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Note 5 - Loans, Net of Allowance for Credit Losses - Reconciliation of ECL Allowance by Lending Asset Category (Details) - CAD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Apr. 30, 2024
Apr. 30, 2023
Apr. 30, 2024
Apr. 30, 2023
Statement Line Items [Line Items]        
Provision for (recovery of) credit losses $ 16 $ 237 $ (111) $ 622
Loans [member]        
Statement Line Items [Line Items]        
Balance at beginning of period     2,513  
Recoveries 0 0 0 0
Balance at end of period 2,402 2,526 2,402 2,526
Loans [member] | Stage 1 [member]        
Statement Line Items [Line Items]        
Balance at beginning of period     1,945  
Net remeasurement of loss allowance 142 130 107 184
Recoveries 0 0 0 0
Balance at end of period 2,093 2,403 2,093 2,403
Loans [member] | Stage 2 [member]        
Statement Line Items [Line Items]        
Balance at beginning of period     568  
Net remeasurement of loss allowance 0 (86) 0 (102)
Recoveries 0 0 0 0
Balance at end of period 309 123 309 123
Loans [member] | Financial instruments credit-impaired [member]        
Statement Line Items [Line Items]        
Balance at beginning of period     0  
Net remeasurement of loss allowance 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 0 0 0 0
Loans [member] | Point of sale loans and leases [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 65 583 100 545
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 142 44 107 82
Loan originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 142 44 107 82
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 207 627 207 627
Loans [member] | Point of sale loans and leases [member] | Stage 1 [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 65 583 100 545
Transfer in (out) to Stage 1 0 32 0 70
Transfer in (out) to Stage 2 0 (118) 0 (172)
Transfer in (out) to Stage 3 0 0 0 0
Loan originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 142 44 107 82
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 207 627 207 627
Loans [member] | Point of sale loans and leases [member] | Stage 2 [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 0 0 0 0
Transfer in (out) to Stage 1 0 (32) 0 (70)
Transfer in (out) to Stage 2 0 118 0 172
Transfer in (out) to Stage 3 0 0 0 0
Loan originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 0 0 0 0
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 0 0 0 0
Loans [member] | Point of sale loans and leases [member] | Financial instruments credit-impaired [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 0 0 0 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Loan originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 0 0 0 0
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 0 0 0 0
Loans [member] | Commercial real estate mortgages [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 2,106 1,591 2,222 1,287
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (141) 139 (217) 371
Loan originations 11 63 77 149
Derecognitions and maturities (34) (26) (140) (40)
Provision for (recovery of) credit losses (164) 176 (280) 480
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 1,942 1,767 1,942 1,767
Loans [member] | Commercial real estate mortgages [member] | Stage 1 [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 1,656 1,517 1,699 1,150
Transfer in (out) to Stage 1 110 17 232 79
Transfer in (out) to Stage 2 (53) (88) (162) (118)
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (73) 159 (106) 422
Loan originations 11 63 77 149
Derecognitions and maturities (8) (21) (97) (35)
Provision for (recovery of) credit losses (13) 130 (56) 497
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 1,643 1,647 1,643 1,647
Loans [member] | Commercial real estate mortgages [member] | Stage 2 [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 450 74 523 137
Transfer in (out) to Stage 1 (110) (17) (232) (79)
Transfer in (out) to Stage 2 53 88 162 118
Transfer in (out) to Stage 3 0 (13) 0 (13)
Net remeasurement of loss allowance (68) (7) (111) (38)
Loan originations 0 0 0 0
Derecognitions and maturities (26) (5) (43) (5)
Provision for (recovery of) credit losses (151) 46 (224) (17)
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 299 120 299 120
Loans [member] | Commercial real estate mortgages [member] | Financial instruments credit-impaired [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 0 0 0 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 13 0 13
Net remeasurement of loss allowance 0 (13) 0 (13)
Loan originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 0 0 0 0
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 0 0 0 0
Loans [member] | Commercial real estate loans [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 55 57 42 54
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 3 2 5 5
Loan originations 0 0 11 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 3 2 16 5
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 58 59 58 59
Loans [member] | Commercial real estate loans [member] | Stage 1 [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 55 57 42 54
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 3 2 5 5
Loan originations 0 0 11 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 3 2 16 5
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 58 59 58 59
Loans [member] | Commercial real estate loans [member] | Stage 2 [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 0 0 0 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 0 0 0 0
Loan originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 0 0 0 0
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 0 0 0 0
Loans [member] | Commercial real estate loans [member] | Financial instruments credit-impaired [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 0 0 0 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 0 0 0 0
Loan originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 0 0 0 0
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance at end of period 0 0 0 0
Loans [member] | Public sector and other financing [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 160 58 149 18
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 22 (1) 33 12
Loan originations 13 16 13 43
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 35 15 46 55
Write-offs 0 0 0 0
Balance at end of period 195 73 195 73
Loans [member] | Public sector and other financing [member] | Stage 1 [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 134 55 104 17
Transfer in (out) to Stage 1 0 0 18 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 38 (1) 50 10
Loan originations 13 16 13 43
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 51 15 81 53
Write-offs 0 0 0 0
Balance at end of period 185 70 185 70
Loans [member] | Public sector and other financing [member] | Stage 2 [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 26 3 45 1
Transfer in (out) to Stage 1 0 0 (18) 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (16) 0 (17) 2
Loan originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses (16) 0 (35) 2
Write-offs 0 0 0 0
Balance at end of period 10 3 10 3
Loans [member] | Public sector and other financing [member] | Financial instruments credit-impaired [member]        
Statement Line Items [Line Items]        
Balance at beginning of period 0 0 0 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 0 0 0 0
Loan originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 0 0 0 0
Write-offs 0 0 0 0
Balance at end of period $ 0 $ 0 $ 0 $ 0