The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,109 16,570 SH   SOLE   0 0 16,570
ISHARES TR CORE MSCI TOTAL 46432F834 413 8,112 SH   SOLE   0 0 8,112
ISHARES TR IBONDS DEC23 ETF 46434VAX8 313 12,541 SH   SOLE   0 0 12,541
ISHARES TR IBONDS DEC25 ETF 46434VBD1 293 12,129 SH   SOLE   0 0 12,129
ISHARES TR IBONDS DEC22 ETF 46434VBA7 346 13,835 SH   SOLE   0 0 13,835
ISHARES TR IBONDS DEC24 ETF 46434VBG4 325 13,332 SH   SOLE   0 0 13,332
ISHARES TR CORE MSCI EAFE 46432F842 456 8,654 SH   SOLE   0 0 8,654
ISHARES TR GRWT ALLOCAT ETF 464289867 17,345 387,335 SH   SOLE   0 0 387,335
ISHARES TR MSCI ACWI EX US 464288240 3,022 75,536 SH   SOLE   0 0 75,536
ISHARES TR MSCI KLD400 SOC 464288570 1,895 28,300 SH   SOLE   0 0 28,300
ISHARES TR MSCI EMG MKT ETF 464287234 753 21,580 SH   SOLE   0 0 21,580
ISHARES TR CORE US AGGBD ET 464287226 657 6,822 SH   SOLE   0 0 6,822
ISHARES TR MSCI EAFE ETF 464287465 11,705 208,981 SH   SOLE   0 0 208,981
ISHARES TR MORNINGSTR US EQ 464287127 500 10,116 SH   SOLE   0 0 10,116
ISHARES TR RUS 2000 GRW ETF 464287648 8,347 40,405 SH   SOLE   0 0 40,405
ISHARES TR CORE S&P MCP ETF 464287507 952 4,342 SH   SOLE   0 0 4,342
ISHARES TR S&P MC 400VL ETF 464287705 797 8,851 SH   SOLE   0 0 8,851
ISHARES TR S&P MC 400GR ETF 464287606 267 4,230 SH   SOLE   0 0 4,230
ISHARES TR CORE S&P SCP ETF 464287804 21,516 246,775 SH   SOLE   0 0 246,775
ISHARES TR SP SMCP600VL ETF 464287879 4,395 53,309 SH   SOLE   0 0 53,309
ISHARES TR S&P SML 600 GWT 464287887 1,271 12,502 SH   SOLE   0 0 12,502
ISHARES TR S&P 500 VAL ETF 464287408 45,660 355,276 SH   SOLE   0 0 355,276
ISHARES TR CORE S&P500 ETF 464287200 6,730 18,764 SH   SOLE   0 0 18,764
ISHARES TR S&P 500 GRWT ETF 464287309 19,003 328,491 SH   SOLE   0 0 328,491
ISHARES TR RUS 1000 ETF 464287622 4,072 20,634 SH   SOLE   0 0 20,634
ISHARES TR RUS 1000 VAL ETF 464287598 52,049 382,747 SH   SOLE   0 0 382,747
ISHARES TR RUS 1000 GRW ETF 464287614 91,421 434,507 SH   SOLE   0 0 434,507
ISHARES TR RUSSELL 2000 ETF 464287655 9,336 56,610 SH   SOLE   0 0 56,610
ISHARES TR RUS 2000 VAL ETF 464287630 8,117 62,957 SH   SOLE   0 0 62,957
ISHARES TR RUS MID CAP ETF 464287499 295 4,749 SH   SOLE   0 0 4,749
ISHARES TR RUS MD CP GR ETF 464287481 6,035 76,952 SH   SOLE   0 0 76,952
ISHARES TR RUS MDCP VAL ETF 464287473 409 4,255 SH   SOLE   0 0 4,255
ISHARES TR ESG AWR US AGRGT 46435U549 521 11,215 SH   SOLE   0 0 11,215
ISHARES TR RUSEL 2500 ETF 46435G268 3,581 71,987 SH   SOLE   0 0 71,987
ISHARES TR ESG AW MSCI EAFE 46435G516 285 5,079 SH   SOLE   0 0 5,079
ISHARES TR IBONDS DEC2026 46435GAA0 322 13,958 SH   SOLE   0 0 13,958
S&P GLOBAL INC COM 78409V104 733 2,402 SH   SOLE   0 0 2,402
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 236 4,041 SH   SOLE   0 0 4,041
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 248 865 SH   SOLE   0 0 865
SPDR S&P 500 ETF TR TR UNIT 78462F103 37,150 104,011 SH   SOLE   0 0 104,011
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 716 5,636 SH   SOLE   0 0 5,636
VANGUARD INDEX FDS MID CAP ETF 922908629 249 1,325 SH   SOLE   0 0 1,325
VANGUARD INDEX FDS VALUE ETF 922908744 944 7,642 SH   SOLE   0 0 7,642
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,808 11,599 SH   SOLE   0 0 11,599
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 279 2,294 SH   SOLE   0 0 2,294
VANGUARD INDEX FDS SMALL CP ETF 922908751 298 1,741 SH   SOLE   0 0 1,741
VANGUARD INDEX FDS GROWTH ETF 922908736 1,369 6,397 SH   SOLE   0 0 6,397
VANGUARD INDEX FDS TOTAL STK MKT 922908769 43,066 239,962 SH   SOLE   0 0 239,962
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 509 11,469 SH   SOLE   0 0 11,469
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 267 7,330 SH   SOLE   0 0 7,330
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,314 17,119 SH   SOLE   0 0 17,119
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,060 331,684 SH   SOLE   0 0 331,684