CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 17,394	$ 6,397
Interest-bearing deposits in banks	165,637	203,537
Federal funds sold	63,031	74,022
Total cash and cash equivalents	246,062	283,956
Securities available for sale, at fair value	150,718	132,172
Securities held to maturity, at amortized cost	19,657	19,672
Other equity securities, at fair value	5,694	9,232
Restricted equity securities, at cost	2,791	2,600
Loans held for sale	1,643	2,400
Loans, net of unearned income	1,524,990	1,250,300
Less allowance for loan losses	18,423	14,844
Loans, net	1,506,567	1,235,456
Premises and equipment, net	28,585	27,044
Accrued interest receivable	5,699	4,170
Bank owned life insurance	29,677	22,201
Annuities	15,564	12,888
Foreclosed assets	2,930	2,930
Goodwill	16,862	16,862
Core deposit intangible	1,302	1,500
Other assets	18,974	9,509
Total assets	2,052,725	1,782,592
Deposits:
Noninterest-bearing	499,613	541,546
Interest-bearing	1,267,479	1,014,905
Total deposits	1,767,092	1,556,451
Other borrowings	19,978	12,498
FHLB advances	26,000	25,950
Subordinated notes	47,042	0
Accrued interest payable	359	132
Other liabilities	21,929	10,363
Total liabilities	1,882,400	1,605,394
Stockholders' equity:
Preferred stock, $0.01 par value, 2,000,000 shares authorized; 0 shares issued and outstanding at September 30, 2022 and December 31, 2021	0	0
Common stock, $5 par value, 30,000,000 shares authorized; 8,705,920 and 9,012,857 shares issued and outstanding at September 30, 2022 and December 31, 2021, respectively	43,529	45,064
Capital surplus	75,835	80,640
Retained earnings	63,956	49,858
Accumulated other comprehensive (loss) income	(12,403)	2,113
Unvested restricted stock	(592)	(477)
Total stockholders' equity	170,325	177,198
Total liabilities and stockholders' equity	$ 2,052,725	$ 1,782,592