ACQUISITIONS

9 Months Ended

Sep. 30, 2025

Business Combination, Asset Acquisition, Transaction between Entities under Common Control, and Joint Venture Formation [Abstract]

ACQUISITIONS

ACQUISITIONS

Restructuring costs

During 2024, the Company started executing a restructuring plan primarily related to certain of its foreign operations and Envios de Valores La Nacional Corp (“La Nacional”). These restructuring costs are part of the Company's plan, for which the objectives are to reorganize the workforce, streamline operational processes, integrate technology functionality, as well as to develop efficiencies within the Company. For the nine months ended September 30, 2025, the Company incurred approximately $0.3 million in expenses for a reduction of workforce in certain locations. These expenses primarily consisted of severance payments and related benefits. For the three and nine months ended September 30, 2024, the Company incurred approximately $27.0 thousand and $2.5 million in expenses for a reduction of workforce in certain locations, closing of certain facilities, discontinuing technology and disposal of obsolete assets.

The following table presents the changes in our liability balance related to restructuring costs for the three and nine months ended September 30, 2025 (in thousands):

	Three Months Ended September 30, 2025				Nine Months Ended September 30, 2025
	Severance costs		Legal and professional fees		Severance costs		Legal and professional fees
Beginning balance	$	69	$	—	$	300	$	16
Charges incurred	—		—		297		9
Payments/other	(69)		—		(597)		(25)
Ending balance	$	—	$	—	$	—	$	—

The following table presents the changes in our liability balance related to restructuring costs for the three and nine months ended September 30, 2024 (in thousands):

	Three Months Ended September 30, 2024				Nine Months Ended September 30, 2024
	Severance costs		Legal and professional fees		Severance costs		Legal and professional fees
Beginning balance	$	961	$	366	$	—	$	—
Charges incurred	27		—		1,691		376
Payments	(452)		(357)		(1,155)		(367)
Ending balance	$	536	$	9	$	536	$	9

Transaction Costs

Transaction costs include all internal and external costs directly related to acquisition activities and the Company's evaluation of strategic alternatives including the pending Merger with Western Union, consisting primarily of legal, consulting, accounting and financial advisory fees. Transaction costs were $5.4 million and $50.0 thousand for the three months ended September 30, 2025 and 2024, respectively, and $8.7 million and $86.0 thousand for the nine months ended September 30, 2025 and 2024, respectively.