The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,219 16,532 SH   SOLE   0 0 16,532
ISHARES TR IBONDS DEC23 ETF 46434VAX8 346 13,764 SH   SOLE   0 0 13,764
ISHARES TR IBONDS DEC25 ETF 46434VBD1 300 12,129 SH   SOLE   0 0 12,129
ISHARES TR IBONDS DEC22 ETF 46434VBA7 346 13,835 SH   SOLE   0 0 13,835
ISHARES TR IBONDS DEC24 ETF 46434VBG4 330 13,332 SH   SOLE   0 0 13,332
ISHARES TR CORE MSCI TOTAL 46432F834 463 8,112 SH   SOLE   0 0 8,112
ISHARES TR MSCI ACWI EX US 464288240 3,629 80,645 SH   SOLE   0 0 80,645
ISHARES TR MSCI KLD400 SOC 464288570 1,890 26,290 SH   SOLE   0 0 26,290
ISHARES TR GRWT ALLOCAT ETF 464289867 20,527 427,638 SH   SOLE   0 0 427,638
ISHARES TR MSCI EMG MKT ETF 464287234 805 20,074 SH   SOLE   0 0 20,074
ISHARES TR CORE US AGGBD ET 464287226 543 5,340 SH   SOLE   0 0 5,340
ISHARES TR MORNINGSTR US EQ 464287127 525 10,101 SH   SOLE   0 0 10,101
ISHARES TR RUS 2000 GRW ETF 464287648 8,405 40,739 SH   SOLE   0 0 40,739
ISHARES TR CORE S&P MCP ETF 464287507 981 4,338 SH   SOLE   0 0 4,338
ISHARES TR S&P MC 400VL ETF 464287705 844 8,944 SH   SOLE   0 0 8,944
ISHARES TR S&P MC 400GR ETF 464287606 270 4,230 SH   SOLE   0 0 4,230
ISHARES TR CORE S&P SCP ETF 464287804 22,091 239,062 SH   SOLE   0 0 239,062
ISHARES TR SP SMCP600VL ETF 464287879 4,846 54,430 SH   SOLE   0 0 54,430
ISHARES TR S&P SML 600 GWT 464287887 1,315 12,487 SH   SOLE   0 0 12,487
ISHARES TR S&P 500 VAL ETF 464287408 48,257 351,059 SH   SOLE   0 0 351,059
ISHARES TR CORE S&P500 ETF 464287200 6,810 17,961 SH   SOLE   0 0 17,961
ISHARES TR S&P 500 GRWT ETF 464287309 18,423 305,272 SH   SOLE   0 0 305,272
ISHARES TR RUS 1000 ETF 464287622 4,676 22,509 SH   SOLE   0 0 22,509
ISHARES TR RUS 1000 VAL ETF 464287598 53,691 370,356 SH   SOLE   0 0 370,356
ISHARES TR RUS 1000 GRW ETF 464287614 94,078 430,172 SH   SOLE   0 0 430,172
ISHARES TR RUSSELL 2000 ETF 464287655 9,589 56,618 SH   SOLE   0 0 56,618
ISHARES TR RUS 2000 VAL ETF 464287630 8,451 62,069 SH   SOLE   0 0 62,069
ISHARES TR RUS MID CAP ETF 464287499 310 4,788 SH   SOLE   0 0 4,788
ISHARES TR RUS MD CP GR ETF 464287481 6,146 77,580 SH   SOLE   0 0 77,580
ISHARES TR RUS MDCP VAL ETF 464287473 433 4,261 SH   SOLE   0 0 4,261
ISHARES TR MSCI EAFE ETF 464287465 11,821 189,153 SH   SOLE   0 0 189,153
ISHARES TR ESG AWR US AGRGT 46435U549 583 11,912 SH   SOLE   0 0 11,912
ISHARES TR RUSEL 2500 ETF 46435G268 3,031 58,712 SH   SOLE   0 0 58,712
ISHARES TR ESG AW MSCI EAFE 46435G516 319 5,079 SH   SOLE   0 0 5,079
ISHARES TR CORE MSCI EAFE 46432F842 606 10,292 SH   SOLE   0 0 10,292
ISHARES TR IBONDS DEC2026 46435GAA0 332 13,958 SH   SOLE   0 0 13,958
S&P GLOBAL INC COM 78409V104 777 2,306 SH   SOLE   0 0 2,306
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 252 4,041 SH   SOLE   0 0 4,041
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 266 863 SH   SOLE   0 0 863
SPDR S&P 500 ETF TR TR UNIT 78462F103 38,928 103,187 SH   SOLE   0 0 103,187
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 231 560 SH   SOLE   0 0 560
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 738 5,628 SH   SOLE   0 0 5,628
VANGUARD INDEX FDS MID CAP ETF 922908629 241 1,226 SH   SOLE   0 0 1,226
VANGUARD INDEX FDS VALUE ETF 922908744 1,007 7,638 SH   SOLE   0 0 7,638
VANGUARD INDEX FDS SMALL CP ETF 922908751 313 1,778 SH   SOLE   0 0 1,778
VANGUARD INDEX FDS GROWTH ETF 922908736 1,426 6,396 SH   SOLE   0 0 6,396
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,070 11,733 SH   SOLE   0 0 11,733
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 297 2,294 SH   SOLE   0 0 2,294
VANGUARD INDEX FDS TOTAL STK MKT 922908769 44,776 237,389 SH   SOLE   0 0 237,389
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 571 11,427 SH   SOLE   0 0 11,427
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 543 13,037 SH   SOLE   0 0 13,037
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,451 17,083 SH   SOLE   0 0 17,083
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 14,004 343,232 SH   SOLE   0 0 343,232