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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,175 26,654 SH   SOLE   0 0 26,654
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 2,106 14,137 SH   SOLE   0 0 14,137
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,910 11,441 SH   SOLE   0 0 11,441
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103 2,543 132,216 SH   SOLE   0 0 132,216
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 2,910 31,957 SH   SOLE   0 0 31,957
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 121 1,531 SH   SOLE   0 0 1,531
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 121 1,560 SH   SOLE   0 0 1,560
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 2,053 5,923 SH   SOLE   0 0 5,923
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 2,053 10,481 SH   SOLE   0 0 10,481
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,257 35,956 SH   SOLE   0 0 35,956
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 2,910 36,334 SH   SOLE   0 0 36,334
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 354 2,182 SH   SOLE   0 0 2,182
VANGUARD WORLD FDS UTILITIES ETF 92204A876 2,910 17,986 SH   SOLE   0 0 17,986