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BORROWINGS (Tables)
 12 Months Ended
Dec. 31, 2024
Debt Disclosure [Abstract]  
Schedule of Debt
Borrowings consist of the following:

December 31,
20242023
Short-term Federal Reserve Bank discount window advance with principal and interest due February 2024 at a fixed interest rate of 5.5%.
$— $10,000 
Short-term fixed rate Federal Home Loan Bank advances with interest and principal payments due at various maturity dates through 2024 and interest rates ranging from 3.60% to 5.57%.
— 58,000 
Short-term fixed rate federal funds with principal and interest due January 2025 at a fixed interest rate of 4.9%.
10,000 — 
Short-term fixed rate federal funds with principal and interest due January 2024 at a fixed interest rate of 8.0%.
— 10,000 
Short-term Bank Term Funding Program from the Federal Reserve Bank advance with principal and interest due January 2025 at a fixed interest rate of 4.76%.
8,000 — 
Short-term Bank Term Funding Program from the Federal Reserve Bank advance with principal and interest due December 2024 at a fixed interest rate of 4.97%.
— 7,000 
Short-term fixed rate Federal Home Loan Bank advances with interest and principal payments due at various maturity dates through 2025 and interest rates ranging from 5.13% to 5.51%.
22,000 12,000 
Short-term variable $25,000 line of credit with interest due quarterly at the WSJ Prime Rate, maturity August 2026.
(21)(6)
Subordinated notes with interest due quarterly at an initial fixed rate of 3.5% until December 22, 2026, then will reset quarterly to a Three-Month Term Secured Overnight Financing Rate plus 242 basis points through maturity on December 22, 2031.
4,677 — 
Subordinated notes with interest due quarterly at an initial fixed rate of 3.5% until February 7, 2027, then will reset quarterly to a Three-Month Term Secured Overnight Financing Rate plus 205 basis points through maturity on February 7, 2032.
47,040 47,318 
Subordinated notes with interest due quarterly at an initial fixed rate of 7.0% until October 26, 2027, then will reset quarterly to a Three-Month Term Secured Overnight Financing Rate plus 306 basis points through maturity on October 26, 2032.
39,528 39,361 
$131,224 $183,673 
Schedule of Contractual Maturities
Contractual maturities of other borrowings as of December 31, 2024 are as follows:

2025$40,000 
2026(21)
2027— 
2028— 
2029— 
Thereafter91,245 
   Total$131,224