CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash flows from operating activities:
Net income	$ 8,977	$ 5,688
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Depreciation and amortization	2,335	2,690
Share-based compensation	896	722
Provision for credit losses	162	737
Debt origination costs amortization	200	188
Deferred income tax (benefit) provision, net	(144)	382
Loss on disposal of property and equipment	65	57
Total adjustments	3,514	4,776
Changes in operating assets and liabilities:
Accounts receivable	(11,938)	744
Prepaid wires, net	(36,163)	9,271
Prepaid expenses and other assets	(59)	1,240
Wire transfers and money orders payable, net	548	758
Accounts payable and accrued and other liabilities	2,715	(3,697)
Net cash (used in) provided by operating activities	(32,406)	18,780
Cash flows from investing activities:
Purchases of property and equipment	(1,930)	(901)
Net cash used in investing activities	(1,930)	(901)
Cash flows from financing activities:
Repayments of term loan facility	(1,915)	(1,915)
Borrowings under revolving credit facility, net	15,000	0
Proceeds from exercise of options	1,434	0
Net cash provided by (used in) financing activities	14,519	(1,915)
Effect of exchange rate changes on cash	(3)	(243)
Net (decrease) increase in cash	(19,820)	15,721
Cash, beginning of period	74,907	86,117
Cash, end of period	55,087	101,838
Supplemental disclosure of cash flow information:
Cash paid for interest	1,138	1,685
Cash paid for income taxes	75	832
Supplemental disclosure of non-cash financing activity:
Issuance of common stock for cashless exercise of options	$ 0	$ 4