Statement Line Items [Line Items]

Disclosure of loans by lending asset category [text block]

	As at October 31, 2023												As at October 31, 2022
(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total			Stage 1			Stage 2			Stage 3			Total
Point-of-sale loans and leases	$	2,873,078		$	6,242		$	-		$	2,879,320		$	2,215,388		$	5,227		$	279		$	2,220,894
ECL allowance		100			-			-			100			545			-			-			545
EL %		0.00	%		0.00	%		0.00	%		0.00	%		0.02	%		0.00	%		0.00	%		0.02	%
Commercial real estate mortgages	$	717,755		$	155,993		$	15,321		$	889,069		$	599,113		$	111,256		$	-		$	710,369
ECL allowance		1,699			523			-			2,222			1,150			137			-			1,287
EL %		0.24	%		0.34	%		0.00	%		0.25	%		0.19	%		0.12	%		0.00	%		0.18	%
Commercial real estate loans	$	8,793		$	-		$	-		$	8,793		$	13,165		$	-		$	-		$	13,165
ECL allowance		42			-			-			42			54			-			-			54
EL %		0.48	%		0.00	%		0.00	%		0.48	%		0.41	%		0.00	%		0.00	%		0.41	%
Public sector and other financing	$	49,293		$	5,761		$	-		$	55,054		$	35,273		$	179		$	-		$	35,452
ECL allowance		104			45			-			149			17			1			-			18
EL %		0.21	%		0.78	%		0.00	%		0.27	%		0.05	%		0.56	%		0.00	%		0.05	%
Total loans	$	3,648,919		$	167,996		$	15,321		$	3,832,236		$	2,862,939		$	116,662		$	279		$	2,979,880
Total ECL allowance		1,945			568			-			2,513			1,766			138			-			1,904
Total EL %		0.05	%		0.34	%		0.00	%		0.07	%		0.06	%		0.12	%		0.00	%		0.06	%

Disclosure of Reconciliation of changes in allowance account for credit losses of financial assets [text block]

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total

Point-of-sale loans and leases
Balance at beginning of period	$	545		$	-		$	-		$	545
Transfer in (out) to Stage 1		160			(160	)		-			-
Transfer in (out) to Stage 2		(340	)		340			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		(265	)		(180	)		-			(445	)
Loan originations		-			-			-			-
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		(445	)		-			-			(445	)
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	100		$	-		$	-		$	100

Commercial real estate mortgages
Balance at beginning of period	$	1,150		$	137		$	-		$	1,287
Transfer in (out) to Stage 1		279			(279	)		-			-
Transfer in (out) to Stage 2		(581	)		581			-			-
Transfer in (out) to Stage 3		-			(13	)		13			-
Net remeasurement of loss allowance		668			113			(13	)		768
Loan originations		604			4			-			608
Derecognitions and maturities		(421	)		(20	)		-			(441	)
Provision for (recovery of) credit losses		549			386			-			935
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	1,699		$	523		$	-		$	2,222

Commercial real estate loans
Balance at beginning of period	$	54		$	-		$	-		$	54
Transfer in (out) to Stage 1		-			-			-			-
Transfer in (out) to Stage 2		-			-			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		(6	)		-			-			(6	)
Loan originations		-			-			-			-
Derecognitions and maturities		(6	)		-			-			(6	)
Provision for (recovery of) credit losses		(12	)		-			-			(12	)
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	42		$	-		$	-		$	42

Public sector and other financing
Balance at beginning of period	$	17		$	1		$	-		$	18
Transfer in (out) to Stage 1		-			-			-			-
Transfer in (out) to Stage 2		(8	)		8			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		12			13			-			25
Loan originations		83			23			-			106
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		87			44			-			131
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	104		$	45		$	-		$	149

Total balance at end of period	$	1,945		$	568		$	-		$	2,513

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3		Total

Point-of-sale loans and leases
Balance at beginning of period	$	275		$	-		$	-	$	275
Transfer in (out) to Stage 1		91			(91	)		-		-
Transfer in (out) to Stage 2		(186	)		186			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		365			(95	)		-		270
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		270			-			-		270
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	545		$	-		$	-	$	545

Commercial real estate mortgages
Balance at beginning of period	$	980		$	134		$	-	$	1,114
Transfer in (out) to Stage 1		75			(75	)		-		-
Transfer in (out) to Stage 2		(129	)		129			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		74			(29	)		-		45
Loan originations		286			-			-		286
Derecognitions and maturities		(136	)		(22	)		-		(158	)
Provision for (recovery of) credit losses		170			3			-		173
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	1,150		$	137		$	-	$	1,287

Commercial real estate loans
Balance at beginning of period	$	45		$	-		$	-	$	45
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		9			-			-		9
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		9			-			-		9
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	54		$	-		$	-	$	54

Public sector and other financing
Balance at beginning of period	$	16		$	3		$	-	$	19
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		2			(2	)		-		-
Loan originations		-			-			-		-
Derecognitions and maturities		(1	)		-			-		(1	)
Provision for (recovery of) credit losses		1			(2	)		-		(1	)
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	17		$	1		$	-	$	18

Total balance at end of period	$	1,766		$	138		$	-	$	1,904