CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 25,555	$ 27,321
Interest-bearing deposits in banks	127,430	153,833
Federal funds sold	76,390	79,080
Total cash and cash equivalents	229,375	260,234
Securities available for sale, at fair value ($209,077 at amortized cost, $0 allowance for credit losses at March 31, 2025; $207,595 at amortized cost, $0 allowance for credit losses at December 31, 2024)	198,938	196,870
Securities held to maturity, at amortized cost ($16,405 at fair value, $0 allowance for credit losses at March 31, 2025; $16,032 at fair value, $0 allowance for credit losses at December 31, 2024)	19,606	19,611
Other equity securities, at fair value	2,754	3,697
Restricted equity securities, at cost	4,408	4,441
Loans held for sale	1,236	404
Loans, net of unearned income	2,260,036	2,226,569
Less allowance for credit losses	28,876	28,338
Loans, net	2,231,160	2,198,231
Premises and equipment, net	31,728	32,048
Accrued interest receivable	10,432	10,111
Bank owned life insurance	39,698	39,431
Annuities	16,794	16,772
Foreclosed assets	0	0
Goodwill	33,176	33,176
Core deposit intangible	8,539	8,939
Other assets	23,301	24,289
Total assets	2,851,145	2,848,254
Deposits:
Noninterest-bearing	533,220	575,357
Interest-bearing	1,892,411	1,835,940
Total deposits	2,425,631	2,411,297
Other borrowings	0	17,979
FHLB advances	20,000	22,000
Subordinated notes	91,382	91,245
Accrued interest payable	1,585	2,172
Other liabilities	22,363	23,672
Total liabilities	2,560,961	2,568,365
Stockholders' equity:
Preferred stock, $0.01 par value, 2,000,000 shares authorized; 0 shares issued and outstanding at March 31, 2025 and December 31, 2024	0	0
Common stock, $5 par value, 30,000,000 shares authorized; 9,922,180 and 9,889,260 shares issued and outstanding at March 31, 2025 and December 31, 2024, respectively	49,986	49,821
Capital surplus	107,480	106,637
Retained earnings	143,530	134,075
Accumulated other comprehensive loss	(7,503)	(7,936)
Unvested restricted stock	(1,168)	(567)
Vested restricted stock units	(2,141)	(2,141)
Total stockholders' equity	290,184	279,889
Total liabilities and stockholders' equity	$ 2,851,145	$ 2,848,254