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REGULATORY MATTERS (Tables)
9 Months Ended
Sep. 30, 2021
Regulatory Capital Requirements Under Banking Regulations [Abstract]  
Schedule of Regulatory Capital and Ratios As of September 30, 2021, the Company and the Bank believe they are each well capitalized on a consolidated basis for bank regulatory purposes as their respective capital ratios exceed minimum total Tier 1 and CET1 risk-based capital ratios and Tier 1 leverage capital ratios as set forth in the following
ActualRequired for Capital
Adequacy Purposes
Minimums To Be “Well
Capitalized” Under
Prompt
Corrective Action
AmountRatioAmountRatioAmountRatio
(dollars in thousands)
As of September 30, 2021
Tier 1 capital (to average assets)
Company$153,193 10.02 %$61,171 4.00 %$— — 
Bank$164,348 10.75 %$61,171 4.00 %$76,464 5.00 %
CET 1 capital (to risk-weighted assets)
Company$153,193 11.36 %$94,360 7.00 %$— — 
Bank$164,348 12.19 %$94,360 7.00 %$87,620 6.50 %
Tier 1 capital (to risk-weighted assets)
Company$153,193 11.36 %$114,580 8.50 %$— — 
Bank$164,348 12.19 %$114,580 8.50 %$107,840 8.00 %
Total capital (to risk-weighted assets)
Company$167,290 12.41 %$141,540 10.50 %$— — 
Bank$178,445 13.24 %$141,540 10.50 %$134,800 10.00 %
ActualRequired for Capital
Adequacy Purposes
Minimums To Be “Well
Capitalized” Under
Prompt
Corrective Action
AmountRatioAmountRatioAmountRatio
(dollars in thousands)
As of December 31, 2020
Tier 1 capital (to average assets)
Company$118,837 9.24 %$51,426 4.00 %$— — 
Bank$130,852 10.18 %$51,426 4.00 %$77,139 5.00 %
CET 1 capital (to risk-weighted assets)
Company$118,837 10.63 %$78,257 7.00 %$— — 
Bank$130,852 11.70 %$78,257 7.00 %$72,667 6.50 %
Tier 1 capital (to risk-weighted assets)
Company$118,837 10.63 %$95,026 8.50 %$— — 
Bank$130,852 11.70 %$95,026 8.50 %$89,436 8.00 %
Total capital (to risk-weighted assets)
Company$135,196 12.09 %$117,835 10.50 %$— — 
Bank$142,711 12.77 %$117,835 10.50 %$117,795 10.00 %