CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 19,710	$ 15,260
Interest-bearing deposits in banks	134,846	90,198
Federal funds sold	96,095	63,041
Total cash and cash equivalents	250,651	168,499
Securities available for sale, at fair value ($190,322 amortized cost, $0 allowance for credit losses at December 31, 2023; $170,474 amortized cost, $0 allowance for credit losses at December 31, 2022)	179,000	155,544
Securities held to maturity, at amortized cost ($16,233 at fair value, $0 allowance for credit losses at December 31, 2023; $15,365 at fair value, $0 allowance for credit losses at December 31, 2022)	19,632	19,652
Other equity securities, at fair value	3,649	4,444
Restricted equity securities, at cost	5,684	3,134
Loans held for sale	450	1,047
Loans, net of unearned income	1,884,508	1,587,164
Less allowance for credit losses	24,378	20,156
Loans, net	1,860,130	1,567,008
Premises and equipment, net	26,426	27,345
Accrued interest receivable	8,711	6,963
Bank owned life insurance	29,884	29,186
Annuities	15,036	15,478
Foreclosed assets	33	2,930
Goodwill	16,862	16,862
Core deposit intangible	899	1,226
Other assets	29,616	25,886
Total assets	2,446,663	2,045,204
Deposits:
Noninterest-bearing	437,959	460,977
Interest-bearing	1,580,230	1,259,766
Total deposits	2,018,189	1,720,743
Other borrowings	26,994
Other borrowings		(19)
FHLB advances	70,000	31,000
Subordinated notes	86,679	86,314
Accrued interest payable	1,519	584
Other liabilities	28,318	24,863
Total liabilities	2,231,699	1,863,485
Stockholders' equity:
Preferred stock, $0.01 par value, 2,000,000 shares authorized; 0 shares issued and outstanding at December 31, 2023 and December 31, 2022	0	0
Common stock, $5 par value, 30,000,000 shares authorized; 8,841,349 and 8,706,920 shares issued and outstanding at December 31, 2023 and December 31, 2022, respectively	44,479	43,714
Capital surplus	78,361	76,785
Retained earnings	102,523	73,764
Accumulated other comprehensive loss	(8,379)	(11,048)
Unvested restricted stock	(466)	(477)
Vested restricted stock units	(1,554)	(1,019)
Total stockholders' equity	214,964	181,719
Total liabilities and stockholders' equity	$ 2,446,663	$ 2,045,204