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ACCOUNTS RECEIVABLE AND AGENT ADVANCES RECEIVABLE, NET OF ALLOWANCE (Tables)
 9 Months Ended
Sep. 30, 2024
Receivables [Abstract]  
Schedule of Accounts Receivable, Net and Agent Advances Receivable, Net The outstanding balance of accounts receivable, net of allowance for credit losses, consists of the following (in thousands):
September 30, 2024December 31, 2023
Accounts receivable$130,418 $157,847 
Allowance for credit losses(4,122)(2,610)
Accounts receivable, net$126,296 $155,237 
Agent advances receivable, net of allowance for credit losses, from sending agents is as follows (in thousands):

September 30, 2024December 31, 2023
Agent advances receivable, current$2,543 $1,596 
Allowance for credit losses(157)(82)
Net current$2,386 $1,514 
Agent advances receivable, long-term$2,427 $2,999 
Allowance for credit losses(131)(102)
Net long-term$2,296 $2,897 
Schedule of Maturities of Agent Advances Receivable
The maturities of agent advances receivable at September 30, 2024 are as follows (in thousands):
Outstanding Balance
Under 1 year$2,543 
Between 1 and 2 years2,147 
More than 2 years to 3 years
280 
Total$4,970 
Schedule of Changes in Allowance for Credit Losses
The changes in the allowance for credit losses related to accounts receivable and agent advances receivable are as follows (in thousands):

Three Months Ended September 30,Nine Months Ended September 30,
2024202320242023
Beginning balance$3,910 $2,690 $2,794 $2,648 
Provision1,665 1,830 5,036 3,770 
Charge-offs(1,405)(1,760)(4,247)(4,194)
Recoveries224 190 904 726 
Other16 (119)(77)(119)
Ending Balance$4,410 $2,831 $4,410 $2,831 

The allowance for credit losses allocated by financial instrument category is as follows (in thousands):
September 30, 2024December 31, 2023
Accounts receivable$4,122 $2,610 
Agent advances receivable288 184 
Allowance for credit losses$4,410 $2,794