The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number:3235-0006
Expires:Oct 31, 2018
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
VANGUARD WORLD FDMEGA GRWTH IND92191081622,811110,160SH SOLE 00110,160
VANGUARD INTL EQUITY INDEX FALLWRLD EX US92204277520,110331,410SH SOLE 00331,410
VANGUARD INDEX FDSEXTEND MKT ETF92290865219,975112,909SH SOLE 00112,909
ISHARES TRCORE US AGGBD ET46428722615,266134,110SH SOLE 00134,110
VANGUARD INDEX FDSTOTAL STK MKT9229087699,89947,892SH SOLE 0047,892
VANGUARD BD INDEX FDSINTERMED TERM9219378199,732109,685SH SOLE 00109,685
VANGUARD INDEX FDSSML CP GRW ETF9229085958,79532,024SH SOLE 0032,024
VANGUARD CHARLOTTE FDSINTL BD IDX ETF92203J4078,441147,771SH SOLE 00147,771
ISHARES TRCORE DIV GRWTH46434V6217,474154,842SH SOLE 00154,842
SCHWAB STRATEGIC TRUS TIPS ETF8085248706,813111,402SH SOLE 00111,402
SPDR INDEX SHS FDSDJ GLB RL ES ETF78463X7496,772143,413SH SOLE 00143,413
ISHARES TRIBOXX HI YD ETF4642885136,46274,121SH SOLE 0074,121
ISHARES TRRUS 1000 VAL ETF4642875986,10340,270SH SOLE 0040,270
ISHARES TRCORE MSCI TOTAL46432F8346,04185,962SH SOLE 0085,962
VANGUARD INDEX FDSGROWTH ETF9229087365,40021,008SH SOLE 0021,008
SSGA ACTIVE ETF TRBLKSTN GSOSRLN78467V6084,21192,061SH SOLE 0092,061
VANGUARD SCOTTSDALE FDSMORTG-BACK SEC92206C7714,10776,960SH SOLE 0076,960
ISHARES TRCORE HIGH DV ETF46429B6633,72339,239SH SOLE 0039,239
ISHARES TRCORE S&P MCP ETF4642875073,11411,964SH SOLE 0011,964
INVESCO QQQ TRUNIT SER 146090E1031,8165,690SH SOLE 005,690
VANGUARD SCOTTSDALE FDSINT-TERM CORP92206C8701,77219,047SH SOLE 0019,047
VANGUARD BD INDEX FDSTOTAL BND MRKT9219378351,73020,424SH SOLE 0020,424
VANGUARD INDEX FDSREAL ESTATE ETF9229085531,49716,301SH SOLE 0016,301
ISHARES TRNATIONAL MUN ETF4642884141,48312,779SH SOLE 0012,779
APPLE INCCOM0378331001,26510,359SH SOLE 0010,359
VANGUARD SCOTTSDALE FDSINTER TERM TREAS92206C7061,09016,214SH SOLE 0016,214
VANGUARD MUN BD FDSTAX EXEMPT BD9229077461,05519,317SH SOLE 0019,317
ISHARES TRISHS 5-10YR INVT46428863899316,760SH SOLE 0016,760
ISHARES TRMBS ETF4642885889418,680SH SOLE 008,680
VANGUARD INDEX FDSMCAP GR IDXVIP9229085389384,371SH SOLE 004,371
SCHWAB STRATEGIC TRUS LCAP GR ETF8085243009157,050SH SOLE 007,050
ISHARES TRINTRM GOV CR ETF4642886129037,858SH SOLE 007,858
VANGUARD INDEX FDSLARGE CAP ETF9229086378314,483SH SOLE 004,483
VANGUARD INDEX FDSVALUE ETF9229087448046,119SH SOLE 006,119
VANGUARD SPECIALIZED FUNDSDIV APP ETF9219088447785,290SH SOLE 005,290
CHUBB LIMITEDCOMH1467J1047594,807SH SOLE 004,807
SCHWAB STRATEGIC TRUS REIT ETF80852484770217,093SH SOLE 0017,093
SPDR SER TRBLOOMBERG BRCLYS78468R6226736,188SH SOLE 006,188
VANGUARD INTL EQUITY INDEX FTT WRLD ST ETF9220427426696,881SH SOLE 006,881
SPDR SER TRNUVEEN BBG BRCLY78464A28464810,921SH SOLE 0010,921
BERKSHIRE HATHAWAY INC DELCL B NEW0846707025322,083SH SOLE 002,083
CSX CORPCOM1264081034634,800SH SOLE 004,800
EVERSOURCE ENERGYCOM30040W1084475,157SH SOLE 005,157
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438584348,835SH SOLE 008,835
JOHNSON & JOHNSONCOM4781601044292,610SH SOLE 002,610
INVESCO EXCH TRADED FD TR IISR LN ETF46138G50841818,870SH SOLE 0018,870
ISHARES TRSELECT DIVID ETF4642871683843,369SH SOLE 003,369
VANGUARD WHITEHALL FDSEMERG MKT BD ETF9219468853814,916SH SOLE 004,916
VANGUARD INTL EQUITY INDEX FGLB EX US ETF9220426763736,697SH SOLE 006,697
VANGUARD INDEX FDSMCAP VL IDXVIP9229085123652,705SH SOLE 002,705
SCHWAB STRATEGIC TREMRG MKTEQ ETF80852470633210,452SH SOLE 0010,452
ISHARES TRRUSSELL 2000 ETF4642876553241,465SH SOLE 001,465
ISHARES TRMSCI EAFE ETF4642874653234,258SH SOLE 004,258
INVESCO EXCH TRD SLF IDX FDBULSHS 2023 CB46138J86632114,729SH SOLE 0014,729
VANGUARD INDEX FDSSMALL CP ETF9229087513191,490SH SOLE 001,490
LILLY ELI & COCOM5324571083141,679SH SOLE 001,679
ISHARES TRCORE S&P SCP ETF4642878042762,544SH SOLE 002,544
SPDR S&P 500 ETF TRTR UNIT78462F103274693SH SOLE 00693
INVESCO EXCH TRD SLF IDX FDBULSHS 2021 CB46138J70026512,534SH SOLE 0012,534
ISHARES TRCORE S&P TTL STK4642871502562,799SH SOLE 002,799
INVESCO EXCH TRD SLF IDX FDBULSHS 2022 CB46138J88225011,569SH SOLE 0011,569
ISHARES TRS&P MC 400VL ETF4642877052392,348SH SOLE 002,348
SEMPRA ENERGYCOM8168511092131,609SH SOLE 001,609