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Note 5 - Loans, Net of Allowance for Credit Losses - Reconciliation of ECL Allowance by Lending Asset Category (Details) - CAD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jul. 31, 2023
Jul. 31, 2022
Jul. 31, 2023
Jul. 31, 2022
Jul. 30, 2022
Statement Line Items [Line Items]          
Provision for (recovery of) credit losses $ 171 $ 166 $ 793 $ 246 $ 246
Loans [member]          
Statement Line Items [Line Items]          
Balance at beginning of period     1,904    
Recoveries 0 0 0 0  
Balance at end of period 2,697 1,699 2,697 1,699  
Loans [member] | Stage 1 [member]          
Statement Line Items [Line Items]          
Balance at beginning of period     1,766    
Net remeasurement of loss allowance 52 138 236 315  
Recoveries 0 0 0 0  
Balance at end of period 2,425 1,581 2,425 1,581  
Loans [member] | Stage 2 [member]          
Statement Line Items [Line Items]          
Balance at beginning of period     138    
Net remeasurement of loss allowance (33) (29) (135) (62)  
Recoveries 0 0 0 0  
Balance at end of period 272 118 272 118  
Loans [member] | Financial instruments credit-impaired [member]          
Statement Line Items [Line Items]          
Balance at beginning of period     0    
Net remeasurement of loss allowance 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 0 0 0 0  
Loans [member] | Point of sale loans and leases [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 627 419 545 275 275
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 0 0 0 0  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance 19 109 101 253  
Loan originations 0 0 0 0  
Derecognitions and maturities 0 0 0 0  
Provision for (recovery of) credit losses 19 109 101 253  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 646 528 646 528  
Loans [member] | Point of sale loans and leases [member] | Stage 1 [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 627 419 545 275 275
Transfer in (out) to Stage 1 52 16 122 68  
Transfer in (out) to Stage 2 (85) (45) (257) (130)  
Transfer in (out) to Stage 3 0 0 0 0  
Loan originations 0 0 0 0  
Derecognitions and maturities 0 0 0 0  
Provision for (recovery of) credit losses 19 109 101 253  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 646 528 646 528  
Loans [member] | Point of sale loans and leases [member] | Stage 2 [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 0 0 0 0 0
Transfer in (out) to Stage 1 (52) (16) (122) (68)  
Transfer in (out) to Stage 2 85 45 257 130  
Transfer in (out) to Stage 3 0 0 0 0  
Loan originations 0 0 0 0  
Derecognitions and maturities 0 0 0 0  
Provision for (recovery of) credit losses 0 0 0 0  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 0 0 0 0  
Loans [member] | Point of sale loans and leases [member] | Financial instruments credit-impaired [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 0 0 0 0 0
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 0 0 0 0  
Transfer in (out) to Stage 3 0 0 0 0  
Loan originations 0 0 0 0  
Derecognitions and maturities 0 0 0 0  
Provision for (recovery of) credit losses 0 0 0 0  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 0 0 0 0  
Loans [member] | Commercial real estate mortgages [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 1,767 1,049 1,287 1,114 1,114
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 0 0 0 0  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance 182 11 553 (97)  
Loan originations 56 64 205 224  
Derecognitions and maturities (99) (28) (139) (145)  
Provision for (recovery of) credit losses 139 47 619 (18)  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 1,906 1,096 1,906 1,096  
Loans [member] | Commercial real estate mortgages [member] | Stage 1 [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 1,647 948 1,150 980 980
Transfer in (out) to Stage 1 14 16 93 38  
Transfer in (out) to Stage 2 (106) (88) (224) (92)  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance 138 49 560 (48)  
Loan originations 56 64 205 224  
Derecognitions and maturities (94) (10) (129) (123)  
Provision for (recovery of) credit losses 8 31 505 (1)  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 1,655 979 1,655 979  
Loans [member] | Commercial real estate mortgages [member] | Stage 2 [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 120 101 137 134 134
Transfer in (out) to Stage 1 (14) (16) (93) (38)  
Transfer in (out) to Stage 2 106 88 224 92  
Transfer in (out) to Stage 3 0 0 (13) 0  
Net remeasurement of loss allowance 44 (38) 6 (49)  
Loan originations 0 0 0 0  
Derecognitions and maturities (5) (18) (10) (22)  
Provision for (recovery of) credit losses 131 16 114 (17)  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 251 117 251 117  
Loans [member] | Commercial real estate mortgages [member] | Financial instruments credit-impaired [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 0 0 0 0 0
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 0 0 0 0  
Transfer in (out) to Stage 3 0 0 13 0  
Net remeasurement of loss allowance 0 0 (13) 0  
Loan originations 0 0 0 0  
Derecognitions and maturities 0 0 0 0  
Provision for (recovery of) credit losses 0 0 0 0  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 0 0 0 0  
Loans [member] | Commercial real estate loans [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 59 40 54 45 45
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 0 0 0 0  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance (5) 9 0 4  
Loan originations 0 0 0 0  
Derecognitions and maturities (4) 0 (4) 0  
Provision for (recovery of) credit losses (9) 9 (4) 4  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 50 49 50 49  
Loans [member] | Commercial real estate loans [member] | Stage 1 [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 59 40 54 45 45
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 0 0 0 0  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance (5) 9 0 4  
Loan originations 0 0 0 0  
Derecognitions and maturities (4) 0 (4) 0  
Provision for (recovery of) credit losses (9) 9 (4) 4  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 50 49 50 49  
Loans [member] | Commercial real estate loans [member] | Stage 2 [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 0 0 0 0 0
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 0 0 0 0  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance 0 0 0 0  
Loan originations 0 0 0 0  
Derecognitions and maturities 0 0 0 0  
Provision for (recovery of) credit losses 0 0 0 0  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 0 0 0 0  
Loans [member] | Commercial real estate loans [member] | Financial instruments credit-impaired [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 0 0 0 0 0
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 0 0 0 0  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance 0 0 0 0  
Loan originations 0 0 0 0  
Derecognitions and maturities 0 0 0 0  
Provision for (recovery of) credit losses 0 0 0 0  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of period 0 0 0 0  
Loans [member] | Public sector and other financing [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 73 25 18 19 19
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 0 0 0 0  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance 6 1 18 8  
Loan originations 16 0 59 0  
Derecognitions and maturities 0 0 0 (1)  
Provision for (recovery of) credit losses 22 1 77 7  
Write-offs 0 0 0 0  
Balance at end of period 95 26 95 26  
Loans [member] | Public sector and other financing [member] | Stage 1 [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 70 24 17 16 16
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 (8) 0 (8) 0  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance (4) 1 6 10  
Loan originations 16 0 59 0  
Derecognitions and maturities 0 0 0 (1)  
Provision for (recovery of) credit losses 4 1 57 9  
Write-offs 0 0 0 0  
Balance at end of period 74 25 74 25  
Loans [member] | Public sector and other financing [member] | Stage 2 [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 3 1 1 3 3
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 8 0 8 0  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance 10 0 12 (2)  
Loan originations 0 0 0 0  
Derecognitions and maturities 0 0 0 0  
Provision for (recovery of) credit losses 18 0 20 (2)  
Write-offs 0 0 0 0  
Balance at end of period 21 1 21 1  
Loans [member] | Public sector and other financing [member] | Financial instruments credit-impaired [member]          
Statement Line Items [Line Items]          
Balance at beginning of period 0 0 0 0 $ 0
Transfer in (out) to Stage 1 0 0 0 0  
Transfer in (out) to Stage 2 0 0 0 0  
Transfer in (out) to Stage 3 0 0 0 0  
Net remeasurement of loss allowance 0 0 0 0  
Loan originations 0 0 0 0  
Derecognitions and maturities 0 0 0 0  
Provision for (recovery of) credit losses 0 0 0 0  
Write-offs 0 0 0 0  
Balance at end of period $ 0 $ 0 $ 0 $ 0