CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities:
Net income	$ 46,843	$ 33,784	$ 19,609
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation and amortization	9,491	10,828	12,689
Share-based compensation	4,601	3,237	2,609
Provision for credit losses	1,537	1,801	1,626
Debt origination costs amortization	875	760	734
Deferred income tax provision, net	734	1,433	1,863
Loss on disposal of property and equipment	1,423	419	265
Total adjustments	18,661	18,478	19,786
Changes in operating assets and liabilities:
Accounts receivable, net	(13,846)	(17,080)	(5,655)
Prepaid wires, net	(3,887)	(35,598)	8,805
Prepaid expenses and other assets	(6,355)	(1,137)	(659)
Wire transfers and money orders payable, net	14,726	2,092	3,416
Accounts payable and accrued and other liabilities	21,956	(1,419)	7,232
Net cash provided by (used in) operating activities	78,098	(880)	52,534
Cash flows from investing activities:
Purchases of property and equipment	(10,588)	(4,062)	(6,469)
Acquisition of agent locations	(185)	0	(250)
Net cash used in investing activities	(10,773)	(4,062)	(6,719)
Cash flows from financing activities:
Borrowings under term loan facility	40,158	0	12,000
Repayments of term loan facility	(44,228)	(7,661)	(4,956)
Repayments under revolving loan, net	0	0	(30,000)
Payment of debt origination costs	(2,944)	0	(240)
Proceeds from exercise of options	3,813	1,501	283
Payments for stock-based awards	(849)	0	0
Repurchases of common stock	(5,566)	0	0
Cash paid in warrant exchange	0	0	(10,031)
Net cash used in financing activities	(9,616)	(6,160)	(32,944)
Effect of exchange rate changes on cash	(142)	(108)	217
Net increase (decrease) in cash	57,567	(11,210)	13,088
Cash, beginning of the year	74,907	86,117	73,029
Cash, end of the year	132,474	74,907	86,117
Supplemental disclosure of cash flow information:
Cash paid for interest	3,666	5,812	8,768
Cash paid for income taxes	13,456	11,140	4,870
Supplemental disclosure of non-cash investing activity:
Agent business acquired in exchange for receivables	0	0	85
Supplemental disclosure of non-cash financing activity:
Issuance of common stock for cashless exercise of options	$ 2,973	$ 130	$ 21