CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Cash flows from operating activities:
Net income	$ 18,776	$ 26,139
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	8,083	6,599
Share-based compensation	4,245	4,545
Provision for credit losses	3,924	3,371
Debt origination costs amortization	512	602
Deferred income tax benefit, net	(1,377)	(1,385)
Non-cash lease expense	3,493	3,524
Loss on disposal of property and equipment	507	1,065
Total adjustments	19,387	18,321
Changes in operating assets and liabilities:
Accounts receivable	(39,298)	(47,779)
Prepaid wires, net	27,229	8,914
Prepaid expenses and other assets	9	4,994
Wire transfers and money orders payable, net	57,504	26,635
Lease liabilities	(4,119)	(2,699)
Accounts payable and accrued and other liabilities	1,696	(5,859)
Net cash provided by operating activities	81,184	28,666
Cash flows from investing activities:
Purchases of property and equipment	(9,845)	(20,150)
Acquisition of agent locations	(188)	0
Net cash used in investing activities	(10,033)	(20,150)
Cash flows from financing activities:
Repayments of term loan facility	0	(3,281)
Borrowings under revolving credit facility	4,035,000	26,000
Repayments under revolving credit facility	(4,047,486)	0
Repayments of other debt	(5)	0
Proceeds from exercise of stock options	0	(1,123)
Payments for stock-based awards	(942)	(1,040)
Repurchases of common stock	(16,334)	(34,622)
Net cash used in financing activities	(29,767)	(14,066)
Effect of exchange rate changes on cash and cash equivalents	2,836	(444)
Net increase (decrease) in cash and cash equivalents	44,220	(5,994)
Cash and cash equivalents, beginning of period	130,503	239,203
Cash and cash equivalents, end of period	174,723	233,209
Supplemental disclosure of cash flow information:
Cash paid for interest	5,284	5,182
Cash paid for income taxes	11,998	18,524
Supplemental disclosure of non-cash investing activities:
Lease liabilities arising from obtaining right-of-use assets	660	112
Settlement of receivables from agent acquisitions	1,634	0
Accrued liabilities related to agent acquisitions	493	0
Supplemental disclosure of non-cash financing activities:
Issuance of common stock for cashless exercise of options	$ 0	$ 4,359