The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226 17,466 159,373 SH   SOLE   159,373 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 15,122 144,401 SH   SOLE   144,401 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 14,256 270,469 SH   SOLE   270,469 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 13,204 123,252 SH   SOLE   123,252 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 10,839 128,032 SH   SOLE   128,032 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,708 59,514 SH   SOLE   59,514 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 7,297 133,668 SH   SOLE   133,668 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 6,433 134,688 SH   SOLE   134,688 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 6,062 51,149 SH   SOLE   51,149 0 0
ISHARES TR IBOXX HI YD ETF 464288513 5,585 62,928 SH   SOLE   62,928 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 5,401 102,321 SH   SOLE   102,321 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 4,862 79,735 SH   SOLE   79,735 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,637 30,382 SH   SOLE   30,382 0 0
ISHARES TR CORE DIV GRWTH 46434V621 4,589 141,341 SH   SOLE   141,341 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 3,387 39,407 SH   SOLE   39,407 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 3,372 71,119 SH   SOLE   71,119 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,066 18,636 SH   SOLE   18,636 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,999 36,178 SH   SOLE   36,178 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,783 13,429 SH   SOLE   13,429 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,630 19,892 SH   SOLE   19,892 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,385 7,744 SH   SOLE   7,744 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,103 12,532 SH   SOLE   12,532 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,061 7,291 SH   SOLE   7,291 0 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 1,031 18,047 SH   SOLE   18,047 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 668 10,110 SH   SOLE   10,110 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 509 5,098 SH   SOLE   5,098 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 484 5,106 SH   SOLE   5,106 0 0
APPLE INC COM 037833100 397 2,576 SH   SOLE   2,576 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 382 2,083 SH   SOLE   2,083 0 0
ISHARES TR SELECT DIVID ETF 464287168 380 4,053 SH   SOLE   4,053 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 347 2,854 SH   SOLE   2,854 0 0
JOHNSON & JOHNSON COM 478160104 330 2,536 SH   SOLE   2,536 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 314 8,422 SH   SOLE   8,422 0 0
CSX CORP COM 126408103 260 4,800 SH   SOLE   4,800 0 0
ISHARES TR MSCI EAFE ETF 464287465 246 3,598 SH   SOLE   3,598 0 0
ISHARES TR CORE S&P SCP ETF 464287804 234 3,156 SH   SOLE   3,156 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 224 1,512 SH   SOLE   1,512 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 221 2,727 SH   SOLE   2,727 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 216 5,243 SH   SOLE   5,243 0 0
FS INVT CORP COM 302635107 205 24,276 SH   SOLE   24,276 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 202 9,455 SH   SOLE   9,455 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 200 9,417 SH   SOLE   9,417 0 0