CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 24,225	$ 19,710
Interest-bearing deposits in banks	182,559	134,846
Federal funds sold	71,072	96,095
Total cash and cash equivalents	277,856	250,651
Securities available for sale, at fair value ($206,002 amortized cost, $0 allowance for credit losses at September 30, 2024; $190,322 amortized cost, $0 allowance for credit losses at December 31, 2023)	198,076	179,000
Securities held to maturity, at amortized cost ($16,902 at fair value, $0 allowance for credit losses at September 30, 2024; $16,233 at fair value, $0 allowance for credit losses at December 31, 2023)	19,616	19,632
Other equity securities, at fair value	3,733	3,649
Restricted equity securities, at cost	4,418	5,684
Loans held for sale	415	450
Loans, net of unearned income	2,199,211	1,884,508
Less allowance for credit losses	28,061	24,378
Loans, net	2,171,150	1,860,130
Premises and equipment, net	32,319	26,426
Accrued interest receivable	10,114	8,711
Bank owned life insurance	39,159	29,884
Annuities	16,843	15,036
Foreclosed assets	33	33
Goodwill	30,980	16,862
Core deposit intangible	9,338	899
Other assets	27,390	29,616
Total assets	2,841,440	2,446,663
Deposits:
Noninterest-bearing	546,282	437,959
Interest-bearing	1,874,264	1,580,230
Total deposits	2,420,546	2,018,189
Other borrowings	7,976	26,994
FHLB advances	22,000	70,000
Subordinated notes	91,107	86,679
Accrued interest payable	2,214	1,519
Other liabilities	26,227	28,318
Total liabilities	2,570,070	2,231,699
Stockholders' equity:
Preferred stock, $0.01 par value, 2,000,000 shares authorized; 0 shares issued and outstanding at September 30, 2024 and December 31, 2023	0	0
Common stock, $5 par value, 30,000,000 shares authorized; 9,882,350 and 8,841,349 shares issued and outstanding at September 30, 2024 and December 31, 2023, respectively	49,684	44,479
Capital surplus	106,046	78,361
Retained earnings	123,783	102,523
Accumulated other comprehensive loss	(5,866)	(8,379)
Unvested restricted stock	(723)	(466)
Vested restricted stock units	(1,554)	(1,554)
Total stockholders' equity	271,370	214,964
Total liabilities and stockholders' equity	$ 2,841,440	$ 2,446,663