The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   301,727 1,947 SH   SOLE Clearwater Capital Partners 0 0 1,947
ALPHABET INC CAP STK CL A 02079K305   369,900 2,648 SH   SOLE Clearwater Capital Partners 0 0 2,648
ALPHABET INC CAP STK CL C 02079K107   359,513 2,551 SH   SOLE Clearwater Capital Partners 0 0 2,551
AMAZON COM INC COM 023135106   1,225,700 8,067 SH   SOLE Clearwater Capital Partners 0 0 8,067
AMGEN INC COM 031162100   539,174 1,872 SH   SOLE Clearwater Capital Partners 0 0 1,872
APPLE INC COM 037833100   9,420,199 48,928 SH   SOLE Clearwater Capital Partners 0 0 48,928
ARK ETF TR FINTECH INNOVA 00214Q708   8,531,791 309,347 SH   SOLE Clearwater Capital Partners 0 0 309,347
ARK ETF TR GENOMIC REV ETF 00214Q302   5,491,541 167,374 SH   SOLE Clearwater Capital Partners 0 0 167,374
ARK ETF TR INNOVATION ETF 00214Q104   7,549,712 144,161 SH   SOLE Clearwater Capital Partners 0 0 144,161
ASML HOLDING N V N Y REGISTRY SHS N07059210   435,986 576 SH   SOLE Clearwater Capital Partners 0 0 576
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   352,737 989 SH   SOLE Clearwater Capital Partners 0 0 989
BLACKSTONE INC COM 09260D107   277,473 2,119 SH   SOLE Clearwater Capital Partners 0 0 2,119
CARVANA CO CL A 146869102   309,170 5,840 SH   SOLE Clearwater Capital Partners 0 0 5,840
CISCO SYS INC COM 17275R102   366,270 7,250 SH   SOLE Clearwater Capital Partners 0 0 7,250
COMPUGEN LTD ORD M25722105   23,572 11,905 SH   SOLE Clearwater Capital Partners 0 0 11,905
CRISPR THERAPEUTICS AG NAMEN AKT H17182108   208,897 3,337 SH   SOLE Clearwater Capital Partners 0 0 3,337
DBX ETF TR XTRACK MSCI EAFE 233051200   1,849,925 50,025 SH   SOLE Clearwater Capital Partners 0 0 50,025
DISNEY WALT CO COM 254687106   222,836 2,468 SH   SOLE Clearwater Capital Partners 0 0 2,468
ELI LILLY & CO COM 532457108   700,670 1,202 SH   SOLE Clearwater Capital Partners 0 0 1,202
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   664,279 11,593 SH   SOLE Clearwater Capital Partners 0 0 11,593
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   1,309,851 25,353 SH   SOLE Clearwater Capital Partners 0 0 25,353
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   299,250 15,000 SH   SOLE Clearwater Capital Partners 0 0 15,000
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182   261,621 11,822 SH   SOLE Clearwater Capital Partners 0 0 11,822
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135   358,139 8,273 SH   SOLE Clearwater Capital Partners 0 0 8,273
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143   207,106 2,000 SH   SOLE Clearwater Capital Partners 0 0 2,000
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   11,528,383 214,123 SH   SOLE Clearwater Capital Partners 0 0 214,123
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   9,859,098 104,001 SH   SOLE Clearwater Capital Partners 0 0 104,001
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300   509,464 8,097 SH   SOLE Clearwater Capital Partners 0 0 8,097
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   1,974,549 30,809 SH   SOLE Clearwater Capital Partners 0 0 30,809
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101   558,645 7,886 SH   SOLE Clearwater Capital Partners 0 0 7,886
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109   1,358,413 15,066 SH   SOLE Clearwater Capital Partners 0 0 15,066
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108   2,483,507 22,668 SH   SOLE Clearwater Capital Partners 0 0 22,668
GLOBAL PMTS INC COM 37940X102   234,188 1,844 SH   SOLE Clearwater Capital Partners 0 0 1,844
GLOBAL X FDS CLOUD COMPUTNG 37954Y442   2,953,981 130,361 SH   SOLE Clearwater Capital Partners 0 0 130,361
GLOBAL X FDS INTERNET OF THNG 37954Y780   13,302,337 376,730 SH   SOLE Clearwater Capital Partners 0 0 376,730
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   9,392,546 329,563 SH   SOLE Clearwater Capital Partners 0 0 329,563
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   544,681 5,461 SH   SOLE Clearwater Capital Partners 0 0 5,461
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   4,719,109 101,902 SH   SOLE Clearwater Capital Partners 0 0 101,902
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230   350,771 7,014 SH   SOLE Clearwater Capital Partners 0 0 7,014
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   4,966,778 161,837 SH   SOLE Clearwater Capital Partners 0 0 161,837
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   2,414,424 73,926 SH   SOLE Clearwater Capital Partners 0 0 73,926
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   3,355,866 35,773 SH   SOLE Clearwater Capital Partners 0 0 35,773
HOME DEPOT INC COM 437076102   679,585 1,961 SH   SOLE Clearwater Capital Partners 0 0 1,961
IMMUNITYBIO INC COM 45256X103   2,225,361 443,299 SH   SOLE Clearwater Capital Partners 0 0 443,299
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   216,529 2,122 SH   SOLE Clearwater Capital Partners 0 0 2,122
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   723,849 11,552 SH   SOLE Clearwater Capital Partners 0 0 11,552
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   261,418 12,366 SH   SOLE Clearwater Capital Partners 0 0 12,366
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   241,571 2,464 SH   SOLE Clearwater Capital Partners 0 0 2,464
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   526,484 16,130 SH   SOLE Clearwater Capital Partners 0 0 16,130
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   521,967 16,180 SH   SOLE Clearwater Capital Partners 0 0 16,180
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   283,812 5,248 SH   SOLE Clearwater Capital Partners 0 0 5,248
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   330,288 5,427 SH   SOLE Clearwater Capital Partners 0 0 5,427
INVESCO QQQ TR UNIT SER 1 46090E103   3,066,843 7,489 SH   SOLE Clearwater Capital Partners 0 0 7,489
ISHARES INC CORE MSCI EMKT 46434G103   9,948,783 196,694 SH   SOLE Clearwater Capital Partners 0 0 196,694
ISHARES INC EMNG MKTS EQT 46434G889   12,593,112 293,820 SH   SOLE Clearwater Capital Partners 0 0 293,820
ISHARES INC MSCI EMERG MRKT 464286533   237,870 4,279 SH   SOLE Clearwater Capital Partners 0 0 4,279
ISHARES INC MSCI GBL GOLD MN 46434G855   934,729 38,028 SH   SOLE Clearwater Capital Partners 0 0 38,028
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,300,101 12,966 SH   SOLE Clearwater Capital Partners 0 0 12,966
ISHARES TR 1 3 YR TREAS BD 464287457   2,409,433 29,369 SH   SOLE Clearwater Capital Partners 0 0 29,369
ISHARES TR BLACKROCK ULTRA 46434V878   38,762,176 769,702 SH   SOLE Clearwater Capital Partners 0 0 769,702
ISHARES TR CORE S&P MCP ETF 464287507   1,379,930 4,979 SH   SOLE Clearwater Capital Partners 0 0 4,979
ISHARES TR CORE S&P SCP ETF 464287804   1,593,549 14,721 SH   SOLE Clearwater Capital Partners 0 0 14,721
ISHARES TR CORE S&P500 ETF 464287200   2,378,877 4,981 SH   SOLE Clearwater Capital Partners 0 0 4,981
ISHARES TR CORE US AGGBD ET 464287226   15,294,326 154,099 SH   SOLE Clearwater Capital Partners 0 0 154,099
ISHARES TR EAFE SML CP ETF 464288273   4,680,149 75,608 SH   SOLE Clearwater Capital Partners 0 0 75,608
ISHARES TR EXPONENTIAL TECH 46434V381   3,379,722 56,451 SH   SOLE Clearwater Capital Partners 0 0 56,451
ISHARES TR GENOMICS IMMUN 46435U192   1,233,198 53,594 SH   SOLE Clearwater Capital Partners 0 0 53,594
ISHARES TR GLOBAL TECH ETF 464287291   804,593 11,801 SH   SOLE Clearwater Capital Partners 0 0 11,801
ISHARES TR HDG MSCI EAFE 46434V803   461,307 14,640 SH   SOLE Clearwater Capital Partners 0 0 14,640
ISHARES TR INTL EQTY FACTOR 46434V274   49,203,521 1,755,388 SH   SOLE Clearwater Capital Partners 0 0 1,755,388
ISHARES TR ISHARES BIOTECH 464287556   318,433 2,344 SH   SOLE Clearwater Capital Partners 0 0 2,344
ISHARES TR ISHS 1-5YR INVS 464288646   47,896,410 934,108 SH   SOLE Clearwater Capital Partners 0 0 934,108
ISHARES TR ISHS 5-10YR INVT 464288638   202,540 3,895 SH   SOLE Clearwater Capital Partners 0 0 3,895
ISHARES TR MBS ETF 464288588   20,949,634 222,679 SH   SOLE Clearwater Capital Partners 0 0 222,679
ISHARES TR MRGSTR MD CP ETF 464288208   244,756 3,646 SH   SOLE Clearwater Capital Partners 0 0 3,646
ISHARES TR MSCI EMG MKT ETF 464287234   665,959 16,562 SH   SOLE Clearwater Capital Partners 0 0 16,562
ISHARES TR MSCI USA MIN VOL 46429B697   326,946 4,190 SH   SOLE Clearwater Capital Partners 0 0 4,190
ISHARES TR MSCI USA QLT FCT 46432F339   385,507 2,620 SH   SOLE Clearwater Capital Partners 0 0 2,620
ISHARES TR MSCI USA VALUE 46432F388   385,319 3,809 SH   SOLE Clearwater Capital Partners 0 0 3,809
ISHARES TR NATIONAL MUN ETF 464288414   20,224,428 186,555 SH   SOLE Clearwater Capital Partners 0 0 186,555
ISHARES TR ROBOTICS ARTIF 46435U556   270,480 7,840 SH   SOLE Clearwater Capital Partners 0 0 7,840
ISHARES TR RUS 2000 GRW ETF 464287648   252,725 1,002 SH   SOLE Clearwater Capital Partners 0 0 1,002
ISHARES TR S&P MC 400GR ETF 464287606   254,376 3,211 SH   SOLE Clearwater Capital Partners 0 0 3,211
ISHARES TR SHRT NAT MUN ETF 464288158   6,446,623 61,146 SH   SOLE Clearwater Capital Partners 0 0 61,146
ISHARES TR SP SMCP600VL ETF 464287879   391,873 3,802 SH   SOLE Clearwater Capital Partners 0 0 3,802
ISHARES TR U S EQUITY FACTR 46434V282   51,749,591 1,071,642 SH   SOLE Clearwater Capital Partners 0 0 1,071,642
ISHARES TR US SML CAP EQT 46434V290   27,080,702 460,400 SH   SOLE Clearwater Capital Partners 0 0 460,400
ISHARES TR USD INV GRDE ETF 464288620   426,637 8,323 SH   SOLE Clearwater Capital Partners 0 0 8,323
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   71,617,183 1,417,601 SH   SOLE Clearwater Capital Partners 0 0 1,417,601
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241   35,555,751 764,147 SH   SOLE Clearwater Capital Partners 0 0 764,147
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   1,698,344 33,327 SH   SOLE Clearwater Capital Partners 0 0 33,327
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   934,379 18,602 SH   SOLE Clearwater Capital Partners 0 0 18,602
JPMORGAN CHASE & CO COM 46625H100   235,079 1,382 SH   SOLE Clearwater Capital Partners 0 0 1,382
KKR & CO INC COM 48251W104   365,866 4,416 SH   SOLE Clearwater Capital Partners 0 0 4,416
LUMINAR TECHNOLOGIES INC COM CL A 550424105   126,820 37,632 SH   SOLE Clearwater Capital Partners 0 0 37,632
MCDONALDS CORP COM 580135101   553,288 1,866 SH   SOLE Clearwater Capital Partners 0 0 1,866
META PLATFORMS INC CL A 30303M102   313,963 887 SH   SOLE Clearwater Capital Partners 0 0 887
MICROSOFT CORP COM 594918104   2,718,400 7,229 SH   SOLE Clearwater Capital Partners 0 0 7,229
NANO DIMENSION LTD SPONSORD ADS NEW 63008G203   93,485 38,952 SH   SOLE Clearwater Capital Partners 0 0 38,952
NVIDIA CORPORATION COM 67066G104   600,207 1,212 SH   SOLE Clearwater Capital Partners 0 0 1,212
PACIFIC BIOSCIENCES CALIF IN COM 69404D108   116,583 11,884 SH   SOLE Clearwater Capital Partners 0 0 11,884
PALANTIR TECHNOLOGIES INC CL A 69608A108   242,389 14,117 SH   SOLE Clearwater Capital Partners 0 0 14,117
PEPSICO INC COM 713448108   468,419 2,758 SH   SOLE Clearwater Capital Partners 0 0 2,758
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,110,359 21,148 SH   SOLE Clearwater Capital Partners 0 0 21,148
PINTEREST INC CL A 72352L106   334,620 9,034 SH   SOLE Clearwater Capital Partners 0 0 9,034
RED CAT HLDGS INC COM 75644T100   11,000 12,500 SH   SOLE Clearwater Capital Partners 0 0 12,500
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   817,622 16,900 SH   SOLE Clearwater Capital Partners 0 0 16,900
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   14,973,064 603,996 SH   SOLE Clearwater Capital Partners 0 0 603,996
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,687,129 45,647 SH   SOLE Clearwater Capital Partners 0 0 45,647
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   5,035,105 144,314 SH   SOLE Clearwater Capital Partners 0 0 144,314
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   78,186,123 1,613,749 SH   SOLE Clearwater Capital Partners 0 0 1,613,749
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   242,713 5,206 SH   SOLE Clearwater Capital Partners 0 0 5,206
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,386,594 16,714 SH   SOLE Clearwater Capital Partners 0 0 16,714
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   17,001,081 301,438 SH   SOLE Clearwater Capital Partners 0 0 301,438
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   9,423,916 125,118 SH   SOLE Clearwater Capital Partners 0 0 125,118
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   12,093,867 256,009 SH   SOLE Clearwater Capital Partners 0 0 256,009
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   200,220 5,325 SH   SOLE Clearwater Capital Partners 0 0 5,325
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   763,761 3,968 SH   SOLE Clearwater Capital Partners 0 0 3,968
SIMON PPTY GROUP INC NEW COM 828806109   256,752 1,800 SH   SOLE Clearwater Capital Partners 0 0 1,800
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   37,526,279 1,103,390 SH   SOLE Clearwater Capital Partners 0 0 1,103,390
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,655,290 74,987 SH   SOLE Clearwater Capital Partners 0 0 74,987
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,641,300 3,453 SH   SOLE Clearwater Capital Partners 0 0 3,453
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   332,842 656 SH   SOLE Clearwater Capital Partners 0 0 656
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,021,512 21,375 SH   SOLE Clearwater Capital Partners 0 0 21,375
SPDR SER TR PORT MTG BK ETF 78464A383   14,653,355 663,949 SH   SOLE Clearwater Capital Partners 0 0 663,949
SPDR SER TR PORTFOLIO SH TSR 78468R101   266,650 9,179 SH   SOLE Clearwater Capital Partners 0 0 9,179
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   624,378 13,330 SH   SOLE Clearwater Capital Partners 0 0 13,330
TESLA INC COM 88160R101   746,186 3,003 SH   SOLE Clearwater Capital Partners 0 0 3,003
VANECK ETF TRUST GOLD MINERS ETF 92189F106   15,620,355 503,720 SH   SOLE Clearwater Capital Partners 0 0 503,720
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   573,437 12,193 SH   SOLE Clearwater Capital Partners 0 0 12,193
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791   411,551 10,856 SH   SOLE Clearwater Capital Partners 0 0 10,856
VANGUARD INDEX FDS GROWTH ETF 922908736   7,341,572 23,615 SH   SOLE Clearwater Capital Partners 0 0 23,615
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,730,651 7,882 SH   SOLE Clearwater Capital Partners 0 0 7,882
VANGUARD INDEX FDS MID CAP ETF 922908629   241,481 1,038 SH   SOLE Clearwater Capital Partners 0 0 1,038
VANGUARD INDEX FDS SML CP GRW ETF 922908595   381,272 1,577 SH   SOLE Clearwater Capital Partners 0 0 1,577
VANGUARD INDEX FDS TOTAL STK MKT 922908769   502,753 2,119 SH   SOLE Clearwater Capital Partners 0 0 2,119
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   365,379 8,890 SH   SOLE Clearwater Capital Partners 0 0 8,890
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   203,690 3,990 SH   SOLE Clearwater Capital Partners 0 0 3,990
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,593,063 46,440 SH   SOLE Clearwater Capital Partners 0 0 46,440
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   252,173 2,259 SH   SOLE Clearwater Capital Partners 0 0 2,259
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,182,069 4,555 SH   SOLE Clearwater Capital Partners 0 0 4,555
VANGUARD WORLD FDS INF TECH ETF 92204A702   378,004 781 SH   SOLE Clearwater Capital Partners 0 0 781
WISDOMTREE TR CLOUD COMPUTNG 97717Y691   5,181,932 148,267 SH   SOLE Clearwater Capital Partners 0 0 148,267
WISDOMTREE TR EM EX ST-OWNED 97717X578   6,984,836 241,857 SH   SOLE Clearwater Capital Partners 0 0 241,857
WISDOMTREE TR EMER MKT HIGH FD 97717W315   419,208 10,305 SH   SOLE Clearwater Capital Partners 0 0 10,305
WISDOMTREE TR EUROPE HEDGED EQ 97717X701   584,474 13,640 SH   SOLE Clearwater Capital Partners 0 0 13,640
WISDOMTREE TR ITL HIGH DIV FD 97717W802   494,621 12,718 SH   SOLE Clearwater Capital Partners 0 0 12,718
WISDOMTREE TR US HIGH DIVIDEND 97717W208   611,995 7,447 SH   SOLE Clearwater Capital Partners 0 0 7,447
WISDOMTREE TR US LARGECAP DIVD 97717W307   5,193,904 78,245 SH   SOLE Clearwater Capital Partners 0 0 78,245
WISDOMTREE TR US MIDCAP DIVID 97717W505   392,615 8,593 SH   SOLE Clearwater Capital Partners 0 0 8,593
WISDOMTREE TR US MIDCAP FUND 97717W570   8,807,881 153,474 SH   SOLE Clearwater Capital Partners 0 0 153,474
WISDOMTREE TR US QTLY DIV GRT 97717X669   62,696,700 892,099 SH   SOLE Clearwater Capital Partners 0 0 892,099
WISDOMTREE TR US SMALLCAP DIVD 97717W604   722,024 22,444 SH   SOLE Clearwater Capital Partners 0 0 22,444
WISDOMTREE TR US SMALLCAP FUND 97717W562   296,081 5,943 SH   SOLE Clearwater Capital Partners 0 0 5,943
WISDOMTREE TR US TOTAL DIVIDND 97717W109   1,338,591 20,474 SH   SOLE Clearwater Capital Partners 0 0 20,474