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SECURITIES (Tables)
 3 Months Ended
Mar. 31, 2025
Investments, Debt and Equity Securities [Abstract]  
Schedule of Debt Securities, Available-for-sale
The amortized cost and fair value of securities at March 31, 2025 and December 31, 2024 are summarized as follows:
Amortized
Cost		Gross
Unrealized
Gains		Gross
Unrealized
Losses		Fair Value
March 31, 2025
Securities Available for Sale
U.S. Treasury securities$7,665 $— $(715)$6,950 
U.S. Government Sponsored Enterprises (GSEs)1,901 6 (184)1,723 
State and municipal securities46,188 15 (5,322)40,881 
Corporate debt securities15,049 8 (795)14,262 
Asset based securities13,953 120 (273)13,800 
Mortgage-backed GSE residential/multifamily and non-GSE124,321 278 (3,277)121,322 
Total securities available for sale$209,077 $427 $(10,566)$198,938 
Securities Held to Maturity
State and municipal securities19,606 — (3,201)16,405 
Total securities held to maturity$19,606 $— $(3,201)$16,405 
Total securities$228,683 $427 $(13,767)$215,343 
Amortized
Cost		Gross
Unrealized
Gains		Gross
Unrealized
Losses		Fair Value
December 31, 2024
Securities Available for Sale
U.S. Treasury securities$9,678 $— $(869)$8,809 
U.S. Government Sponsored Enterprises (GSEs)2,029 7 (206)1,830 
State and municipal securities46,353 23 (4,613)41,763 
Corporate debt securities15,024 13 (910)14,127 
Asset based securities14,663 176 (347)14,492 
Mortgage-backed GSE residential/multifamily and non-GSE119,848 234 (4,233)115,849 
Total securities available for sale$207,595 $453 $(11,178)$196,870 
Securities Held to Maturity
State and municipal securities19,611 — (3,579)16,032 
Total securities held to maturity$19,611 $— $(3,579)$16,032 
Total securities$227,206 $453 $(14,757)$212,902 
Schedule of Debt Securities, Held-to-maturity
The amortized cost and fair value of securities at March 31, 2025 and December 31, 2024 are summarized as follows:
Amortized
Cost		Gross
Unrealized
Gains		Gross
Unrealized
Losses		Fair Value
March 31, 2025
Securities Available for Sale
U.S. Treasury securities$7,665 $— $(715)$6,950 
U.S. Government Sponsored Enterprises (GSEs)1,901 6 (184)1,723 
State and municipal securities46,188 15 (5,322)40,881 
Corporate debt securities15,049 8 (795)14,262 
Asset based securities13,953 120 (273)13,800 
Mortgage-backed GSE residential/multifamily and non-GSE124,321 278 (3,277)121,322 
Total securities available for sale$209,077 $427 $(10,566)$198,938 
Securities Held to Maturity
State and municipal securities19,606 — (3,201)16,405 
Total securities held to maturity$19,606 $— $(3,201)$16,405 
Total securities$228,683 $427 $(13,767)$215,343 
Amortized
Cost		Gross
Unrealized
Gains		Gross
Unrealized
Losses		Fair Value
December 31, 2024
Securities Available for Sale
U.S. Treasury securities$9,678 $— $(869)$8,809 
U.S. Government Sponsored Enterprises (GSEs)2,029 7 (206)1,830 
State and municipal securities46,353 23 (4,613)41,763 
Corporate debt securities15,024 13 (910)14,127 
Asset based securities14,663 176 (347)14,492 
Mortgage-backed GSE residential/multifamily and non-GSE119,848 234 (4,233)115,849 
Total securities available for sale$207,595 $453 $(11,178)$196,870 
Securities Held to Maturity
State and municipal securities19,611 — (3,579)16,032 
Total securities held to maturity$19,611 $— $(3,579)$16,032 
Total securities$227,206 $453 $(14,757)$212,902 
Schedule of Investments Classified by Contractual Maturity Date
The amortized cost and fair value of securities available for sale and securities held to maturity as of March 31, 2025 and December 31, 2024 by contractual maturity are shown below. Actual maturities may differ from contractual maturities in mortgage-backed securities because the mortgages underlying the securities may be called or repaid with or without penalty. Therefore, these securities are not included by maturity in the following summary:
March 31, 2025December 31, 2024
Amortized
Cost
Fair
Value
Amortized
Cost
Fair
Value
Securities Available for Sale
Due in less than one year$1,432 $1,407 $2,427$2,421
Due from one year to five years11,602 10,957 12,82411,976
Due after five to ten years21,876 20,169 21,41719,567
Due after ten years49,846 45,083 51,07947,057
Mortgage-backed securities124,321 121,322 119,848115,849
Total securities available for sale$209,077 $198,938 $207,595 $196,870 
Securities Held to Maturity
Due in less than one year$— $— $—$—
Due from one year to five years— — ——
Due after five to ten years16,797 14,155 16,80113,740
Due after ten years2,809 2,250 2,8102,292
Mortgage-backed securities— — ——
Total securities held to maturity$19,606 $16,405 $19,611 $16,032 
Total securities$228,683 $215,343 $227,206 $212,902 
Schedule of Realized Gain and Loss
Gains and losses on sales and change in value of securities available for sale and other equity securities held at fair value for the three months ended March 31, 2025 and March 31, 2024 consist of the following:
For the Three Months Ended
March 31, 2025
March 31, 2024
Gross gains$29 $— 
Gross losses(6)(12)
Net realized gain (loss)$23 $(12)
Schedule of Restricted Equity Securities
Restricted equity securities as of March 31, 2025 and December 31, 2024 consist of the following:
March 31, 2025

December 31, 2024
Federal Home Loan Bank stock$2,990 $3,023 
First National Banker’s Bankshares, Inc. stock1,168 1,168 
Pacific Coast Banker’s Bank stock250 250 
Total restricted equity securities$4,408 $4,441 
Schedule of Available-for-sale in Continuous Unrealized Loss Position
The following table shows the gross unrealized losses and fair value of securities, aggregated by category and length of time that securities have been in a continuous unrealized loss position at March 31, 2025 and December 31, 2024.
Less Than Twelve MonthsOver Twelve Months
Gross
Unrealized
Losses		Fair ValueGross
Unrealized
Losses		Fair ValueTotal
Unrealized
Losses
March 31, 2025
Securities Available for Sale
U.S. Treasury securities$— $— $(715)$6,950 $(715)
U.S. Government Sponsored Enterprises (GSEs)— — (184)1,217 (184)
State and municipal securities(64)1,993 (5,258)38,386 (5,322)
Corporate debt securities(15)985 (780)12,475 (795)
Asset based securities(6)1,004 (267)3,490 (273)
Mortgage-backed GSE residential/multifamily and non-GSE(706)38,347 (2,571)35,644 (3,277)
Total securities available for sale$(791)$42,329 $(9,775)$98,162 $(10,566)
Securities Held to Maturity
State and municipal securities— — (3,201)16,405 (3,201)
Total securities held to maturity$— $— $(3,201)$16,405 $(3,201)
Total securities$(791)$42,329 $(12,976)$114,567 $(13,767)
Less Than Twelve MonthsOver Twelve Months
Gross
Unrealized
Losses		Fair ValueGross
Unrealized
Losses		Fair ValueTotal
Unrealized
Losses
December 31, 2024
Securities Available for Sale
U.S. Treasury securities$— $— $(869)$8,809 $(869)
U.S. Government Sponsored Enterprises (GSEs)— — (206)1,238 (206)
State and municipal securities(24)2,032 (4,589)39,225 (4,613)
Corporate debt securities— — (910)12,108 (910)
Asset based securities(1)507 (346)3,782 (347)
Mortgage-backed GSE residential/multifamily and non-GSE(1,205)38,701 (3,028)37,891 (4,233)
      Total securities available for sale$(1,230)$41,240 $(9,948)$103,053 $(11,178)
Securities Held to Maturity
State and municipal securities— — (3,579)16,032 (3,579)
Total securities held to maturity$— $— $(3,579)$16,032 $(3,579)
Total securities$(1,230)$41,240 $(13,527)$119,085 $(14,757)
Schedule of Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value
The following table shows the gross unrealized losses and fair value of securities, aggregated by category and length of time that securities have been in a continuous unrealized loss position at March 31, 2025 and December 31, 2024.
Less Than Twelve MonthsOver Twelve Months
Gross
Unrealized
Losses		Fair ValueGross
Unrealized
Losses		Fair ValueTotal
Unrealized
Losses
March 31, 2025
Securities Available for Sale
U.S. Treasury securities$— $— $(715)$6,950 $(715)
U.S. Government Sponsored Enterprises (GSEs)— — (184)1,217 (184)
State and municipal securities(64)1,993 (5,258)38,386 (5,322)
Corporate debt securities(15)985 (780)12,475 (795)
Asset based securities(6)1,004 (267)3,490 (273)
Mortgage-backed GSE residential/multifamily and non-GSE(706)38,347 (2,571)35,644 (3,277)
Total securities available for sale$(791)$42,329 $(9,775)$98,162 $(10,566)
Securities Held to Maturity
State and municipal securities— — (3,201)16,405 (3,201)
Total securities held to maturity$— $— $(3,201)$16,405 $(3,201)
Total securities$(791)$42,329 $(12,976)$114,567 $(13,767)
Less Than Twelve MonthsOver Twelve Months
Gross
Unrealized
Losses		Fair ValueGross
Unrealized
Losses		Fair ValueTotal
Unrealized
Losses
December 31, 2024
Securities Available for Sale
U.S. Treasury securities$— $— $(869)$8,809 $(869)
U.S. Government Sponsored Enterprises (GSEs)— — (206)1,238 (206)
State and municipal securities(24)2,032 (4,589)39,225 (4,613)
Corporate debt securities— — (910)12,108 (910)
Asset based securities(1)507 (346)3,782 (347)
Mortgage-backed GSE residential/multifamily and non-GSE(1,205)38,701 (3,028)37,891 (4,233)
      Total securities available for sale$(1,230)$41,240 $(9,948)$103,053 $(11,178)
Securities Held to Maturity
State and municipal securities— — (3,579)16,032 (3,579)
Total securities held to maturity$— $— $(3,579)$16,032 $(3,579)
Total securities$(1,230)$41,240 $(13,527)$119,085 $(14,757)