The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS LARGE CAP ETF 922908637 6,038 42,223 SH   SOLE   0 0 42,223
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857 6,477 277,012 SH   SOLE   0 0 277,012
ORACLE CORP COM 68389X105 300 5,421 SH   SOLE   0 0 5,421
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 594 13,064 SH   SOLE   0 0 13,064
ISHARES TR MULTIFACTOR INTL 46434V274 1,461 63,745 SH   SOLE   0 0 63,745
ALPHABET INC CAP STK CL A 02079K305 233 164 SH   SOLE   0 0 164
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 13,858 436,891 SH   SOLE   0 0 436,891
ISHARES TR RUSSELL 2000 ETF 464287655 906 6,330 SH   SOLE   0 0 6,330
VANGUARD WORLD FDS INF TECH ETF 92204A702 547 1,962 SH   SOLE   0 0 1,962
MICROSOFT CORP COM 594918104 1,493 7,338 SH   SOLE   0 0 7,338
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 6,317 63,129 SH   SOLE   0 0 63,129
VANGUARD INDEX FDS GROWTH ETF 922908736 5,363 26,540 SH   SOLE   0 0 26,540
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,037 7,114 SH   SOLE   0 0 7,114
JOHNSON & JOHNSON COM 478160104 540 3,837 SH   SOLE   0 0 3,837
ISHARES GOLD TRUST ISHARES 464285105 425 25,003 SH   SOLE   0 0 25,003
ISHARES TR U.S. MED DVC ETF 464288810 371 1,400 SH   SOLE   0 0 1,400
ISHARES TR USA MOMENTUM FCT 46432F396 1,321 10,087 SH   SOLE   0 0 10,087
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 21,932 737,200 SH   SOLE   0 0 737,200
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 6,184 232,567 SH   SOLE   0 0 232,567
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,264 57,158 SH   SOLE   0 0 57,158
ISHARES TR NATIONAL MUN ETF 464288414 643 5,568 SH   SOLE   0 0 5,568
ABBVIE INC COM 00287Y109 680 6,925 SH   SOLE   0 0 6,925
FLEXSHARES TR M STAR DEV MKT 33939L803 1,881 35,218 SH   SOLE   0 0 35,218
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 686 16,440 SH   SOLE   0 0 16,440
ISHARES TR RUS 1000 ETF 464287622 2,128 12,397 SH   SOLE   0 0 12,397
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 7,403 34,477 SH   SOLE   0 0 34,477
VANGUARD INDEX FDS MID CAP ETF 922908629 28,716 175,195 SH   SOLE   0 0 175,195
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108 1,743 22,748 SH   SOLE   0 0 22,748
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 24,267 625,590 SH   SOLE   0 0 625,590
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 830 27,413 SH   SOLE   0 0 27,413
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 1,823 55,019 SH   SOLE   0 0 55,019
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 44,209 706,214 SH   SOLE   0 0 706,214
ISHARES TR S&P 500 GRWT ETF 464287309 4,124 19,878 SH   SOLE   0 0 19,878
MASTERCARD INCORPORATED CL A 57636Q104 248 838 SH   SOLE   0 0 838
WISDOMTREE TR INTL SMCAP DIV 97717W760 390 7,018 SH   SOLE   0 0 7,018
PROCTER AND GAMBLE CO COM 742718109 408 3,414 SH   SOLE   0 0 3,414
ISHARES TR CORE S&P SCP ETF 464287804 2,442 35,765 SH   SOLE   0 0 35,765
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,213 110,873 SH   SOLE   0 0 110,873
ISHARES TR CORE S&P500 ETF 464287200 13,378 43,197 SH   SOLE   0 0 43,197
DISNEY WALT CO COM DISNEY 254687106 244 2,191 SH   SOLE   0 0 2,191
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 1,004 18,335 SH   SOLE   0 0 18,335
CISCO SYS INC COM 17275R102 327 7,018 SH   SOLE   0 0 7,018
PFIZER INC COM 717081103 436 13,346 SH   SOLE   0 0 13,346
ISHARES TR CORE S&P MCP ETF 464287507 6,431 36,167 SH   SOLE   0 0 36,167
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,182 11,315 SH   SOLE   0 0 11,315
STRYKER CORPORATION COM 863667101 233 1,291 SH   SOLE   0 0 1,291
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,386 20,366 SH   SOLE   0 0 20,366
WILLIS TOWERS WATSON PLC LTD SHS G96629103 303 1,536 SH   SOLE   0 0 1,536
ISHARES TR RUS 1000 GRW ETF 464287614 337 1,756 SH   SOLE   0 0 1,756
ISHARES INC CORE MSCI EMKT 46434G103 265 5,561 SH   SOLE   0 0 5,561
VENTAS INC COM 92276F100 273 7,442 SH   SOLE   0 0 7,442
FLEXSHARES TR QUALT DIVD IDX 33939L860 3,363 79,609 SH   SOLE   0 0 79,609
APPLE INC COM 037833100 1,700 4,659 SH   SOLE   0 0 4,659
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 1,414 42,164 SH   SOLE   0 0 42,164
ISHARES TR MBS ETF 464288588 1,284 11,600 SH   SOLE   174 0 11,426
ISHARES U S ETF TR INT RT HDG C B 46431W705 801 8,910 SH   SOLE   0 0 8,910
ISHARES TR US HOME CONS ETF 464288752 493 11,172 SH   SOLE   0 0 11,172
AMAZON COM INC COM 023135106 447 162 SH   SOLE   0 0 162
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 236 3,003 SH   SOLE   0 0 3,003
ISHARES U S ETF TR SHT MAT MUN ETF 46431W838 757 15,098 SH   SOLE   765 0 14,333
ISHARES TR CORE MSCI EURO 46434V738 273 6,381 SH   SOLE   0 0 6,381
ISHARES TR MSCI INDIA ETF 46429B598 352 12,117 SH   SOLE   0 0 12,117
HOME DEPOT INC COM 437076102 467 1,865 SH   SOLE   0 0 1,865
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,277 39,786 SH   SOLE   0 0 39,786
GOLDMAN SACHS GROUP INC COM 38141G104 297 1,505 SH   SOLE   0 0 1,505
CVS HEALTH CORP COM 126650100 223 3,430 SH   SOLE   0 0 3,430
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 398 2,229 SH   SOLE   0 0 2,229
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,075 14,507 SH   SOLE   0 0 14,507
JPMORGAN CHASE & CO COM 46625H100 359 3,816 SH   SOLE   0 0 3,816
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 276 2,294 SH   SOLE   0 0 2,294
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 438 9,200 SH   SOLE   0 0 9,200