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PREPAID EXPENSES AND OTHER ASSETS
 9 Months Ended
Sep. 30, 2025
Prepaid Expense and Other Assets [Abstract]  
PREPAID EXPENSES AND OTHER ASSETS PREPAID EXPENSES AND OTHER ASSETS
Prepaid expenses and other current assets consisted of the following (in thousands):

September 30, 2025December 31, 2024
Prepaid insurance$1,488 $1,097 
Prepaid fees and services3,256 2,823 
Agent incentive advances
2,318 2,494 
Agent advances receivable, net of allowance1,921 2,087 
Prepaid marketing1,577 502 
Prepaid income taxes5,374 119 
Prepaid expenses and other current assets1,284 1,876 
$17,218 $10,998 

Other assets consisted of the following (in thousands):

September 30, 2025December 31, 2024
Revolving credit facility origination fees$3,847 $4,576 
Agent incentive advances
2,193 3,702 
Agent advances receivable, net of allowance2,340 2,198 
Right-of-use assets, net17,338 18,511 
Funds held by seized banking entities, net of allowance1,743 1,539 
Other assets1,643 1,672 
$29,104 $32,198 

Prior to 2022, local banking regulators in Mexico resolved to close and liquidate a local financial institution, citing a lack of compliance with minimum capital requirements. The Company has approximately $6.0 million of exposure from deposits it held with this bank when it was closed. In accordance with the banking regulations in Mexico, large depositors such as the Company will be paid once the assets of the financial institution are liquidated. Currently, it is difficult to predict the length of the liquidation process or if the proceeds from the asset liquidation will be sufficient to recover any of the Company's funds on deposit. The Company maintains a valuation allowance of approximately $4.3 million as of September 30, 2025 in connection with the balance of deposits held by the financial institution as a result of its closure, which has not materially changed since 2022.