The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR IBOXX HI YD ETF 464288513 1,914 21,813 SH   SOLE   0 0 21,813
ISHARES TR BARCLAYS 7 10 YR 464287440 112 970 SH   SOLE   0 0 970
ISHARES TR RUS 1000 VAL ETF 464287598 56 353 SH   SOLE   0 0 353
ISHARES TR RUSSELL 2000 ETF 464287655 231 1,008 SH   SOLE   0 0 1,008
ISHARES TR RUS MDCP VAL ETF 464287473 832 7,236 SH   SOLE   0 0 7,236
ISHARES TR U.S. REAL ES ETF 464287739 2,181 21,399 SH   SOLE   0 0 21,399
ISHARES TR IBOXX INV CP ETF 464287242 2,228 16,613 SH   SOLE   0 0 16,613
ISHARES TR PFD AND INCM SEC 464288687 1,795 45,811 SH   SOLE   0 0 45,811
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 277 14,436 SH   SOLE   0 0 14,436
INVESCO QQQ TR UNIT SER 1 46090E103 2,181 6,155 SH   SOLE   0 0 6,155
SPDR SER TR S&P DIVID ETF 78464A763 277 2,269 SH   SOLE   0 0 2,269
ISHARES TR 20 YR TR BD ETF 464287432 2,340 16,230 SH   SOLE   0 0 16,230
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,181 15,526 SH   SOLE   0 0 15,526
VANGUARD INDEX FDS GROWTH ETF 922908736 832 2,901 SH   SOLE   0 0 2,901
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 56 691 SH   SOLE   0 0 691
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,181 21,303 SH   SOLE   0 0 21,303
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,109 7,513 SH   SOLE   0 0 7,513
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 277 3,965 SH   SOLE   0 0 3,965
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 277 5,213 SH   SOLE   0 0 5,213
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,517 12,048 SH   SOLE   0 0 12,048
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,627 14,712 SH   SOLE   0 0 14,712