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SEGMENT REPORTING
 6 Months Ended
Jun. 30, 2025
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
The Company is a leading global omnichannel money remittance services company focused primarily on the U.S. to LAC corridor, which includes Mexico, Central and South America and the Caribbean. We also provide our remittances services to Africa and Asia from the United States and offer sending services from Canada to Latin America and Africa, as well as remittance services from Spain, Italy, the United Kingdom and Germany to Africa, Asia, Europe and Latin America. The Company has identified one operating and reportable segment. The Company defines its segment on the basis of the way in which internally reported financial information is regularly reviewed by the Company’s chief operating decision maker (the “CODM”) to analyze financial performance, make decisions, and allocate resources.

The Company’s CODM is Robert Lisy, Chairman, Chief Executive Officer and President. The CODM uses the Company’s consolidated financial results as a basis for making key operating decisions. Examples of key operating decisions include entering new markets, stock repurchases, and managing liquidity. The CODM considers Net Income as one of the relevant metrics in his decision making process.

The table below provides information about the Company's measure of segment performance and significant expense categories:
Three Months Ended
June 30,		Six Months Ended
June 30,
2025202420252024
Revenues:
Wire transfer and money order fees, net$132,970 $145,837 $253,137 $272,758 
Foreign exchange gain, net23,681 22,800 43,862 43,146 
Other income4,482 2,894 8,444 6,039 
Total revenues161,133 171,531 305,443 321,943 
Less:
Agent commissions67,385 74,187 128,548 138,324 
Payer commissions25,244 28,727 49,055 53,843 
Bank charges and fees6,884 6,941 13,478 12,955 
Salaries and benefits18,525 16,893 36,813 34,999 
Other segment items (1)
15,098 13,995 28,307 26,615 
Provision for credit losses
1,858 1,776 3,924 3,371 
Restructuring costs— 2,711 306 2,711 
Transaction costs2,224 26 3,393 36 
Depreciation and amortization4,454 3,371 8,083 6,599 
Total operating expenses141,672 148,627 271,907 279,453 
Operating income19,461 22,904 33,536 42,490 
Interest expense3,093 3,095 5,793 5,797 
Income before income taxes16,368 19,809 27,743 36,693 
Income tax provision5,361 5,776 8,967 10,554 
Net income
$11,007 $14,033 $18,776 $26,139 
(1) Other segment items included in segment net income is primarily composed of other selling, general and administrative expenses, transaction processing costs, and other overhead expenses.