	%		0.18	%		0.00	%		0.06	%		0.05	%		0.34	%		0.00	%		0.07	%

Disclosure of Reconciliation of changes in allowance account for credit losses of financial assets [text block]

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3		Total

Point-of-sale loans and leases
Balance at beginning of period	$	207		$	-		$	-	$	207
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		358			-			-		358
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		358			-			-		358
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	565		$	-		$	-	$	565

Commercial real estate mortgages
Balance at beginning of period	$	1,643		$	299		$	-	$	1,942
Transfer in (out) to Stage 1		65			(65	)		-		-
Transfer in (out) to Stage 2		(230	)		230			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		(172	)		(58	)		-		(230	)
Loan originations		7			-			-		7
Derecognitions and maturities		(100	)		(19	)		-		(119	)
Provision for (recovery of) credit losses		(430	)		88			-		(342	)
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	1,213		$	387		$	-	$	1,600

Commercial real estate loans
Balance at beginning of period	$	58		$	-		$	-	$	58
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		(11	)		11			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		1			-			-		1
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		(10	)		11			-		1
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	48		$	11		$	-	$	59

Public sector and other financing
Balance at beginning of period	$	185		$	10		$	-	$	195
Transfer in (out) to Stage 1		9			(9	)		-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		(18	)		-			-		(18	)
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		(9	)		(9	)		-		(18	)
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	176		$	1		$	-	$	177

Total balance at end of period	$	2,002		$	399		$	-	$	2,401

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3		Total

Point-of-sale loans and leases
Balance at beginning of period	$	627		$	-		$	-	$	627
Transfer in (out) to Stage 1		52			(52	)		-		-
Transfer in (out) to Stage 2		(85	)		85			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		52			(33	)		-		19
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		19			-			-		19
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	646		$	-		$	-	$	646

Commercial real estate mortgages
Balance at beginning of period	$	1,647		$	120		$	-	$	1,767
Transfer in (out) to Stage 1		14			(14	)		-		-
Transfer in (out) to Stage 2		(106	)		106			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		138			44			-		182
Loan originations		56			-			-		56
Derecognitions and maturities		(94	)		(5	)		-		(99	)
Provision for (recovery of) credit losses		8			131			-		139
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	1,655		$	251		$	-	$	1,906

Commercial real estate loans
Balance at beginning of period	$	59		$	-		$	-	$	59
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		(5	)		-			-		(5	)
Loan originations		-			-			-		-
Derecognitions and maturities		(4	)		-			-		(4	)
Provision for (recovery of) credit losses		(9	)		-			-		(9	)
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	50		$	-		$	-	$	50

Public sector and other financing
Balance at beginning of period	$	70		$	3		$	-	$	73
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		(8	)		8			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		(4	)		10			-		6
Loan originations		16			-			-		16
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		4			18			-		22
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	74		$	21		$	-	$	95

Total balance at end of period	$	2,425		$	272		$	-	$	2,697

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3		Total

Point-of-sale loans and leases
Balance at beginning of period	$	100		$	-		$	-	$	100
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		465			-			-		465
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		465			-			-		465
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	565		$	-		$	-	$	565

Commercial real estate mortgages
Balance at beginning of period	$	1,699		$	523		$	-	$	2,222
Transfer in (out) to Stage 1		297			(297	)		-		-
Transfer in (out) to Stage 2		(392	)		392			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		(278	)		(169	)		-		(447	)
Loan originations		84			-			-		84
Derecognitions and maturities		(197	)		(62	)		-		(259	)
Provision for (recovery of) credit losses		(486	)		(136	)		-		(622	)
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	1,213		$	387		$	-	$	1,600

Commercial real estate loans
Balance at beginning of period	$	42		$	-		$	-	$	42
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		(11	)		11			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		6			-			-		6
Loan originations		11			-			-		11
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		6			11			-		17
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	48		$	11		$	-	$	59

Public sector and other financing
Balance at beginning of period	$	104		$	45		$	-	$	149
Transfer in (out) to Stage 1		27			(27	)		-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		32			(17	)		-		15
Loan originations		13			-			-		13
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		72			(44	)		-		28
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	176		$	1		$	-	$	177

Total balance at end of period	$	2,002		$	399		$	-	$	2,401

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total

Point-of-sale loans and leases
Balance at beginning of period	$	545		$	-		$	-		$	545
Transfer in (out) to Stage 1		122			(122	)		-			-
Transfer in (out) to Stage 2		(257	)		257			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		236			(135	)		-			101
Loan originations		-			-			-			-
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		101			-			-			101
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	646		$	-		$	-		$	646

Commercial real estate mortgages
Balance at beginning of period	$	1,150		$	137		$	-		$	1,287
Transfer in (out) to Stage 1		93			(93	)		-			-
Transfer in (out) to Stage 2		(224	)		224			-			-
Transfer in (out) to Stage 3		-			(13	)		13			-
Net remeasurement of loss allowance		560			6			(13	)		553
Loan originations		205			-			-			205
Derecognitions and maturities		(129	)		(10	)		-			(139	)
Provision for (recovery of) credit losses		505			114			-			619
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	1,655		$	251		$	-		$	1,906

Commercial real estate loans
Balance at beginning of period	$	54		$	-		$	-		$	54
Transfer in (out) to Stage 1		-			-			-			-
Transfer in (out) to Stage 2		-			-			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		-			-			-			-
Loan originations		-			-			-			-
Derecognitions and maturities		(4	)		-			-			(4	)
Provision for (recovery of) credit losses		(4	)		-			-			(4	)
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	50		$	-		$	-		$	50

Public sector and other financing
Balance at beginning of period	$	17		$	1		$	-		$	18
Transfer in (out) to Stage 1		-			-			-			-
Transfer in (out) to Stage 2		(8	)		8			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		6			12			-			18
Loan originations		59			-			-			59
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		57			20			-			77
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	74		$	21		$	-		$	95

Total balance at end of period	$	2,425		$	272		$	-		$	2,697