XML 77 R51.htm IDEA: XBRL DOCUMENT v3.22.1
Note 13 - Capital Management - Risk-based Capital Ratios (Details) - CAD ($)
$ in Thousands
Apr. 30, 2022
Oct. 31, 2021
Apr. 30, 2021
Statement Line Items [Line Items]      
Directly issued capital instruments $ 242,086 $ 241,466 $ 166,404
Retained earnings 99,285 90,644 80,965
Accumulated other comprehensive income 43 (4) (3)
Regulatory capital   418,718  
Total risk-weighted assets   $ 2,013,544  
CET1 capital ratio   20.80%  
Total assets 2,692,146 $ 2,415,086 $ 2,139,757
Transitional [member]      
Statement Line Items [Line Items]      
Regulatory capital 432,083    
Total risk-weighted assets $ 2,313,030    
CET1 capital ratio 18.68%    
Basel III [member]      
Statement Line Items [Line Items]      
Total assets   2,415,086  
Total on-balance sheet exposures   2,402,335  
Total off-balance sheet exposure at gross notional amount $ 366,780 342,710  
Adjustments for conversion to credit equivalent amount   210,065  
Total off-balance sheet exposures 153,873 132,645  
Total exposures   $ 2,534,980  
Leverage ratio   12.60%  
Basel III [member] | Transitional [member]      
Statement Line Items [Line Items]      
Total assets 2,692,146    
Total on-balance sheet exposures 2,680,342    
Adjustments for conversion to credit equivalent amount 212,907    
Total exposures $ 2,834,215    
Leverage ratio 11.63%    
Common equity tier 1 [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments   $ 227,819  
Retained earnings   90,644  
Accumulated other comprehensive income   (4)  
Regulatory capital before adjustments   318,459  
Adjustments to capital   (12,751)  
Regulatory capital   $ 305,708  
CET1 capital ratio   15.18%  
Common equity tier 1 [member] | Transitional [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments $ 228,439    
Retained earnings 99,285    
Accumulated other comprehensive income 43    
Regulatory capital before adjustments 327,767    
Adjustments to capital (11,804)    
Regulatory capital $ 315,963    
CET1 capital ratio 13.66%    
Capital Tier 1 [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments   $ 13,647  
Regulatory capital   $ 319,355  
CET1 capital ratio   15.86%  
Capital Tier 1 [member] | Transitional [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments $ 13,647    
Regulatory capital $ 329,610    
CET1 capital ratio 14.25%    
Tier 2 capital [member]      
Statement Line Items [Line Items]      
Directly issued capital instruments $ 100,940 $ 97,910  
Regulatory capital before adjustments   97,910  
Adjustments to capital   1,453  
Regulatory capital   $ 99,363  
Tier 2 capital [member] | Transitional [member]      
Statement Line Items [Line Items]      
Regulatory capital before adjustments 100,940    
Adjustments to capital 1,533    
Regulatory capital $ 102,473