CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 27,321	$ 19,710
Interest-bearing deposits in banks	153,833	134,846
Federal funds sold	79,080	96,095
Total cash and cash equivalents	260,234	250,651
Securities available for sale, at fair value ($207,595 amortized cost, $0 allowance for credit losses at December 31, 2024; $190,322 amortized cost, $0 allowance for credit losses at December 31, 2023)	196,870	179,000
Securities held to maturity, at amortized cost ($16,032 at fair value, $0 allowance for credit losses at December 31, 2024; $16,233 at fair value, $0 allowance for credit losses at December 31, 2023)	19,611	19,632
Other equity securities, at fair value	3,697	3,649
Restricted equity securities, at cost	4,441	5,684
Loans held for sale	404	450
Loans, net of unearned income	2,226,569	1,884,508
Less allowance for credit losses	28,338	24,378
Loans, net	2,198,231	1,860,130
Premises and equipment, net	32,048	26,426
Accrued interest receivable	10,111	8,711
Bank owned life insurance	39,431	29,884
Annuities	16,772	15,036
Foreclosed assets	0	33
Goodwill	33,176	16,862
Core deposit intangible	8,939	899
Other assets	24,289	29,616
Total assets	2,848,254	2,446,663
Deposits:
Noninterest-bearing	575,357	437,959
Interest-bearing	1,835,940	1,580,230
Total deposits	2,411,297	2,018,189
Other borrowings	17,979	26,994
FHLB advances	22,000	70,000
Subordinated notes	91,245	86,679
Accrued interest payable	2,172	1,519
Other liabilities	23,672	28,318
Total liabilities	2,568,365	2,231,699
Stockholders' equity:
Preferred stock, $0.01 par value, 2,000,000 shares authorized; 0 shares issued and outstanding at December 31, 2024 and December 31, 2023	0	0
Common stock, $5 par value, 30,000,000 shares authorized; 9,889,260 and 8,841,349 shares issued and outstanding at December 31, 2024 and December 31, 2023, respectively	49,821	44,479
Capital surplus	106,637	78,361
Retained earnings	134,075	102,523
Accumulated other comprehensive loss	(7,936)	(8,379)
Unvested restricted stock	(567)	(466)
Vested restricted stock units	(2,141)	(1,554)
Total stockholders' equity	279,889	214,964
Total liabilities and stockholders' equity	$ 2,848,254	$ 2,446,663