CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Current assets:
Cash and cash equivalents	$ 174,723	$ 130,503
Accounts receivable, net of allowance of $5,146 and $3,546, respectively	141,651	107,077
Prepaid wires, net	23,713	49,205
Prepaid expenses and other current assets	11,098	10,998
Total current assets	351,185	297,783
Property and equipment, net	53,975	50,354
Goodwill	55,195	55,195
Intangible assets, net	26,905	26,847
Deferred tax asset, net	1,127	0
Other assets	29,628	32,198
Total assets	518,015	462,377
Current liabilities:
Accounts payable	26,267	19,520
Wire transfers and money orders payable, net	144,196	85,044
Accrued and other liabilities	45,023	47,434
Total current liabilities	215,486	151,998
Long-term liabilities:
Debt, net	144,132	156,623
Lease liabilities, net	16,144	18,582
Deferred tax liability, net	0	250
Total long-term liabilities	160,276	175,455
Commitments and contingencies, see Note 17
Stockholders’ equity:
Preferred stock $0.0001 par value; 5,000,000 shares authorized, none issued or outstanding	0	0
Common stock $0.0001 par value; 200,000,000 shares authorized, 40,387,993 and 40,164,056 shares issued and 29,424,425 and 30,548,702 shares outstanding as of June 30, 2025 and December 31, 2024, respectively	4	4
Additional paid-in capital	82,895	79,592
Retained earnings	276,246	257,470
Accumulated other comprehensive income (loss)	138	(1,446)
Treasury stock, at cost; 10,963,568 and 9,615,354 shares as of June 30, 2025 and December 31, 2024, respectively	(217,030)	(200,696)
Total stockholders’ equity	142,253	134,924
Total liabilities and stockholders’ equity	$ 518,015	$ 462,377