XML 110 R86.htm IDEA: XBRL DOCUMENT v3.23.3
Note 24 - Capital Management - Risk-based Capital Ratios (Details) - CAD ($)
$ in Thousands
Oct. 31, 2023
Oct. 31, 2022
Statement Line Items [Line Items]    
Directly issued capital instruments $ 228,471 $ 239,629
Contributed surplus 2,513 1,612
Retained earnings 146,043 109,335
Accumulated other comprehensive income 131 99
Regulatory capital   448,575
Total risk-weighted assets   $ 2,714,902
CET1 capital ratio   16.52%
Total assets 4,201,610 $ 3,265,998
Transitional [member]    
Statement Line Items [Line Items]    
Regulatory capital 476,005  
Total risk-weighted assets $ 3,095,092  
CET1 capital ratio 15.38%  
Basel III [member]    
Statement Line Items [Line Items]    
Adjustments to capital $ (12,699) (11,371)
Total assets   3,265,998
Total on-balance sheet exposures   3,254,627
Total off-balance sheet exposure at gross notional amount 481,389 443,124
Adjustments for conversion to credit equivalent amount   251,101
Total off-balance sheet exposures 199,684 192,023
Total exposures   $ 3,446,650
Leverage ratio   9.84%
Basel III [member] | Transitional [member]    
Statement Line Items [Line Items]    
Total assets 4,201,610  
Total on-balance sheet exposures 4,188,911  
Adjustments for conversion to credit equivalent amount 281,705  
Total exposures $ 4,388,595  
Leverage ratio 8.30%  
Common equity tier 1 [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments   $ 225,982
Contributed surplus   1,612
Retained earnings   109,335
Accumulated other comprehensive income   99
Regulatory capital before adjustments   337,028
Adjustments to capital   (11,371)
Regulatory capital   $ 325,657
CET1 capital ratio   12.00%
Common equity tier 1 [member] | Transitional [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments $ 214,824  
Contributed surplus 2,513  
Retained earnings 146,043  
Accumulated other comprehensive income 131  
Regulatory capital before adjustments 363,511  
Adjustments to capital (12,699)  
Regulatory capital $ 350,812  
CET1 capital ratio 11.33%  
Capital Tier 1 [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments   $ 13,647
Regulatory capital $ 364,459 $ 339,304
CET1 capital ratio   12.50%
Capital Tier 1 [member] | Transitional [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments 13,647  
Regulatory capital $ 364,459  
CET1 capital ratio 11.78%  
Tier 2 capital [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments $ 109,033 $ 107,367
Regulatory capital before adjustments   107,367
Adjustments to capital   1,904
Regulatory capital   $ 109,271
Tier 2 capital [member] | Transitional [member]    
Statement Line Items [Line Items]    
Regulatory capital before adjustments 109,033  
Adjustments to capital 2,513  
Regulatory capital $ 111,546