XML 52 R41.htm IDEA: XBRL DOCUMENT v3.23.1
LOANS - Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Dec. 31, 2022
Allowance for credit losses:      
Beginning balance $ 20,156 $ 14,844  
Provision for credit losses 1,181 700  
Loans charged off (224) (72)  
Recoveries of loans previously charged off 27 20  
Ending balance 19,855 15,492  
Ending balance - individually evaluated for impairment   669  
Ending balance - collectively evaluated for impairment   14,760  
Loans:      
Ending balance - individually evaluated for impairment   16,248  
Ending balance - collectively evaluated for impairment   1,296,583  
Gross loans 1,650,929 1,314,066 $ 1,592,707
Impact of adoption of ASC 326      
Allowance for credit losses:      
Beginning balance (1,285)    
Ending balance 1,300    
Loans acquired with credit deterioration      
Allowance for credit losses:      
Ending balance   63  
Loans:      
Gross loans   1,235  
Real estate mortgages      
Allowance for credit losses:      
Beginning balance 14,443 11,554  
Provision for credit losses 2,348 (1,299)  
Loans charged off 0 (66)  
Recoveries of loans previously charged off 11 17  
Ending balance 15,638 10,206  
Ending balance - individually evaluated for impairment   400  
Ending balance - collectively evaluated for impairment   9,743  
Loans:      
Ending balance - individually evaluated for impairment   15,943  
Ending balance - collectively evaluated for impairment   1,068,050  
Gross loans   1,085,228  
Real estate mortgages | Impact of adoption of ASC 326      
Allowance for credit losses:      
Beginning balance (1,164)    
Real estate mortgages | Loans acquired with credit deterioration      
Allowance for credit losses:      
Ending balance   63  
Loans:      
Gross loans   1,235  
Commercial and industrial      
Allowance for credit losses:      
Beginning balance 5,642 3,166  
Provision for credit losses (1,208) 2,009  
Loans charged off (218) 0  
Recoveries of loans previously charged off 14 0  
Ending balance 4,110 5,175  
Ending balance - individually evaluated for impairment   269  
Ending balance - collectively evaluated for impairment   4,906  
Loans:      
Ending balance - individually evaluated for impairment   283  
Ending balance - collectively evaluated for impairment   219,478  
Gross loans 270,825 219,761 256,553
Commercial and industrial | Impact of adoption of ASC 326      
Allowance for credit losses:      
Beginning balance (120)    
Commercial and industrial | Loans acquired with credit deterioration      
Allowance for credit losses:      
Ending balance   0  
Loans:      
Gross loans   0  
Consumer and other      
Allowance for credit losses:      
Beginning balance 71 124  
Provision for credit losses 41 (10)  
Loans charged off (6) (6)  
Recoveries of loans previously charged off 2 3  
Ending balance 107 111  
Ending balance - individually evaluated for impairment   0  
Ending balance - collectively evaluated for impairment   111  
Loans:      
Ending balance - individually evaluated for impairment   22  
Ending balance - collectively evaluated for impairment   9,055  
Gross loans 7,370 9,077 $ 7,655
Consumer and other | Impact of adoption of ASC 326      
Allowance for credit losses:      
Beginning balance $ (1)    
Consumer and other | Loans acquired with credit deterioration      
Allowance for credit losses:      
Ending balance   0  
Loans:      
Gross loans   $ 0