XML 60 R48.htm IDEA: XBRL DOCUMENT v3.25.1
LOANS - Schedule of Financing Receivable Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Dec. 31, 2024
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 $ 80,520 $ 379,543
2024-2023 382,228 415,637
2023-2022 406,894 572,401
2022-2021 552,571 310,793
2021-2020 307,542 145,151
Prior 369,633 240,457
Revolving Loans 167,352 169,262
Total 2,266,740 2,233,244
2025-2024, charge offs 0 10
2024-2023, charge offs 331 15
2023-2022, charge offs 0 1,329
2022-2021, charge offs 2 38
2021-2020, charge offs 0 0
Prior, charge offs 0 11
Revolving Loans, charge offs 0 0
Total, charge offs 333 1,403
Collateral dependent loans 22,137 14,714
ACL 978 834
Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 12,493 11,292
Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 9,644 3,422
Real estate mortgages: | Construction and development    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 20,023 77,435
2024-2023 72,522 35,395
2023-2022 38,449 92,311
2022-2021 82,699 16,615
2021-2020 15,672 1,584
Prior 11,605 10,181
Revolving Loans 6,294 5,082
Total 247,264 238,603
2025-2024, charge offs 0 0
2024-2023, charge offs 0 0
2023-2022, charge offs 0 0
2022-2021, charge offs 0 0
2021-2020, charge offs 0 0
Prior, charge offs 0 0
Revolving Loans, charge offs 0 0
Total, charge offs 0 0
Collateral dependent loans 678 696
ACL 21 23
Real estate mortgages: | Residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 12,298 60,266
2024-2023 59,269 63,257
2023-2022 61,614 63,690
2022-2021 62,283 21,866
2021-2020 21,787 44,848
Prior 62,821 20,760
Revolving Loans 37,922 40,396
Total 317,994 315,083
2025-2024, charge offs 0 0
2024-2023, charge offs 0 0
2023-2022, charge offs 0 0
2022-2021, charge offs 0 0
2021-2020, charge offs 0 0
Prior, charge offs 0 11
Revolving Loans, charge offs 0 0
Total, charge offs 0 11
Collateral dependent loans 1,103 924
ACL 47 49
Real estate mortgages: | Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 33,409 173,754
2024-2023 181,616 242,150
2023-2022 237,282 377,822
2022-2021 359,410 255,853
2021-2020 254,905 83,633
Prior 274,523 201,843
Revolving Loans 14,919 15,036
Total 1,356,064 1,350,091
2025-2024, charge offs 0 0
2024-2023, charge offs 0 0
2023-2022, charge offs 0 119
2022-2021, charge offs 0 38
2021-2020, charge offs 0 0
Prior, charge offs 0 0
Revolving Loans, charge offs 0 0
Total, charge offs 0 157
Collateral dependent loans 10,712 9,672
ACL 507 557
Real estate mortgages: | Real Estate | Construction and development    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 678 696
Real estate mortgages: | Real Estate | Residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 1,103 924
Real estate mortgages: | Real Estate | Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 10,712 9,672
Real estate mortgages: | Other | Construction and development    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 0 0
Real estate mortgages: | Other | Residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 0 0
Real estate mortgages: | Other | Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 0 0
Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 13,150 64,375
2024-2023 66,338 73,058
2023-2022 68,001 37,806
2022-2021 47,494 16,052
2021-2020 14,804 15,064
Prior 19,547 6,538
Revolving Loans 104,497 104,994
Total 333,831 317,887
2025-2024, charge offs 0 0
2024-2023, charge offs 331 0
2023-2022, charge offs 0 1,210
2022-2021, charge offs 0 0
2021-2020, charge offs 0 0
Prior, charge offs 0 0
Revolving Loans, charge offs 0 0
Total, charge offs 331 1,210
Collateral dependent loans 9,642 3,411
ACL 403 205
Commercial and industrial | Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 0 0
Commercial and industrial | Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 9,642 3,411
Consumer and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 1,640 3,713
2024-2023 2,483 1,777
2023-2022 1,548 772
2022-2021 685 407
2021-2020 374 22
Prior 1,137 1,135
Revolving Loans 3,720 3,754
Total 11,587 11,580
2025-2024, charge offs 0 10
2024-2023, charge offs 0 15
2023-2022, charge offs 0 0
2022-2021, charge offs 2 0
2021-2020, charge offs 0 0
Prior, charge offs 0 0
Revolving Loans, charge offs 0 0
Total, charge offs 2 25
Collateral dependent loans 2 11
ACL 0 0
Consumer and other | Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 0 0
Consumer and other | Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
Collateral dependent loans 2 11
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 80,520 377,700
2024-2023 380,422 412,080
2023-2022 401,451 569,914
2022-2021 544,091 305,001
2021-2020 298,103 144,672
Prior 346,220 221,622
Revolving Loans 163,819 166,145
Total 2,214,626 2,197,134
Pass | Real estate mortgages: | Construction and development    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 20,023 77,290
2024-2023 72,378 35,395
2023-2022 38,449 91,896
2022-2021 82,296 16,615
2021-2020 15,672 1,584
Prior 7,373 5,892
Revolving Loans 6,294 5,082
Total 242,485 233,754
Pass | Real estate mortgages: | Residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 12,298 60,216
2024-2023 59,218 63,257
2023-2022 61,534 63,590
2022-2021 62,017 21,866
2021-2020 21,787 44,848
Prior 62,404 20,451
Revolving Loans 37,280 40,346
Total 316,538 314,574
Pass | Real estate mortgages: | Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 33,409 173,094
2024-2023 180,962 241,486
2023-2022 234,752 375,924
2022-2021 353,741 250,065
2021-2020 245,467 83,154
Prior 260,574 188,412
Revolving Loans 14,919 14,796
Total 1,323,824 1,326,931
Pass | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 13,150 63,387
2024-2023 65,381 70,165
2023-2022 65,168 37,732
2022-2021 45,352 16,052
2021-2020 14,804 15,064
Prior 14,732 5,732
Revolving Loans 101,606 102,167
Total 320,193 310,299
Pass | Consumer and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 1,640 3,713
2024-2023 2,483 1,777
2023-2022 1,548 772
2022-2021 685 403
2021-2020 373 22
Prior 1,137 1,135
Revolving Loans 3,720 3,754
Total 11,586 11,576
Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 1,647
2024-2023 1,661 56
2023-2022 1,989 1,461
2022-2021 5,244 5,463
2021-2020 4,342 0
Prior 16,572 16,557
Revolving Loans 3,485 3,067
Total 33,293 28,251
Special Mention | Real estate mortgages: | Construction and development    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 0 0
2023-2022 0 0
2022-2021 0 0
2021-2020 0 0
Prior 4,232 4,289
Revolving Loans 0 0
Total 4,232 4,289
Special Mention | Real estate mortgages: | Residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 51 0
2023-2022 80 0
2022-2021 0 0
2021-2020 0 0
Prior 20 0
Revolving Loans 594 0
Total 745 0
Special Mention | Real estate mortgages: | Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 660
2024-2023 654 0
2023-2022 1,873 1,461
2022-2021 5,244 5,463
2021-2020 4,342 0
Prior 12,025 11,954
Revolving Loans 0 240
Total 24,138 19,778
Special Mention | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 987
2024-2023 956 56
2023-2022 36 0
2022-2021 0 0
2021-2020 0 0
Prior 295 314
Revolving Loans 2,891 2,827
Total 4,178 4,184
Special Mention | Consumer and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 0 0
2023-2022 0 0
2022-2021 0 0
2021-2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 196
2024-2023 145 3,501
2023-2022 3,454 1,026
2022-2021 3,236 329
2021-2020 5,097 479
Prior 6,841 2,278
Revolving Loans 48 50
Total 18,821 7,859
Substandard | Real estate mortgages: | Construction and development    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 145
2024-2023 144 0
2023-2022 0 415
2022-2021 403 0
2021-2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 547 560
Substandard | Real estate mortgages: | Residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 50
2024-2023 0 0
2023-2022 0 100
2022-2021 266 0
2021-2020 0 0
Prior 397 309
Revolving Loans 48 50
Total 711 509
Substandard | Real estate mortgages: | Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 0 664
2023-2022 657 437
2022-2021 425 325
2021-2020 5,096 479
Prior 1,924 1,477
Revolving Loans 0 0
Total 8,102 3,382
Substandard | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 1
2024-2023 1 2,837
2023-2022 2,797 74
2022-2021 2,142 0
2021-2020 0 0
Prior 4,520 492
Revolving Loans 0 0
Total 9,460 3,404
Substandard | Consumer and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 0 0
2023-2022 0 0
2022-2021 0 4
2021-2020 1 0
Prior 0 0
Revolving Loans 0 0
Total 1 4
Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 0 0
2023-2022 0 0
2022-2021 0 0
2021-2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Real estate mortgages: | Construction and development    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 0 0
2023-2022 0 0
2022-2021 0 0
2021-2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Real estate mortgages: | Residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 0 0
2023-2022 0 0
2022-2021 0 0
2021-2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Real estate mortgages: | Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 0 0
2023-2022 0 0
2022-2021 0 0
2021-2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 0 0
2023-2022 0 0
2022-2021 0 0
2021-2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Consumer and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025-2024 0 0
2024-2023 0 0
2023-2022 0 0
2022-2021 0 0
2021-2020 0 0
Prior 0 0
Revolving Loans 0 0
Total $ 0 $ 0