The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 1,023 5,347 SH   DFND 2,5,6,12,14 2,378 2,743 226
ABBOTT LABORATORIES COM 002824100 554 12,467 SH   DFND 2,6,14 4,402 7,500 565
ABBVIE INC COM 00287Y109 6,883 105,631 SH   DFND 1,2,12,14 87,097 16,960 1,574
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 331 2,758 SH   DFND 14 2,413 345 0
ACTIVISION BLIZZARD INC COM COM 00507V109 248 4,966 SH   DFND 9,14 4,080 866 20
ADOBE SYS INC COM 00724F101 1,298 9,978 SH   DFND 1,9,14,20 373 9,567 38
ADVANCED MICRO DEVICES INC COM 007903107 994 68,286 SH   DFND 14 0 286 68,000
AEGON N V NY REGISTRY SH 007924103 162 31,651 SH   SOLE 0 31,651 0 0
AES CORP COM 00130H105 492 44,009 SH   DFND 1,14 2,873 40,433 703
AETNA INC NEW COM COM 00817Y108 231 1,814 SH   DFND 5,7,12,14 1,589 225 0
AFLAC INC COM 001055102 212 2,924 SH   DFND 12 2,844 80 0
AIR PRODS & CHEM INC COM 009158106 401 2,965 SH   DFND 2,14 486 2,469 10
ALASKA AIR GROUP INC COM 011659109 2,405 26,077 SH   DFND 14 26,032 26 19
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 336 3,118 SH   DFND 10,20 0 318 2,800
ALLERGAN PLC SHS G0177J108 1,465 6,130 SH   DFND 7,9,14 972 200 4,958
ALLIANCE DATA SYSTEMS CORP COM 018581108 2,587 10,391 SH   DFND 14 10,373 10 8
ALLIANZGI NFJ DIVID INT &PREM COM COM 01883A107 242 18,762 SH   SOLE 0 18,762 0 0
ALPHABET INC CAP STK CL C 02079K107 2,317 2,793 SH   DFND 5,9,10,14,20 597 173 2,023
ALPHABET INC CAP STK CL A 02079K305 880 1,038 SH   DFND 5,10,14,20 606 207 225
ALTRIA GROUP INC COM 02209S103 5,228 73,197 SH   DFND 2,6,7,12,14,18 43,481 19,141 10,575
AMAZON.COM INC COM 023135106 1,679 1,894 SH   DFND 9,10,14,20 456 280 1,158
AMERICAN ELEC PWR INC COM 025537101 3,938 58,669 SH   DFND 12,14 58,139 135 395
AMERICAN EXPRESS CO COM 025816109 614 7,761 SH   DFND 10,12,14 7,408 353 0
AMERICAN TOWER CORP NEW COM 03027X100 471 3,875 SH   DFND 5,14,20 3,005 490 380
AMERICAN WTR WKS CO INC NEW COM 030420103 758 9,744 SH   DFND 14 9,408 14 322
AMERIPRISE FINL INC COM 03076C106 943 7,274 SH   DFND 1 395 6,848 31
AMGEN INC COM 031162100 2,152 13,117 SH   DFND 1,2,10,14 1,260 5,585 6,272
ANNALY CAP MGMT INC COM 035710409 338 30,417 SH   SOLE 0 100 0 30,317
ANTHEM INC COM 036752103 2,687 16,250 SH   DFND 14 15,957 14 279
AON PLC SHS CL A G0408V102 508 4,284 SH   DFND 14 1,216 127 2,941
APPLE INC COM 037833100 6,365 44,305 SH   DFND 6,7,12,14,20 12,326 3,037 28,942
ARCHER DANIELS MIDLAND COM 039483102 576 12,508 SH   DFND 1,14 52 12,405 51
ASTRAZENECA PLC SPONSORED ADR 046353108 5,375 172,595 SH   SOLE 0 172,347 0 248
AT&T INC COM 00206R102 5,321 128,053 SH   DFND 5,6,12,14 121,702 3,635 2,716
AUTOMATIC DATA PROCESSING INC COM 053015103 6,128 59,848 SH   DFND 2,5,10,14 57,516 2,262 70
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR 05946K101 841 110,471 SH   DFND 1 0 109,990 481
BANK AMER CORP COM 060505104 6,441 273,041 SH   DFND 1,12,14 5,198 41,654 226,189
BANK AMER CORP 7.25%CNV PFD L 060505682 1,295 1,084 SH   SOLE 0 1,084 0 0
BAXTER INTL INC COM 071813109 1,974 38,070 SH   DFND 1,14 17,295 19,546 1,229
BB & T COM 054937107 465 10,407 SH   DFND 2 0 10,407 0
BED BATH & BEYOND INC COM 075896100 2,372 60,101 SH   SOLE 0 60,054 0 47
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,386 26,315 SH   DFND 5,7,14,18 18,764 2,191 5,360
BEST BUY INC COM 086516101 2,697 54,877 SH   DFND 12,14 54,620 212 45
BIOGEN INC COM 09062X103 270 987 SH   DFND 9,14,20 495 92 400
BLACKROCK CR ALLCTN INC TR COM 092508100 186 14,150 SH   SOLE 0 13,150 0 1,000
BLACKROCK INC COM 09247X101 985 2,569 SH   DFND 2,14,18 442 2,042 85
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 222 15,694 SH   SOLE 0 13,159 0 2,535
BLACKROCK MUNIYIELD CALI QLT COM 09254N103 1,883 127,853 SH   SOLE 0 110,052 0 17,801
BLACKROCK MUNIYIELD CALIF FD COM 09254M105 814 55,276 SH   SOLE 0 45,583 0 9,693
BLACKROCK MUNIYIELD QLTY FD COM 09254E103 781 56,058 SH   SOLE 0 56,058 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 633 28,250 SH   SOLE 0 28,250 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 1,148 38,654 SH   SOLE 0 34,427 0 4,227
BLOCK H & R INC COM 093671105 2,415 103,863 SH   SOLE 0 103,018 0 845
BOEING CO COM 097023105 1,352 7,647 SH   DFND 1,14 4,142 774 2,731
BOK FINL CORP COM 05561Q201 465 5,941 SH   DFND 1 0 5,911 30
BORGWARNER INC COM 099724106 2,537 60,713 SH   DFND 14 60,644 24 45
BRISTOL MYERS SQUIBB CO COM 110122108 279 5,125 SH   DFND 14 3,810 785 530
BROADCOM LTD SHS Y09827109 1,395 6,373 SH   DFND 14,20 6,189 175 9
BROWN FORMAN CORP CL B 115637209 526 11,381 SH   DFND 14 0 131 11,250
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 547 7,978 SH   DFND 19 6,403 795 780
CA INC COM 12673P105 337 10,627 SH   DFND 12,14,18 202 10,322 103
CALAMOS STRATEGIC TOTL RETN COM SH BEN INT 128125101 232 20,807 SH   SOLE 0 19,046 0 1,761
CARETRUST REIT INC COM 14174T107 2,968 176,485 SH   SOLE 0 8,407 0 168,078
CARNIVAL CORP UNIT 99/99/9999 143658300 571 9,687 SH   DFND 6,12,14,18 661 8,839 187
CATERPILLAR INC DEL COM 149123101 216 2,331 SH   DFND 7,14 1,767 182 382
CBS CORP NEW CL B 124857202 2,833 40,843 SH   DFND 12,14 40,140 268 435
CELGENE CORP COM 151020104 394 3,168 SH   DFND 9,14,20 2,361 707 100
CENTURYLINK INC COM 156700106 3,778 160,298 SH   DFND 14 154,226 65 6,007
CHEVRON CORP NEW COM 166764100 6,268 58,373 SH   DFND 6,7,12,14,18 5,123 3,161 50,089
CHUBB LIMITED COM H1467J104 941 6,907 SH   DFND 1,7,14 1,212 5,492 203
CIGNA CORPORATION COM 125509109 808 5,517 SH   DFND 14 139 174 5,204
CINCINNATI FINL CORP COM 172062101 402 5,563 SH   DFND 14,18 436 5,077 50
CISCO SYS INC COM 17275R102 3,185 94,245 SH   DFND 2,5,6,10,12,14,18 23,527 26,802 43,916
CITIGROUP INC COM NEW 172967424 7,150 119,517 SH   DFND 12,14 41,346 749 77,422
COCA COLA CO COM 191216100 6,909 162,790 SH   DFND 1,6,10,14,18 136,970 24,990 830
COLGATE PALMOLIVE CO COM 194162103 548 7,486 SH   DFND 7,14 1,487 199 5,800
COMCAST CORP NEW CL A 20030N101 560 14,886 SH   DFND 5,14,20 11,376 1,942 1,568
COMERICA INC COM 200340107 312 4,543 SH   SOLE 0 4,543 0 0
COSTCO WHSL CORP NEW COM 22160K105 232 1,385 SH   DFND 9,14,20 1,050 328 7
COTY INC COM CL A 222070203 291 16,028 SH   DFND 1,14 0 15,975 53
CREDIT SUISSE GROUP SPONSORED ADR 225401108 1,491 100,448 SH   DFND 7 0 448 100,000
CROWN CASTLE INTL CORP NEW COM 22822V101 368 3,892 SH   DFND 2,9,14 105 3,787 0
CULLEN FROST BANKERS INC COM 229899109 392 4,411 SH   DFND 1,14 0 4,393 18
CVS HEALTH CORP COM 126650100 493 6,276 SH   DFND 5,14 4,965 256 1,055
DANAHER CORP DEL COM 235851102 1,523 17,801 SH   DFND 1,14,20 1,150 8,417 8,234
DEERE & CO COM 244199105 926 8,504 SH   DFND 1,10 4,095 4,389 20
DELL TECHNOLOGIES INC COM CL V 24703L103 441 6,888 SH   SOLE 0 6,872 0 16
DELPHI AUTOMOTIVE PLC SHS G27823106 2,813 34,944 SH   DFND 14 34,807 112 25
DELTA AIR LINES INC DEL COM NEW 247361702 2,462 53,576 SH   DFND 14,20 53,348 189 39
DIAGEO P L C SPON ADR NEW 25243Q205 518 4,483 SH   DFND 18 1,650 2,753 80
DISCOVER FINAL SVCS COM 254709108 2,452 35,858 SH   DFND 12 35,753 79 26
DISCOVERY COMMUNICATNS NEW COM SER C 25470F302 2,543 89,824 SH   DFND 14 89,714 41 69
DISNEY WALT CO COM DISNEY 254687106 628 5,539 SH   DFND 1,5,14,20 3,769 1,151 619
DOMINION RESOURCES INC VA NEW COM 25746U109 5,537 71,384 SH   DFND 14,18 69,117 2,128 139
DOW CHEM CO COM 260543103 986 15,521 SH   DFND 1,12,14 1,899 13,068 554
DUKE ENERGY CORP NEW COM NEW 26441C204 285 3,473 SH   DFND 5,14,18 780 2,668 25
E TRADE FINANCIAL CORP COM NEW 269246401 2,490 71,358 SH   DFND 7 71,148 156 54
EASTMAN CHEM CO COM 277432100 450 5,564 SH   DFND 12,14 4,696 245 623
EATON CORP PLC SHS G29183103 1,703 22,962 SH   DFND 12,14 180 446 22,336
EATON VANCE LTD DUR INCOME F COM 27828H105 143 10,357 SH   SOLE 0 9,357 0 1,000
ECOLAB INC COM 278865100 237 1,888 SH   DFND 5,14,20 1,489 99 300
ENBRIDGE INC COM 29250N105 5,167 123,493 SH   DFND 2,14 113,878 9,444 171
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 866 23,724 SH   DFND 19 5,657 1,083 16,984
ENTERPRISE PRODS PARTNERS L COM 293792107 1,292 46,783 SH   DFND 19 33,964 3,571 9,248
EQT CORP COM 26884L109 615 10,062 SH   DFND 1,14 428 9,595 39
ESSEX PPTY TR INC COM 297178105 244 1,053 SH   DFND 14 0 18 1,035
EXELON CORP COM 30161N101 297 8,252 SH   DFND 14 7,663 401 188
EXXON MOBIL CORP COM 30231G102 5,945 72,492 SH   DFND 2,5,7,12,14 61,894 5,687 4,911
FACEBOOK INC CL A 30303M102 8,014 56,420 SH   DFND 9,10,14,20 5,517 1,788 49,115
FASTENAL CO COM 311900104 341 6,631 SH   DFND 2 1,083 5,548 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 557 5,936 SH   DFND 1 0 5,910 26
FIRST TR SR FLG RTE INCM FD COM 33733U108 143 10,343 SH   SOLE 0 10,343 0 0
FLUOR COM 343412102 204 3,881 SH   DFND 14 3,838 16 27
FORD MTR CO DEL COM PAR $0.01 345370860 2,368 203,410 SH   DFND 14 197,359 764 5,287
FORTIVE CORP COM 34959J108 294 4,880 SH   DFND 14,20 550 230 4,100
FRANKLIN RES INC COM 354613101 2,669 63,342 SH   SOLE 0 63,298 0 44
FREEPORT-MCMORAN INC CL B 35671D857 290 21,688 SH   DFND 14 19,833 455 1,400
GAP INC DEL COM 364760108 2,476 101,931 SH   SOLE 0 101,803 0 128
GENERAL DYNAMICS CORP COM 369550108 2,023 10,806 SH   DFND 1,9,14,18,20 3,077 7,603 126
GENERAL ELECTRIC CO COM 369604103 25,686 861,951 SH   DFND 2,5,7,9,14,18 164,774 221,201 475,976
GENERAL MLS INC COM 370334104 752 12,745 SH   DFND 5,6,7,14,18 5,542 6,939 264
GENERAL MTRS CO COM 37045V100 2,398 67,828 SH   DFND 14 67,379 257 192
GILEAD SCIENCES INC COM 375558103 3,027 44,571 SH   DFND 14 41,439 300 2,832
GOLDMAN SACHS GROUP INC COM 38141G104 3,649 15,884 SH   DFND 7,9,14 13,483 261 2,140
GOODYEAR TIRE & RUBR CO COM 382550101 795 22,089 SH   DFND 7,14 21,526 409 154
HALLIBURTON CO COM 406216101 618 12,556 SH   DFND 1,7,14 114 12,388 54
HANESBRANDS INC COM 410345102 2,498 120,333 SH   DFND 14 117,906 38 2,389
HASBRO INC COM 418056107 573 5,745 SH   DFND 2,14,18 521 5,196 28
HCA HOLDINGS INC COM 40412C101 2,886 32,428 SH   DFND 14 32,228 178 22
HESS CORP COM 42809H107 482 9,999 SH   DFND 14 9,903 16 80
HOLOGIC INC COM 436440101 1,504 35,347 SH   DFND 14 23,267 48 12,032
HOME DEPOT INC COM 437076102 2,840 19,344 SH   DFND 1,2,6,7,14,20 4,273 10,715 4,356
HONEYWELL INTL INC COM 438516106 6,357 50,910 SH   DFND 2,5,6,12,14,20 47,540 2,153 1,217
HP INC COM 40434L105 3,712 207,613 SH   DFND 14 205,242 2,261 110
HUNTINGTON BANCSHARES INC COM 446150104 925 69,117 SH   SOLE 0 585 0 68,532
INTEL CORP COM 458140100 8,194 227,175 SH   DFND 7,12,14,18 157,033 11,486 58,656
INTERNATIONAL MUSINESS MACHS COM 459200101 825 4,740 SH   DFND 5,12,14 2,588 418 1,734
INTUITIVE SURGICAL INC COM NEW 46120E602 266 347 SH   DFND 14 0 3 344
ISHARES TR MSCI ACWI ETF 464288257 8,756 138,409 SH   SOLE 0 131,144 0 7,265
ISHARES TR CALIF MUN BD ETF 464288356 279 2,399 SH   SOLE 0 2,399 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,096 12,036 SH   SOLE 0 12,036 0 0
ISHARES TR MSCI EAFE ETF 464287465 598 9,602 SH   SOLE 0 9,602 0 0
ISHARES TR NASDQ BIOTEC ETF 464287556 313 1,066 SH   SOLE 0 50 0 1,016
ISHARES TR CORE MSCI EAFE 46432F842 204 3,523 SH   SOLE 0 3,523 0 0
ISHARES TR SP SMCP600VL ETF 464287879 295 2,128 SH   SOLE 0 2,128 0 0
ISHARES TR SP SMCP600GR ETF 464287887 410 2,680 SH   SOLE 0 2,680 0 0
ISHARES TR S&P 500 VAL ETF 464287408 522 5,014 SH   SOLE 0 5,014 0 0
ISHARES TR CORE S&P500 ETF 464287200 389 1,637 SH   SOLE 0 1,610 0 27
ISHARES TR S&P 500 GRWT ETF 464287309 3,424 26,034 SH   SOLE 0 26,034 0 0
ISHARES TR RUS 1000 ETF 464287622 222 1,692 SH   SOLE 0 1,692 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 230 2,020 SH   SOLE 0 2,020 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 641 4,661 SH   SOLE 0 4,661 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,021 17,104 SH   SOLE 0 16,908 0 196
ISHARES TR RUS 2000 GRW ETF 464287648 2,462 15,229 SH   SOLE 0 15,167 0 62
ISHARES TR RUS MD CP GR ETF 464287481 663 6,388 SH   SOLE 0 6,388 0 0
ISHARES TR RUS MID-CAP ETF 464287499 1,315 7,027 SH   SOLE 0 6,781 0 246
ISHARES TR RUS MDCP VAL ETF 464287473 361 4,352 SH   SOLE 0 4,352 0 0
ISHARES TR NATIONAL MUN ETF 464288414 835 7,666 SH   SOLE 0 7,666 0 0
ISHARES TR U.S. PFD STK ETF 464288687 1,588 41,033 SH   SOLE 0 33,195 0 7,838
JOHNSON & JOHNSON COM 478160104 18,101 145,334 SH   DFND 2,5,6,7,12,14 7,865 5,155 132,314
JPMORGAN CHASE & CO COM 46625H100 8,391 95,523 SH   DFND 1,2,5,6,7,12,14,20 79,702 15,504 317
KIMBERLY CLARK CORP COM 494368103 5,578 42,379 SH   DFND 2,5,12,14 41,173 1,132 74
KINDER MORGAN INC DEL COM 49456B101 301 13,839 SH   DFND 14,18 750 10,381 2,708
KOHLS CORP COM 500255104 2,434 61,129 SH   SOLE 0 61,058 0 71
KRAFT HEINZ CO COM 500754106 5,911 65,089 SH   DFND 14 59,482 479 5,128
LENNAR CORP CL A 526057104 1,597 31,206 SH   DFND 1,14 0 15,292 15,914
LILLY ELI & CO COM 532457108 7,084 84,220 SH   DFND 7,14,18,20 63,905 5,399 14,916
LINCOLN NATL CORP IND COM 534187109 2,708 41,381 SH   SOLE 0 41,279 0 102
LOCKHEED MARTIN CORP COM 539830109 5,940 22,198 SH   DFND 2,6,14 20,617 1,547 34
LOWES COS INC COM 548661107 326 3,961 SH   DFND 9,14,18 927 3,004 30
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,656 29,127 SH   DFND 2,14 26,580 2,475 72
M & T BK CORP COM 55261F104 622 4,021 SH   DFND 1 0 4,003 18
MACYS INC COM 55616P104 2,363 79,734 SH   DFND 14 79,170 29 535
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,218 15,832 SH   DFND 19 8,023 1,247 6,562
MALLINCKRODT PUB LTD CO SHS G5785G107 2,284 51,249 SH   SOLE 0 51,212 0 37
MARATHON OIL CORP COM 565849106 247 15,615 SH   DFND 14 15,138 59 418
MARATHON PETE CORP COM 56585A102 605 11,964 SH   DFND 14 11,004 42 918
MARTIN MARIETTA MATLS INC COM 573284106 967 4,432 SH   DFND 1,14 120 4,294 18
MASTERCARD INCORPORATED CL A 57636Q104 300 2,671 SH   DFND 9,14,20 1,743 750 178
MAXIM INTEGRATED PRODS INC COM 57772K101 235 5,233 SH   DFND 2,14 100 5,133 0
MCDONALDS CORP COM 580135101 6,921 53,397 SH   DFND 6,14 49,666 669 3,062
MCKESSON CORP COM 58155Q103 2,932 19,779 SH   DFND 14 19,690 76 13
MEDTRONIC PLC SHS G5960L103 1,282 15,914 SH   DFND 1,2,6,14 243 14,567 1,104
MERCK & CO INC COM 58933Y105 1,660 26,119 SH   DFND 2,5,6,10,12,14,18 11,182 12,471 2,466
METLIFE INC COM 59156R108 2,400 45,430 SH   DFND 5 44,810 53 567
MFA FINL INC COM 55272X102 121 15,000 SH   SOLE 0 15,000 0 0
MICHAEL KORS HLDGS LTD SHS G60754101 2,597 68,150 SH   DFND 14 68,026 72 52
MICROCHIP TECHNOLOGY INC COM 595017104 985 13,348 SH   DFND 1 441 12,476 431
MICRON TECHNOLOGY INC COM 595112103 275 9,511 SH   DFND 14 6,866 383 2,262
MICROSOFT CORP COM 594918104 4,499 68,318 SH   DFND 1,2,5,6,9,10,14,18,20 19,213 33,945 15,160
MITSUBISHI UFJ FINL GROP IN SPONSORED ADR 606822104 468 73,791 SH   DFND 1 0 73,436 355
MONDELEZ INTL INC CL A 609207105 1,453 33,735 SH   DFND 1,14 2,151 14,770 16,814
MORGAN STANLEY COM NEW 617446448 2,889 67,434 SH   DFND 12,14 286 148 67,000
MURPHY OIL CORP COM 626717102 263 9,186 SH   SOLE 0 9,086 0 100
NATIONAL FUEL GAS CO N J COM 636180101 532 8,923 SH   DFND 1 0 8,884 39
NAVIENT CORPORATION COM 63938C108 2,415 163,627 SH   DFND 14 160,876 2,621 130
NETFLIX INC COM 64110L106 538 3,641 SH   DFND 9,14 270 266 3,105
NEWELL BRANDS INC COM 651229106 335 7,101 SH   DFND 14 7,022 79 0
NEWMARKET CORP COM 651587107 298 657 SH   DFND 18 53 598 6
NEXTERA ENERGY INC COM 65339F101 1,188 9,258 SH   DFND 2,7,14 5,329 3,889 40
NIKE INC CL B 654106103 323 5,800 SH   DFND 9,14,20 3,653 1,316 831
NORDIC AMERICAN TANKERS LIMI COM G65773106 897 109,600 SH   SOLE 0 108,000 0 1,600
NORFOLK SOUTHERN CORP COM 655844108 488 4,357 SH   DFND 18 0 4,098 259
NORTHROP GRUMMAN CORP COM 666807102 792 3,332 SH   DFND 12,14,20 545 53 2,734
NOVARTIS A G SPONSORED ADR 66987V109 840 11,309 SH   DFND 1,10 1,960 9,312 37
NUVEEN AMT FREE QLTY MUN INC COM 670657105 293 21,901 SH   SOLE 0 21,901 0 0
NVIDIA CORP COM 67066G104 473 4,343 SH   DFND 14,20 1,176 167 3,000
OCCIDENTAL PETE CORP DEL COM 674599105 5,334 84,187 SH   DFND 2,6,7,14 77,745 4,803 1,639
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 362 6,705 SH   DFND 19 5,442 1,263 0
ORACLE CORP COM 68389X105 454 10,186 SH   DFND 5,10,14 7,426 1,532 1,228
OSHKOSH CORP COM 688239201 807 11,769 SH   DFND 1 0 11,511 258
OWENS ILL INC COM NEW 690768403 301 14,748 SH   DFND 14 14,703 45 0
PAYCHEX INC COM 704326107 1,118 18,986 SH   DFND 2,14,18 8,210 10,679 97
PAYPAL HLDGS INC COM 70450Y103 870 20,222 SH   DFND 1,5,9,14,20 6,294 13,877 51
PEPSICO INC COM 713448108 1,477 13,200 SH   DFND 2,5,6,14 1,522 6,128 5,550
PFIZER INC COM 717081103 1,367 39,958 SH   DFND 2,5,6,7,12,14,18 11,800 24,911 3,247
PHILIP MORRIS INTL INC COM 718172109 6,752 59,807 SH   DFND 2,14,18 27,676 4,944 27,187
PHILLIPS 66 COM 718546104 768 9,699 SH   DFND 1,7,14 162 9,286 251
PIMCO DYNAMIC INCOME FD SHS 72201Y101 291 10,100 SH   SOLE 0 8,775 0 1,325
PIMCO DYNMIC CREDIT AND MRT COM SHS 72202D106 349 16,275 SH   SOLE 0 12,550 0 3,725
PIMCO ETF TR INTER MUN BD ACT 72201R866 223 4,209 SH   SOLE 0 4,209 0 0
PIONEER FLOATING RATE TR COM 72369J102 149 12,217 SH   SOLE 0 12,217 0 0
PIONEER NAT RES CO COM 723787107 881 4,732 SH   DFND 1,7,14 1,215 3,503 14
PNC FINL SVCS GROUP INC COM 693475105 376 3,123 SH   DFND 2,6,14 476 2,208 439
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 876 20,160 SH   SOLE 0 20,160 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 4,682 35,369 SH   SOLE 0 11,444 0 23,925
PPG INDS INC COM 693506107 895 8,515 SH   DFND 1,5,7,14 1,710 6,777 28
PPL CORP COM 69351T106 5,282 141,261 SH   DFND 14 140,676 391 194
PRICELINE GRP INC COM NEW 741503403 336 189 SH   DFND 9,14,20 147 39 3
PROCTER AND GAMBLE CO COM 742718109 6,190 68,887 SH   DFND 5,6,7,10,12,14 59,141 2,359 7,387
PRUDENTIAL FINL INC COM 744320102 2,707 25,372 SH   DFND 12,14 24,588 751 33
PULTE GROUP INC COM 745867101 2,851 121,081 SH   SOLE 0 120,995 0 86
QUALCOMM INC COM 747525103 1,310 22,851 SH   DFND 10,14 4,845 1,263 16,743
RAYTHEON CO COM NEW 755111507 475 3,113 SH   DFND 5,14,20 2,428 183 502
REGIONS FINL CORP NEW COM 7591EP100 1,306 89,862 SH   DFND 12,14 7,829 1,898 80,135
REYNOLDS AMERICAN INC COM 761713106 529 8,402 SH   DFND 14,18 4,267 4,094 41
ROPER TECHNOLOGIES INC COM 776696106 206 998 SH   DFND 14 987 11 0
ROYAL BK SCOTLAND GROUP PLC SP ADR L RP PF 780097788 240 9,572 SH   DFND 17 0 9,572 0
ROYAL BK SCOTLAND GROUP PLC SPON ADR SER H 780097879 1,029 40,000 SH   SOLE 0 40,000 0 0
RPM INTL INC COM 749685103 246 4,475 SH   SOLE 0 4,475 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 1,665 18,336 SH   SOLE 0 18,271 0 65
SALESFORCE COM INC COM 79466L302 320 3,875 SH   DFND 9,14,20 3,043 832 0
SCHLUMBERGER LTD COM 806857108 215 2,754 SH   DFND 5,7,10,14 736 968 1,050
SCHWAB CHARLES CORP NEW COM 808513105 661 16,191 SH   DFND 1,7,9,14 1,784 2,257 12,150
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 314 4,229 SH   SOLE 0 4,229 0 0
SOUTHWEST AIRLS CO COM 844741108 873 16,243 SH   DFND 14,20 938 305 15,000
SPDR GOLD TRUST GOLD SHS 78463V107 426 3,588 SH   SOLE 0 622 0 2,966
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,971 8,361 SH   SOLE 0 8,346 0 15
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 24,849 79,536 SH   SOLE 0 78,937 0 599
SPDR SERIES TRUST S&P BK ETF 78464A797 842 19,598 SH   SOLE 0 18,687 0 911
SPDR SERIES TRUST S&P DIVID ETF 78464A763 551 6,251 SH   SOLE 0 6,251 0 0
SPECTRA ENERGY PARTNERS COM 84756N109 220 5,046 SH   DFND 19 0 546 4,500
SPROUTS FMRS MKT INC COM 85208M102 793 34,307 SH   SOLE 0 5,350 0 28,957
STARBUCKS CORP COM 855244109 505 8,652 SH   DFND 9,14,20 7,050 990 612
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 205 7,600 SH   SOLE 0 7,600 0 0
SUNTRUST BKS INC COM 867914103 399 7,224 SH   DFND 1,14 5,134 2,090 0
SYNCHRONY FINL COM 87165B103 2,383 69,482 SH   DFND 5,14 69,222 207 53
TARGA RES CORP COM 87612G101 375 6,259 SH   DFND 19 0 323 5,936
TESORO CORP COM 881609101 218 2,691 SH   DFND 14 2,594 97 0
TEXAS INSTRS INC COM 882508104 1,714 21,279 SH   DFND 2,9,14 95 6,184 15,000
THERMO FISHER SCIENTIFIC INC COM 883556102 256 1,668 SH   DFND 7,14,20 1,470 198 0
THOMSON REUTERS CORP COM 884903105 3,716 85,956 SH   DFND 14 85,544 290 122
TIME WARNER INC COM NEW 887317303 694 7,101 SH   DFND 1,12,14 191 6,879 31
TOTAL S A SPONSORED ADR 89151E109 202 4,015 SH   DFND 6,12 3,527 488 0
TRAVELERS COMPANIES INC COM 89417E109 341 2,825 SH   DFND 5,12,14 1,889 396 540
TWO HBRS INVT CORP COM 90187B101 336 35,000 SH   SOLE 0 35,000 0 0
UNILEVER N V N Y SHS NEW 904784709 866 17,425 SH   DFND 1 2,345 15,014 66
UNION PAC CORP COM 907818108 390 3,681 SH   DFND 6,14,20 2,674 739 268
UNITED PARCEL SERVICE INC CL B 911312106 263 2,455 SH   DFND 5,10,14 1,417 555 483
UNITED RENTALS INC COM 911363109 2,847 22,766 SH   DFND 14 22,421 11 334
UNITED TECNOLOGIES CORP COM 913017109 1,254 11,179 SH   DFND 5,7,14 10,292 561 326
UNITEDHEALTH GROUP INC COM 91324P102 721 4,398 SH   DFND 14,20 3,566 832 0
US BANCORP DEL COM NEW 902973304 832 16,152 SH   DFND 7,12,14 5,566 586 10,000
VALERO ENERGY CORP NEW COM 91913Y100 3,068 46,276 SH   DFND 14 45,900 268 108
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 42,380 358,729 SH   SOLE 0 358,034 0 695
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 43,293 431,766 SH   SOLE 0 430,998 0 768
VANGUARD INDEX FDS SML CP GRW ETF 922908595 815 5,794 SH   SOLE 0 5,794 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 831 6,760 SH   SOLE 0 6,760 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,227 28,567 SH   SOLE 0 28,567 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,220 10,057 SH   SOLE 0 10,057 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,028 21,265 SH   SOLE 0 21,204 0 61
VANGUARD INDEX FDS GROWTH ETF 922908736 1,405 11,548 SH   SOLE 0 11,548 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,724 36,052 SH   SOLE 0 36,023 0 29
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 596 9,144 SH   SOLE 0 9,144 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 856 9,514 SH   SOLE 0 9,366 0 148
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,036 26,371 SH   SOLE 0 26,300 0 71
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,254 12,967 SH   SOLE 0 3,746 0 9,221
VENTAS INC COM 92276F100 415 6,374 SH   DFND 2,14 631 5,013 730
VERIZON COMMUNICATIONS INC COM 92343V104 5,787 118,705 SH   DFND 7,12,14,18 106,199 7,434 5,072
VISA INC COM CL A 92826C839 873 9,828 SH   DFND 5,7,10,14,20 6,206 1,390 2,232
WALGREENS BOOTS ALLIANCE INC COM 931427108 878 10,577 SH   DFND 1,14 0 10,356 221
WAL-MART STORES INC COM 931142103 298 4,130 SH   DFND 5,12,14 3,006 736 388
WEC ENERGY GROUP INC COM 92939U106 394 6,492 SH   DFND 2,14 626 5,866 0
WELLS FARGO & CO NEW COM 949746101 8,996 161,618 SH   DFND 5,6,7,12,14,18,20 86,534 12,424 62,660
WESTERN DIGITAL CORP COM 958102105 2,600 31,498 SH   DFND 14 11,371 64 20,063
WESTERN UN CO COM 959802109 2,514 123,523 SH   DFND 14 123,386 41 96
WHIRLPOOL CORP COM 963320106 2,869 16,745 SH   DFND 7,14 16,630 66 49
WISDOMTREE TR INTL MIDCAP DV 97717W778 259 4,306 SH   SOLE 0 1,506 0 2,800
WISDOMTREE TR MIDCAP DIVI FD 97717W505 314 3,217 SH   SOLE 0 3,217 0 0
WISDOMTREE TR COM 97717X701 581 9,256 SH   SOLE 0 9,256 0 0
XEROX CORP COM 984121103 359 48,893 SH   SOLE 0 47,364 0 1,529