The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 831 7,374 SH   SOLE   0 0 7,374
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 6,775 22,982 SH   SOLE   0 0 22,982
ALPHABET INC CAP STK CL A 02079K305 569 233 SH   SOLE   0 0 233
ALPHABET INC CAP STK CL C 02079K107 288 115 SH   SOLE   0 0 115
AMAZON COM INC COM 023135106 1,269 369 SH   SOLE   0 0 369
APPLE INC COM 037833100 2,271 16,582 SH   SOLE   0 0 16,582
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 629 2,263 SH   SOLE   0 0 2,263
BROADCOM INC COM 11135F101 316 662 SH   SOLE   0 0 662
CISCO SYS INC COM 17275R102 426 8,042 SH   SOLE   0 0 8,042
CVS HEALTH CORP COM 126650100 336 4,027 SH   SOLE   0 0 4,027
DEERE & CO COM 244199105 346 980 SH   SOLE   0 0 980
DISNEY WALT CO COM 254687106 494 2,812 SH   SOLE   0 0 2,812
EQUITY RESIDENTIAL SH BEN INT 29476L107 712 9,245 SH   SOLE   0 0 9,245
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 12,453 409,226 SH   SOLE   0 0 409,226
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 923 16,100 SH   SOLE   0 0 16,100
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 295 4,493 SH   SOLE   0 0 4,493
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108 1,468 13,370 SH   SOLE   0 0 13,370
FLEXSHARES TR M STAR DEV MKT 33939L803 686 9,400 SH   SOLE   0 0 9,400
FLEXSHARES TR QUALT DIVD IDX 33939L860 4,128 73,530 SH   SOLE   0 0 73,530
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 1,842 45,147 SH   SOLE   0 0 45,147
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 8,131 232,776 SH   SOLE   0 0 232,776
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 61,319 712,766 SH   SOLE   0 0 712,766
GOLDMAN SACHS GROUP INC COM 38141G104 781 2,057 SH   SOLE   0 0 2,057
HOME DEPOT INC COM 437076102 515 1,615 SH   SOLE   0 0 1,615
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 1,639 22,008 SH   SOLE   0 0 22,008
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 1,914 43,128 SH   SOLE   0 0 43,128
ISHARES GOLD TR ISHARES NEW 464285204 441 13,073 SH   SOLE   0 0 13,073
ISHARES INC CORE MSCI EMKT 46434G103 632 9,429 SH   SOLE   0 0 9,429
ISHARES TR CORE S&P MCP ETF 464287507 9,288 34,564 SH   SOLE   0 0 34,564
ISHARES TR CORE S&P SCP ETF 464287804 4,079 36,107 SH   SOLE   0 0 36,107
ISHARES TR CORE S&P500 ETF 464287200 17,955 41,763 SH   SOLE   0 0 41,763
ISHARES TR MBS ETF 464288588 1,277 11,795 SH   SOLE   177 0 11,618
ISHARES TR MSCI INDIA ETF 46429B598 536 12,117 SH   SOLE   0 0 12,117
ISHARES TR MSCI INTL MOMENT 46434V449 2,822 72,960 SH   SOLE   0 0 72,960
ISHARES TR MSCI INTL MULTFT 46434V274 1,985 66,070 SH   SOLE   0 0 66,070
ISHARES TR NATIONAL MUN ETF 464288414 1,343 11,462 SH   SOLE   0 0 11,462
ISHARES TR RUS 1000 ETF 464287622 3,037 12,547 SH   SOLE   0 0 12,547
ISHARES TR RUS 1000 GRW ETF 464287614 477 1,756 SH   SOLE   0 0 1,756
ISHARES TR RUSSELL 2000 ETF 464287655 1,344 5,860 SH   SOLE   0 0 5,860
ISHARES TR S&P 500 GRWT ETF 464287309 5,096 70,070 SH   SOLE   0 0 70,070
ISHARES TR U.S. MED DVC ETF 464288810 505 1,400 SH   SOLE   0 0 1,400
ISHARES TR US HOME CONS ETF 464288752 773 11,172 SH   SOLE   0 0 11,172
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 1,347 26,840 SH   SOLE   769 0 26,071
J P MORGAN EXCHANGE-TRADED F BETBULD MSCI 46641Q738 600 6,266 SH   SOLE   0 0 6,266
JOHNSON & JOHNSON COM 478160104 570 3,460 SH   SOLE   0 0 3,460
JPMORGAN CHASE & CO COM 46625H100 321 2,062 SH   SOLE   0 0 2,062
KRAFT HEINZ CO COM 500754106 354 8,680 SH   SOLE   0 0 8,680
MICROSOFT CORP COM 594918104 1,651 6,094 SH   SOLE   0 0 6,094
NIKE INC CL B 654106103 295 1,907 SH   SOLE   0 0 1,907
ORACLE CORP COM 68389X105 426 5,474 SH   SOLE   0 0 5,474
PFIZER INC COM 717081103 500 12,764 SH   SOLE   0 0 12,764
PROCTER AND GAMBLE CO COM 742718109 373 2,766 SH   SOLE   0 0 2,766
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 31,502 798,537 SH   SOLE   0 0 798,537
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 23,301 428,400 SH   SOLE   0 0 428,400
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,513 14,549 SH   SOLE   0 0 14,549
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 352 5,027 SH   SOLE   0 0 5,027
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 8,031 63,766 SH   SOLE   0 0 63,766
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,451 9,829 SH   SOLE   0 0 9,829
SKYWORKS SOLUTIONS INC COM 83088M102 220 1,150 SH   SOLE   0 0 1,150
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,281 158,848 SH   SOLE   0 0 158,848
SPDR SER TR S&P 600 SMCP GRW 78464A201 850 9,579 SH   SOLE   0 0 9,579
STRYKER CORPORATION COM 863667101 397 1,528 SH   SOLE   0 0 1,528
T-MOBILE US INC COM 872590104 229 1,582 SH   SOLE   0 0 1,582
UDR INC COM 902653104 736 15,026 SH   SOLE   0 0 15,026
UNITED PARCEL SERVICE INC CL B 911312106 220 1,055 SH   SOLE   0 0 1,055
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 817 4,490 SH   SOLE   0 0 4,490
VANGUARD INDEX FDS GROWTH ETF 922908736 7,752 27,027 SH   SOLE   0 0 27,027
VANGUARD INDEX FDS LARGE CAP ETF 922908637 8,302 41,356 SH   SOLE   0 0 41,356
VANGUARD INDEX FDS MID CAP ETF 922908629 41,348 174,206 SH   SOLE   0 0 174,206
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 314 3,081 SH   SOLE   0 0 3,081
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,577 37,042 SH   SOLE   0 0 37,042
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,013 8,936 SH   SOLE   0 0 8,936
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 583 9,200 SH   SOLE   0 0 9,200
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,643 48,670 SH   SOLE   0 0 48,670
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,099 13,352 SH   SOLE   0 0 13,352
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,079 19,888 SH   SOLE   0 0 19,888
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 32,657 633,873 SH   SOLE   0 0 633,873
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 234 947 SH   SOLE   0 0 947
VANGUARD WORLD FDS INF TECH ETF 92204A702 784 1,965 SH   SOLE   0 0 1,965
VENTAS INC COM 92276F100 436 7,640 SH   SOLE   0 0 7,640
WILLIS TOWERS WATSON PLC LTD SHS G96629103 354 1,538 SH   SOLE   0 0 1,538