The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226 17,423 163,878 SH   SOLE   163,878 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 16,274 136,791 SH   SOLE   136,791 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 14,182 120,394 SH   SOLE   120,394 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 13,784 265,896 SH   SOLE   265,896 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 10,377 128,161 SH   SOLE   128,161 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,888 56,172 SH   SOLE   56,172 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 7,619 139,270 SH   SOLE   139,270 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 6,501 135,119 SH   SOLE   135,119 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 5,996 49,398 SH   SOLE   49,398 0 0
ISHARES TR IBOXX HI YD ETF 464288513 5,581 65,592 SH   SOLE   65,592 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,463 31,075 SH   SOLE   31,075 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 5,221 101,556 SH   SOLE   101,556 0 0
ISHARES TR CORE DIV GRWTH 46434V621 4,927 143,718 SH   SOLE   143,718 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 4,785 79,573 SH   SOLE   79,573 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 3,552 75,628 SH   SOLE   75,628 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 3,359 39,520 SH   SOLE   39,520 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,315 15,456 SH   SOLE   15,456 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,194 39,959 SH   SOLE   39,959 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,927 17,674 SH   SOLE   17,674 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,539 7,904 SH   SOLE   7,904 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,530 19,320 SH   SOLE   19,320 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,350 16,159 SH   SOLE   16,159 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,222 7,117 SH   SOLE   7,117 0 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 972 17,213 SH   SOLE   17,213 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 728 9,608 SH   SOLE   9,608 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 564 9,000 SH   SOLE   9,000 0 0
VANGUARD GROUP DIV APP ETF 921908844 521 5,130 SH   SOLE   5,130 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 498 4,792 SH   SOLE   4,792 0 0
APPLE INC COM 037833100 477 2,576 SH   SOLE   2,576 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 472 3,509 SH   SOLE   3,509 0 0
ISHARES TR SELECT DIVID ETF 464287168 398 4,076 SH   SOLE   4,076 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 389 9,320 SH   SOLE   9,320 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 378 2,025 SH   SOLE   2,025 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 320 9,007 SH   SOLE   9,007 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 318 7,423 SH   SOLE   7,423 0 0
CSX CORP COM 126408103 306 4,800 SH   SOLE   4,800 0 0
JOHNSON & JOHNSON COM 478160104 305 2,511 SH   SOLE   2,511 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 276 5,408 SH   SOLE   5,408 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 268 2,426 SH   SOLE   2,426 0 0
ISHARES TR CORE S&P SCP ETF 464287804 265 3,177 SH   SOLE   3,177 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 249 4,283 SH   SOLE   4,283 0 0
ISHARES TR MSCI EAFE ETF 464287465 240 3,590 SH   SOLE   3,590 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 237 3,151 SH   SOLE   3,151 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 227 1,388 SH   SOLE   1,388 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 201 742 SH   SOLE   742 0 0
FS INVT CORP COM 302635107 87 11,891 SH   SOLE   11,891 0 0