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INCOME TAXES - Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Deferred income tax assets:    
Loan loss reserves $ 3,812 $ 2,982
Pre-opening and organization expenses 15 36
Deferred compensation 1,055 904
Intangible assets created from asset purchase 34 40
Loans purchased at a premium 68 142
Restricted stock 40 32
Deferred origination fees 795 642
Deferred tax assets, gross 5,819 4,778
Deferred income tax liabilities:    
Loans purchased at a discount 136 163
Depreciation 325 208
Intangible assets created from stock purchase 393 461
Other 161 115
Unrealized gain on securities available for sale 743 1,122
Deferred tax liabilities, gross 1,758 2,069
Net deferred income tax asset $ 4,061 $ 2,709