The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 791 7,314 SH   SOLE   0 0 7,314
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 7,058 25,551 SH   SOLE   0 0 25,551
ALPHABET INC CAP STK CL A 02079K305 334 162 SH   SOLE   0 0 162
ALPHABET INC CAP STK CL C 02079K107 238 115 SH   SOLE   0 0 115
AMAZON COM INC COM 023135106 1,058 342 SH   SOLE   0 0 342
APPLE INC COM 037833100 1,893 15,501 SH   SOLE   0 0 15,501
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 481 1,882 SH   SOLE   0 0 1,882
CISCO SYS INC COM 17275R102 369 7,132 SH   SOLE   0 0 7,132
CVS HEALTH CORP COM 126650100 263 3,490 SH   SOLE   0 0 3,490
DEERE & CO COM 244199105 367 980 SH   SOLE   0 0 980
DISNEY WALT CO COM 254687106 401 2,171 SH   SOLE   0 0 2,171
EQUITY RESIDENTIAL SH BEN INT 29476L107 662 9,245 SH   SOLE   0 0 9,245
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 10,687 388,756 SH   SOLE   0 0 388,756
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 866 16,037 SH   SOLE   0 0 16,037
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 285 4,478 SH   SOLE   0 0 4,478
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108 1,306 13,370 SH   SOLE   0 0 13,370
FLEXSHARES TR M STAR DEV MKT 33939L803 653 9,332 SH   SOLE   0 0 9,332
FLEXSHARES TR QUALT DIVD IDX 33939L860 3,958 74,259 SH   SOLE   0 0 74,259
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 1,756 44,465 SH   SOLE   0 0 44,465
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 7,650 231,528 SH   SOLE   0 0 231,528
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 53,382 674,696 SH   SOLE   0 0 674,696
GOLDMAN SACHS GROUP INC COM 38141G104 604 1,846 SH   SOLE   0 0 1,846
HOME DEPOT INC COM 437076102 492 1,613 SH   SOLE   0 0 1,613
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 1,478 21,709 SH   SOLE   0 0 21,709
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 1,832 42,938 SH   SOLE   0 0 42,938
ISHARES GOLD TR ISHARES 464285105 425 26,145 SH   SOLE   0 0 26,145
ISHARES INC CORE MSCI EMKT 46434G103 360 5,600 SH   SOLE   0 0 5,600
ISHARES TR CORE S&P MCP ETF 464287507 9,162 35,199 SH   SOLE   0 0 35,199
ISHARES TR CORE S&P SCP ETF 464287804 3,842 35,399 SH   SOLE   0 0 35,399
ISHARES TR CORE S&P500 ETF 464287200 16,775 42,168 SH   SOLE   0 0 42,168
ISHARES TR MBS ETF 464288588 1,238 11,423 SH   SOLE   176 0 11,247
ISHARES TR MSCI INDIA ETF 46429B598 511 12,117 SH   SOLE   0 0 12,117
ISHARES TR MSCI INTL MOMENT 46434V449 2,725 72,472 SH   SOLE   0 0 72,472
ISHARES TR MSCI INTL MULTFT 46434V274 1,888 65,768 SH   SOLE   0 0 65,768
ISHARES TR MSCI USA MMENTM 46432F396 1,578 9,812 SH   SOLE   0 0 9,812
ISHARES TR NATIONAL MUN ETF 464288414 800 6,897 SH   SOLE   0 0 6,897
ISHARES TR RUS 1000 ETF 464287622 2,802 12,519 SH   SOLE   0 0 12,519
ISHARES TR RUS 1000 GRW ETF 464287614 427 1,756 SH   SOLE   0 0 1,756
ISHARES TR RUSSELL 2000 ETF 464287655 1,294 5,858 SH   SOLE   0 0 5,858
ISHARES TR S&P 500 GRWT ETF 464287309 4,536 69,671 SH   SOLE   0 0 69,671
ISHARES TR U.S. MED DVC ETF 464288810 463 1,400 SH   SOLE   0 0 1,400
ISHARES TR US HOME CONS ETF 464288752 758 11,172 SH   SOLE   0 0 11,172
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 918 18,275 SH   SOLE   768 0 17,507
ISHARES U S ETF TR INT RT HDG C B 46431W705 258 2,675 SH   SOLE   0 0 2,675
J P MORGAN EXCHANGE-TRADED F BETBULD MSCI 46641Q738 417 4,855 SH   SOLE   0 0 4,855
JOHNSON & JOHNSON COM 478160104 566 3,444 SH   SOLE   0 0 3,444
JPMORGAN CHASE & CO COM 46625H100 353 2,321 SH   SOLE   0 0 2,321
KRAFT HEINZ CO COM 500754106 344 8,600 SH   SOLE   0 0 8,600
MICROSOFT CORP COM 594918104 1,435 6,086 SH   SOLE   0 0 6,086
ORACLE CORP COM 68389X105 383 5,452 SH   SOLE   0 0 5,452
PFIZER INC COM 717081103 459 12,668 SH   SOLE   0 0 12,668
PROCTER AND GAMBLE CO COM 742718109 373 2,756 SH   SOLE   0 0 2,756
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 29,260 777,786 SH   SOLE   0 0 777,786
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 22,093 436,095 SH   SOLE   0 0 436,095
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,395 14,525 SH   SOLE   0 0 14,525
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 347 5,083 SH   SOLE   0 0 5,083
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 7,401 63,396 SH   SOLE   0 0 63,396
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,315 9,905 SH   SOLE   0 0 9,905
SPDR SER TR PRTFLO S&P500 VL 78464A508 5,809 153,274 SH   SOLE   0 0 153,274
SPDR SER TR S&P 600 SMCP GRW 78464A201 816 9,501 SH   SOLE   0 0 9,501
STRYKER CORPORATION COM 863667101 316 1,296 SH   SOLE   0 0 1,296
UDR INC COM 902653104 659 15,026 SH   SOLE   0 0 15,026
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 771 4,370 SH   SOLE   0 0 4,370
VANGUARD INDEX FDS GROWTH ETF 922908736 6,180 24,041 SH   SOLE   0 0 24,041
VANGUARD INDEX FDS LARGE CAP ETF 922908637 7,647 41,266 SH   SOLE   0 0 41,266
VANGUARD INDEX FDS MID CAP ETF 922908629 38,321 173,132 SH   SOLE   0 0 173,132
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 284 3,089 SH   SOLE   0 0 3,089
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,188 36,202 SH   SOLE   0 0 36,202
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,645 7,683 SH   SOLE   0 0 7,683
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 558 9,200 SH   SOLE   0 0 9,200
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,603 50,006 SH   SOLE   0 0 50,006
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 464 5,681 SH   SOLE   0 0 5,681
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,915 19,817 SH   SOLE   0 0 19,817
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 31,064 632,539 SH   SOLE   0 0 632,539
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 216 945 SH   SOLE   0 0 945
VANGUARD WORLD FDS INF TECH ETF 92204A702 704 1,965 SH   SOLE   0 0 1,965
VENTAS INC COM 92276F100 543 10,184 SH   SOLE   0 0 10,184
WILLIS TOWERS WATSON PLC LTD SHS G96629103 352 1,537 SH   SOLE   0 0 1,537