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Note 18 - Operating Segmentation - Results of Reportable Operating Segments (Details) - CAD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Apr. 30, 2024
Apr. 30, 2023
Apr. 30, 2024
Apr. 30, 2023
Oct. 31, 2023
Statement Line Items [Line Items]          
Net interest income $ 26,242 $ 24,609 $ 52,810 $ 48,883  
Non-interest income 2,259 2,076 4,542 3,720  
Total revenue 28,501 26,685 57,352 52,603  
Provision for (recovery of) credit losses 16 237 (111) 622  
Revenue less provision for credit loss 28,485 26,448 57,463 51,981  
Non-interest expenses:          
Salaries and benefits 7,409 8,429 13,947 16,686  
General and administrative 3,557 3,316 7,890 6,442  
Premises and equipment 1,219 981 2,372 1,933  
Noninterest expense 12,185 12,726 24,209 25,061  
Income (loss) before income taxes 16,300 13,722 33,254 26,920  
Income tax provision 4,472 3,459 8,727 7,240  
Net income (loss) 11,828 10,263 24,527 19,680  
Total assets 4,388,320 3,729,393 4,388,320 3,729,393 $ 4,201,610
Total liabilities 3,988,217 3,372,874 3,988,217 3,372,874 $ 3,824,452
Net interest income 26,242 24,609 52,810 48,883  
Non-interest income 2,259 2,076 4,542 3,720  
Total revenue 28,501 26,685 57,352 52,603  
Provision for (recovery of) credit losses 16 237 (111) 622  
Revenue less provision for credit loss 28,485 26,448 57,463 51,981  
Elimination of intersegment amounts [member]          
Statement Line Items [Line Items]          
Net interest income 0 0 0 0  
Non-interest income (339) (192) (676) (383)  
Total revenue (339) (192) (676) (383)  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss (339) (192) (676) (383)  
Non-interest expenses:          
Salaries and benefits 0 0 0 0  
General and administrative (339) (192) (676) (383)  
Premises and equipment 0 0 0 0  
Noninterest expense (339) (192) (676) (383)  
Income (loss) before income taxes 0 0 0 0  
Income tax provision 0 0 0 0  
Net income (loss) 0 0 0 0  
Total assets (17,523) (15,758) (17,523) (15,758)  
Total liabilities (23,776) (22,797) (23,776) (22,797)  
Net interest income 0 0 0 0  
Non-interest income (339) (192) (676) (383)  
Total revenue (339) (192) (676) (383)  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss (339) (192) (676) (383)  
Banking segment [member] | Operating segments [member]          
Statement Line Items [Line Items]          
Net interest income 26,242 24,609 52,810 48,883  
Non-interest income 262 122 382 124  
Total revenue 26,504 24,731 53,192 49,007  
Provision for (recovery of) credit losses 16 237 (111) 622  
Revenue less provision for credit loss 26,488 24,494 53,303 48,385  
Non-interest expenses:          
Salaries and benefits 5,724 6,930 11,095 13,614  
General and administrative 3,445 3,131 7,721 5,993  
Premises and equipment 845 612 1,613 1,235  
Noninterest expense 10,014 10,673 20,429 20,842  
Income (loss) before income taxes 16,474 13,821 32,874 27,543  
Income tax provision 4,484 3,991 8,620 7,780  
Net income (loss) 11,990 9,830 24,254 19,763  
Total assets 4,378,863 3,719,592 4,378,863 3,719,592  
Total liabilities 3,982,924 3,366,614 3,982,924 3,366,614  
Net interest income 26,242 24,609 52,810 48,883  
Non-interest income 262 122 382 124  
Total revenue 26,504 24,731 53,192 49,007  
Provision for (recovery of) credit losses 16 237 (111) 622  
Revenue less provision for credit loss 26,488 24,494 53,303 48,385  
Cybersecurity segment [member] | Operating segments [member]          
Statement Line Items [Line Items]          
Net interest income 0 0 0 0  
Non-interest income 2,336 2,146 4,836 3,979  
Total revenue 2,336 2,146 4,836 3,979  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss 2,336 2,146 4,836 3,979  
Non-interest expenses:          
Salaries and benefits 1,685 1,499 2,852 3,072  
General and administrative 451 377 845 832  
Premises and equipment 374 369 759 698  
Noninterest expense 2,510 2,245 4,456 4,602  
Income (loss) before income taxes (174) (99) 380 (623)  
Income tax provision (12) (532) 107 (540)  
Net income (loss) (162) 433 273 (83)  
Total assets 26,980 25,559 26,980 25,559  
Total liabilities 29,069 29,057 29,069 29,057  
Net interest income 0 0 0 0  
Non-interest income 2,336 2,146 4,836 3,979  
Total revenue 2,336 2,146 4,836 3,979  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss $ 2,336 $ 2,146 $ 4,836 $ 3,979