CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 17,245	$ 15,260
Interest-bearing deposits in banks	99,541	90,198
Federal funds sold	76,010	63,041
Total cash and cash equivalents	192,796	168,499
Securities available for sale, at fair value ($176,856 amortized cost, $0 allowance for credit losses)	163,550	155,544
Securities held to maturity, at amortized cost	19,647	19,652
Other equity securities, at fair value	3,806	4,444
Restricted equity securities, at cost	3,862	3,134
Loans held for sale	2,376	1,047
Loans, net of unearned income	1,645,315	1,587,164
Less allowance for credit losses	19,855	20,156
Loans, net	1,625,460	1,567,008
Premises and equipment, net	27,098	27,345
Accrued interest receivable	7,077	6,963
Bank owned life insurance	29,350	29,186
Annuities	15,489	15,478
Foreclosed assets	2,930	2,930
Goodwill	16,862	16,862
Core deposit intangible	1,144	1,226
Other assets	24,175	25,886
Total assets	2,135,622	2,045,204
Deposits:
Noninterest-bearing	433,833	460,977
Interest-bearing	1,355,658	1,259,766
Total deposits	1,789,491	1,720,743
Other borrowings	(16)	(19)
FHLB advances	45,000	31,000
Subordinated notes	86,388	86,314
Accrued interest payable	844	584
Other liabilities	24,252	24,863
Total liabilities	1,945,959	1,863,485
Stockholders' equity:
Preferred stock, $0.01 par value, 2,000,000 shares authorized; 0 shares issued and outstanding at March 31, 2023 and December 31, 2022	0	0
Common stock, $5 par value, 30,000,000 shares authorized; 8,723,763 and 8,706,920 shares issued and outstanding at March 31, 2023 and December 31, 2022, respectively	43,798	43,714
Capital surplus	77,053	76,785
Retained earnings	80,642	73,764
Accumulated other comprehensive (loss)	(9,846)	(11,048)
Unvested restricted stock	(965)	(477)
Vested restricted stock units	(1,019)	(1,019)
Total stockholders' equity	189,663	181,719
Total liabilities and stockholders' equity	$ 2,135,622	$ 2,045,204