REGULATORY MATTERS (Tables)

3 Months Ended

Mar. 31, 2025

Regulatory Capital Requirements Under Banking Regulations [Abstract]

Schedule of Regulatory Capital and Ratios

	Actual				Required for Capital Adequacy Purposes				Minimums To Be “Well Capitalized” Under Prompt Corrective Action
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of March 31, 2025
Tier 1 capital (to average assets)
Company	$	255,971	9.14	%	$	112,007	4.00	%	$	—	—
Bank	$	335,765	11.99	%	$	112,007	4.00	%	$	140,009	5.00	%
CET 1 capital (to risk-weighted assets)
Company	$	255,971	10.18	%	$	176,051	7.00	%	$	—	—
Bank	$	335,765	13.35	%	$	176,051	7.00	%	$	163,476	6.50	%
Tier 1 capital (to risk-weighted assets)
Company	$	255,971	10.18	%	$	213,777	8.50	%	$	—	—
Bank	$	335,765	13.35	%	$	213,777	8.50	%	$	201,202	8.00	%
Total capital (to risk-weighted assets)
Company	$	378,752	15.06	%	$	264,077	10.50	%	$	—	—
Bank	$	366,046	14.55	%	$	264,077	10.50	%	$	251,502	10.00	%

	Actual				Required for Capital Adequacy Purposes				Minimums To Be “Well Capitalized” Under Prompt Corrective Action
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2024
Tier 1 capital (to average assets)
Company	$	245,711	8.67	%	$	113,353	4.00	%	$	—	—
Bank	$	324,487	11.45	%	$	113,353	4.00	%	$	141,691	5.00	%
CET 1 capital (to risk-weighted assets)
Company	$	245,711	9.84	%	$	174,815	7.00	%	$	—	—
Bank	$	324,487	12.99	%	$	174,815	7.00	%	$	162,328	6.50	%
Tier 1 capital (to risk-weighted assets)
Company	$	245,711	9.84	%	$	212,275	8.50	%	$	—	—
Bank	$	324,487	12.99	%	$	212,275	8.50	%	$	199,788	8.00	%
Total capital (to risk-weighted assets)
Company	$	367,954	14.73	%	$	262,222	10.50	%	$	—	—
Bank	$	354,230	14.18	%	$	262,222	10.50	%	$	249,735	10.00	%