CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 20,470	$ 19,710
Interest-bearing deposits in banks	129,917	134,846
Federal funds sold	86,736	96,095
Total cash and cash equivalents	237,123	250,651
Securities available for sale, at fair value ($188,732 at amortized cost, $0 allowance for credit losses at March 31, 2024; $190,322 at amortized cost, $0 allowance for credit losses at December 31, 2023)	177,379	179,000
Securities held to maturity, at amortized cost ($16,098 at fair value, $0 allowance for credit losses at March 31, 2024; $16,233 at fair value, $0 allowance for credit losses at December 31, 2023)	19,627	19,632
Other equity securities, at fair value	3,638	3,649
Restricted equity securities, at cost	5,108	5,684
Loans held for sale	425	450
Loans, net of unearned income	1,965,149	1,884,508
Less allowance for credit losses	25,144	24,378
Loans, net	1,940,005	1,860,130
Premises and equipment, net	26,262	26,426
Accrued interest receivable	9,561	8,711
Bank owned life insurance	30,075	29,884
Annuities	15,939	15,036
Foreclosed assets	33	33
Goodwill	16,862	16,862
Core deposit intangible	817	899
Other assets	28,121	29,616
Total assets	2,510,975	2,446,663
Deposits:
Noninterest-bearing	416,704	437,959
Interest-bearing	1,693,094	1,580,230
Total deposits	2,109,798	2,018,189
Other borrowings	7,997	26,994
FHLB advances	52,000	70,000
Subordinated notes	86,776	86,679
Accrued interest payable	1,805	1,519
Other liabilities	29,718	28,318
Total liabilities	2,288,094	2,231,699
Stockholders' equity:
Preferred stock, $0.01 par value, 2,000,000 shares authorized; 0 shares issued and outstanding at March 31, 2024 and December 31, 2023	0	0
Common stock, $5 par value, 30,000,000 shares authorized; 8,894,794 and 8,841,349 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively	44,746	44,479
Capital surplus	79,282	78,361
Retained earnings	109,838	102,523
Accumulated other comprehensive loss	(8,401)	(8,379)
Unvested restricted stock	(1,030)	(466)
Vested restricted stock units	(1,554)	(1,554)
Total stockholders' equity	222,881	214,964
Total liabilities and stockholders' equity	$ 2,510,975	$ 2,446,663