CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
OPERATING ACTIVITIES
Net Income	$ 10,351	$ 8,119
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and software amortization	332	298
Net (gain) loss on other equity securities	(23)	12
Net amortization of securities	4	141
Amortization of core deposit intangible	400	82
Provision for credit losses	775	1,236
Deferred income taxes	7	7
Stock-based compensation	302	239
Net (increase) decrease in loans held for sale	(832)	25
Income from bank owned life insurance	(267)	(191)
Increase in interest receivable	(321)	(850)
(Decrease) increase in interest payable	(587)	286
Net other operating activities	(531)	1,992
Net cash provided by operating activities	9,610	11,396
INVESTING ACTIVITIES
Purchase of securities available for sale	(12,241)	(6,515)
Proceeds from sale of securities available for sale	0	1,281
Proceeds from sale of other equity securities	966	0
Proceeds from maturities, calls, and paydowns of securities available for sale	10,788	6,689
Net redemption of restricted equity securities	33	576
Net increase in loans	(33,704)	(81,111)
Purchase of premises, equipment and software	(12)	(134)
Net cash used in investing activities	(34,170)	(79,214)
FINANCING ACTIVITIES
Net increase in deposits	14,334	91,609
Proceeds from issuance of common stock	162	385
Restricted shares returned	(57)	0
Net repayment of FHLB advances	(2,000)	(18,000)
Net repayment of other borrowings	(17,979)	(18,997)
Net proceeds of subordinated notes	137	97
Common stock dividends paid	(896)	(804)
Net cash (used in) provided by financing activities	(6,299)	54,290
Net decrease in cash and cash equivalents	(30,859)	(13,528)
Cash and cash equivalents at beginning of year	260,234	250,651
Cash and cash equivalents at end of period	229,375	237,123
Cash paid during the year for:
Interest	18,871	17,611
Income taxes	$ 0	$ 11