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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Cash flows from operating activities:    
Net income (loss) $ 3,156 $ (540)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:    
Depreciation and amortization 3,152 3,789
Share-based compensation 626 228
Provision for bad debt 360 43
Debt origination costs amortization 175 231
Deferred taxes (213) (250)
Loss on disposal of property and equipment 51 42
Total adjustments 4,151 4,083
Changes in operating assets and liabilities:    
Accounts receivable (51,223) 10,397
Prepaid wires 19,494 (4,236)
Other prepaid expenses and assets 769 (356)
Wire transfers and money orders payable 50,505 4,977
Accounts payable and accrued and other liabilities 2,363 3,720
Net cash provided by operating activities 29,215 18,045
Cash flows from investing activities:    
Purchases of property and equipment (1,193) (1,510)
Acquisition of agent locations (250) 0
Net cash used in investing activities (1,443) (1,510)
Cash flows from financing activities:    
Repayments under revolving loan, net (15,000) 0
Repayment of term loan (1,125) (1,213)
Net cash used in financing activities (16,125) (1,213)
Effect of exchange rate changes on cash 63 307
Net increase in cash and restricted cash 11,710 15,629
Cash and restricted cash, beginning of the period 73,029 59,795
Cash and restricted cash, end of the period 84,739 75,424
Supplemental disclosure of cash flow information:    
Cash paid for interest $ 2,895 $ 3,284