Statement Line Items [Line Items]

Disclosure of loans by lending asset category [text block]

	As at April 30, 2024												As at October 31, 2023
(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total			Stage 1			Stage 2			Stage 3			Total
Point-of-sale loans and leases	$	3,104,388		$	9,636		$	-		$	3,114,024		$	2,873,078		$	6,242		$	-		$	2,879,320
ECL allowance		207			-			-			207			100			-			-			100
EL %		0.01	%		0.00	%		0.00	%		0.01	%		0.00	%		0.00	%		0.00	%		0.00	%
Commercial real estate mortgages	$	688,250		$	131,603		$	-		$	819,853		$	717,755		$	155,993		$	15,321		$	889,069
ECL allowance		1,643			299			-			1,942			1,699			523			-			2,222
EL %		0.24	%		0.23	%		0.00	%		0.24	%		0.24	%		0.34	%		0.00	%		0.25	%
Commercial real estate loans	$	8,612		$	-		$	-		$	8,612		$	8,793		$	-		$	-		$	8,793
ECL allowance		58			-			-			58			42			-			-			42
EL %		0.67	%		0.00	%		0.00	%		0.67	%		0.48	%		0.00	%		0.00	%		0.48	%
Public sector and other financing	$	52,423		$	4,248		$	-		$	56,671		$	49,293		$	5,761		$	-		$	55,054
ECL allowance		185			10			-			195			104			45			-			149
EL %		0.35	%		0.24	%		0.00	%		0.34	%		0.21	%		0.78	%		0.00	%		0.27	%
Total loans	$	3,853,673		$	145,487		$	-		$	3,999,160		$	3,648,919		$	167,996		$	15,321		$	3,832,236
Total ECL allowance		2,093			309			-			2,402			1,945			568			-			2,513
Total EL %		0.05	%		0.21	%		0.00	%		0.06	%		0.05	%		0.34	%		0.00	%		0.07	%

Disclosure of Reconciliation of changes in allowance account for credit losses of financial assets [text block]

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3		Total

Point-of-sale loans and leases
Balance at beginning of period	$	65		$	-		$	-	$	65
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		142			-			-		142
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		142			-			-		142
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	207		$	-		$	-	$	207

Commercial real estate mortgages
Balance at beginning of period	$	1,656		$	450		$	-	$	2,106
Transfer in (out) to Stage 1		110			(110	)		-		-
Transfer in (out) to Stage 2		(53	)		53			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		(73	)		(68	)		-		(141	)
Loan originations		11			-			-		11
Derecognitions and maturities		(8	)		(26	)		-		(34	)
Provision for (recovery of) credit losses		(13	)		(151	)		-		(164	)
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	1,643		$	299		$	-	$	1,942

Commercial real estate loans
Balance at beginning of period	$	55		$	-		$	-	$	55
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		3			-			-		3
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		3			-			-		3
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	58		$	-		$	-	$	58

Public sector and other financing
Balance at beginning of period	$	134		$	26		$	-	$	160
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		38			(16	)		-		22
Loan originations		13			-			-		13
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		51			(16	)		-		35
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	185		$	10		$	-	$	195

Total balance at end of period	$	2,093		$	309		$	-	$	2,402

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total

Point-of-sale loans and leases
Balance at beginning of period	$	583		$	-		$	-		$	583
Transfer in (out) to Stage 1		32			(32	)		-			-
Transfer in (out) to Stage 2		(118	)		118			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		130			(86	)		-			44
Loan originations		-			-			-			-
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		44			-			-			44
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	627		$	-		$	-		$	627

Commercial real estate mortgages
Balance at beginning of period	$	1,517		$	74		$	-		$	1,591
Transfer in (out) to Stage 1		17			(17	)		-			-
Transfer in (out) to Stage 2		(88	)		88			-			-
Transfer in (out) to Stage 3		-			(13	)		13			-
Net remeasurement of loss allowance		159			(7	)		(13	)		139
Loan originations		63			-			-			63
Derecognitions and maturities		(21	)		(5	)		-			(26	)
Provision for (recovery of) credit losses		130			46			-			176
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	1,647		$	120		$	-		$	1,767

Commercial real estate loans
Balance at beginning of period	$	57		$	-		$	-		$	57
Transfer in (out) to Stage 1		-			-			-			-
Transfer in (out) to Stage 2		-			-			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		2			-			-			2
Loan originations		-			-			-			-
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		2			-			-			2
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	59		$	-		$	-		$	59

Public sector and other financing
Balance at beginning of period	$	55		$	3		$	-		$	58
Transfer in (out) to Stage 1		-			-			-			-
Transfer in (out) to Stage 2		-			-			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		(1	)		-			-			(1	)
Loan originations		16			-			-			16
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		15			-			-			15
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	70		$	3		$	-		$	73

Total balance at end of period	$	2,403		$	123		$	-		$	2,526

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3		Total

Point-of-sale loans and leases
Balance at beginning of period	$	100		$	-		$	-	$	100
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		107			-			-		107
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		107			-			-		107
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	207		$	-		$	-	$	207

Commercial real estate mortgages
Balance at beginning of period	$	1,699		$	523		$	-	$	2,222
Transfer in (out) to Stage 1		232			(232	)		-		-
Transfer in (out) to Stage 2		(162	)		162			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		(106	)		(111	)		-		(217	)
Loan originations		77			-			-		77
Derecognitions and maturities		(97	)		(43	)		-		(140	)
Provision for (recovery of) credit losses		(56	)		(224	)		-		(280	)
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	1,643		$	299		$	-	$	1,942

Commercial real estate loans
Balance at beginning of period	$	42		$	-		$	-	$	42
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		5			-			-		5
Loan originations		11			-			-		11
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		16			-			-		16
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	58		$	-		$	-	$	58

Public sector and other financing
Balance at beginning of period	$	104		$	45		$	-	$	149
Transfer in (out) to Stage 1		18			(18	)		-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		50			(17	)		-		33
Loan originations		13			-			-		13
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		81			(35	)		-		46
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	185		$	10		$	-	$	195

Total balance at end of period	$	2,093		$	309		$	-	$	2,402

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total

Point-of-sale loans and leases
Balance at beginning of period	$	545		$	-		$	-		$	545
Transfer in (out) to Stage 1		70			(70	)		-			-
Transfer in (out) to Stage 2		(172	)		172			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		184			(102	)		-			82
Loan originations		-			-			-			-
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		82			-			-			82
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	627		$	-		$	-		$	627

Commercial real estate mortgages
Balance at beginning of period	$	1,150		$	137		$	-		$	1,287
Transfer in (out) to Stage 1		79			(79	)		-			-
Transfer in (out) to Stage 2		(118	)		118			-			-
Transfer in (out) to Stage 3		-			(13	)		13			-
Net remeasurement of loss allowance		422			(38	)		(13	)		371
Loan originations		149			-			-			149
Derecognitions and maturities		(35	)		(5	)		-			(40	)
Provision for (recovery of) credit losses		497			(17	)		-			480
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	1,647		$	120		$	-		$	1,767

Commercial real estate loans
Balance at beginning of period	$	54		$	-		$	-		$	54
Transfer in (out) to Stage 1		-			-			-			-
Transfer in (out) to Stage 2		-			-			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		5			-			-			5
Loan originations		-			-			-			-
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		5			-			-			5
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	59		$	-		$	-		$	59

Public sector and other financing
Balance at beginning of period	$	17		$	1		$	-		$	18
Transfer in (out) to Stage 1		-			-			-			-
Transfer in (out) to Stage 2		-			-			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		10			2			-			12
Loan originations		43			-			-			43
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		53			2			-			55
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	70		$	3		$	-		$	73

Total balance at end of period	$	2,403		$	123		$	-		$	2,526