The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 1 3 YR TREAS BD 464287457 4,522 54,235 SH   SOLE   0 0 54,235
ISHARES TR 20 YR TR BD ETF 464287432 4,600 37,795 SH   SOLE   0 0 37,795
ISHARES TR BARCLAYS 7 10 YR 464287440 671 6,548 SH   SOLE   0 0 6,548
ISHARES TR CHINA LG-CAP ETF 464287184 18,099 421,210 SH   SOLE   0 0 421,210
ISHARES TR CONSER ALLOC ETF 464289883 4,470 131,471 SH   SOLE   0 0 131,471
ISHARES TR CORE US AGGBD ET 464287226 4,470 42,045 SH   SOLE   0 0 42,045
VANGUARD GROUP DIV APP ETF 921908844 30,814 303,231 SH   SOLE   0 0 303,231
ISHARES TR EAFE SML CP ETF 464288273 3,594 57,281 SH   SOLE   0 0 57,281
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 610 15,903 SH   SOLE   0 0 15,903
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 465 16,206 SH   SOLE   0 0 16,206
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 463 9,842 SH   SOLE   0 0 9,842
SPDR GOLD TRUST GOLD SHS 78463V107 4,283 36,095 SH   SOLE   0 0 36,095
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,294 51,700 SH   SOLE   0 0 51,700
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 478 15,202 SH   SOLE   0 0 15,202
ISHARES TR IBOXX INV CP ETF 464287242 37,750 329,492 SH   SOLE   0 0 329,492
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 19,623 145,997 SH   SOLE   0 0 145,997
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 31,543 285,564 SH   SOLE   0 0 285,564
VANGUARD WORLD FD MEGA GRWTH IND 921910816 31,729 266,699 SH   SOLE   0 0 266,699
VANGUARD INDEX FDS MID CAP ETF 922908629 15,850 100,542 SH   SOLE   0 0 100,542
ISHARES TR MSCI ACWI EX US 464288240 15,021 317,901 SH   SOLE   0 0 317,901
ISHARES TR MSCI EMG MKT ETF 464287234 17,613 406,495 SH   SOLE   0 0 406,495
ISHARES TR RUS 2000 GRW ETF 464287648 519 2,538 SH   SOLE   0 0 2,538
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 20,008 183,056 SH   SOLE   0 0 183,056
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 460 8,933 SH   SOLE   0 0 8,933
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 22,966 320,618 SH   SOLE   0 0 320,618
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 531 10,216 SH   SOLE   0 0 10,216
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 4,404 75,836 SH   SOLE   0 0 75,836
ISHARES TR SELECT DIVID ETF 464287168 496 5,079 SH   SOLE   0 0 5,079
ISHARES TR SHORT TREAS BD 464288679 1,373 12,435 SH   SOLE   0 0 12,435
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,691 53,135 SH   SOLE   0 0 53,135
ISHARES TR TIPS BD ETF 464287176 15,880 140,689 SH   SOLE   0 0 140,689
INVESCO QQQ TR UNIT SER 1 46090E103 39,942 232,695 SH   SOLE   0 0 232,695
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 486 2,002 SH   SOLE   0 0 2,002
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,411 12,425 SH   SOLE   0 0 12,425
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 1,717 5,827 SH   SOLE   0 0 5,827
FIDELITY MSCI FINLS IDX 316092501 1,629 41,565 SH   SOLE   0 0 41,565
FIDELITY MSCI INFO TECH I 316092808 1,701 30,776 SH   SOLE   0 0 30,776
FIDELITY CORP BOND ETF 316188101 1,699 35,320 SH   SOLE   0 0 35,320
FIDELITY TOTAL BD ETF 316188309 1,719 35,180 SH   SOLE   0 0 35,180
ISHARES TR CORE S&P TTL STK 464287150 1,755 28,064 SH   SOLE   0 0 28,064
ISHARES TR CORE S&P500 ETF 464287200 1,725 6,318 SH   SOLE   0 0 6,318
ISHARES TR EUROPE ETF 464287861 1,627 36,389 SH   SOLE   0 0 36,389
ISHARES TR RUS TOP 200 ETF 464289446 1,710 27,128 SH   SOLE   0 0 27,128
ISHARES TR CORE MSCI EAFE 46432F842 1,666 26,296 SH   SOLE   0 0 26,296