The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 1,119 6,292 SH   SOLE 0 0 0 6,292
ISHARES TR S&P MC 400VL ETF 464287705 1,145 8,610 SH   SOLE 0 0 0 8,610
ISHARES TR S&P MC 400GR ETF 464287606 300 1,337 SH   SOLE 0 0 0 1,337
ISHARES TR CORE S&P SCP ETF 464287804 12,509 183,176 SH   SOLE 0 0 0 183,176
ISHARES TR SP SMCP600VL ETF 464287879 2,491 20,691 SH   SOLE 0 0 0 20,691
ISHARES TR S&P SML 600 GWT 464287887 479 2,824 SH   SOLE 0 0 0 2,824
ISHARES TR S&P 500 VAL ETF 464287408 41,600 384,435 SH   SOLE 0 0 0 384,435
ISHARES TR CORE S&P500 ETF 464287200 3,923 12,667 SH   SOLE 0 0 0 12,667
ISHARES TR S&P 500 GRWT ETF 464287309 15,772 76,015 SH   SOLE 0 0 0 76,015
ISHARES TR RUS 1000 ETF 464287622 4,816 28,051 SH   SOLE 0 0 0 28,051
ISHARES TR RUS 1000 VAL ETF 464287598 26,391 234,336 SH   SOLE 0 0 0 234,336
ISHARES TR RUS 1000 GRW ETF 464287614 85,267 444,214 SH   SOLE 0 0 0 444,214
ISHARES TR RUSSELL 2000 ETF 464287655 9,521 66,493 SH   SOLE 0 0 0 66,493
ISHARES TR RUS 2000 VAL ETF 464287630 6,328 64,926 SH   SOLE 0 0 0 64,926
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 849 2,615 SH   SOLE 0 0 0 2,615
SPDR S&P 500 ETF TR TR UNIT 78462F103 37,240 120,768 SH   SOLE 0 0 0 120,768
ISHARES TR RUS 2000 GRW ETF 464287648 9,138 44,174 SH   SOLE 0 0 0 44,174
ISHARES TR MSCI EAFE ETF 464287465 6,365 104,567 SH   SOLE 0 0 0 104,567
ISHARES TR RUS MID CAP ETF 464287499 660 12,322 SH   SOLE 0 0 0 12,322
ISHARES TR RUS MD CP GR ETF 464287481 6,321 39,976 SH   SOLE 0 0 0 39,976
ISHARES TR RUS MDCP VAL ETF 464287473 489 6,384 SH   SOLE 0 0 0 6,384
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,815 15,490 SH   SOLE 0 0 0 15,490
VANGUARD INDEX FDS TOTAL STK MKT 922908769 34,129 218,032 SH   SOLE 0 0 0 218,032
ISHARES TR MSCI EMG MKT ETF 464287234 962 24,050 SH   SOLE 0 0 0 24,050
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 703 5,942 SH   SOLE 0 0 0 5,942
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,215 21,766 SH   SOLE 0 0 0 21,766
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 624 15,758 SH   SOLE 0 0 0 15,758
ISHARES TR CORE US AGGBD ET 464287226 276 2,339 SH   SOLE 0 0 0 2,339
VANGUARD INDEX FDS VALUE ETF 922908744 768 7,707 SH   SOLE 0 0 0 7,707
VANGUARD INDEX FDS MID CAP ETF 922908629 650 3,964 SH   SOLE 0 0 0 3,964
VANGUARD INDEX FDS SMALL CP ETF 922908751 624 4,285 SH   SOLE 0 0 0 4,285
VANGUARD INDEX FDS GROWTH ETF 922908736 1,116 5,522 SH   SOLE 0 0 0 5,522
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 303 3,164 SH   SOLE 0 0 0 3,164
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 746 15,675 SH   SOLE 0 0 0 15,675
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 13,644 351,732 SH   SOLE 0 0 0 351,732
ISHARES TR MSCI ACWI EX US 464288240 4,131 95,532 SH   SOLE 0 0 0 95,532
ISHARES TR GRWT ALLOCAT ETF 464289867 45,536 981,584 SH   SOLE 0 0 0 981,584
BROADCOM INC COM 11135F101 3 9 SH   DFND 0 0 0 9
BROADCOM INC COM 11135F101 809 2,562 SH   SOLE 0 0 0 2,562
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 485 5,862 SH   SOLE 0 0 0 5,862
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,217 11,984 SH   SOLE 0 0 0 11,984
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 823 16,425 SH   SOLE 0 0 0 16,425
GOLUB CAP BDC INC COM 38173M102 176 15,085 SH   SOLE 0 0 0 15,085
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,034 24,818 SH   SOLE 0 0 0 24,818
ISHARES INC CORE MSCI EMKT 46434G103 395 8,299 SH   SOLE 0 0 0 8,299
ISHARES TR CORE MSCI EAFE 46432F842 692 12,106 SH   SOLE 0 0 0 12,106
ISHARES TR IBONDS DEC21 ETF 46434VBK5 278 11,051 SH   SOLE 0 0 0 11,051
ISHARES TR IBONDS DEC23 ETF 46434VAX8 244 9,303 SH   SOLE 0 0 0 9,303
ISHARES TR IBONDS DEC25 ETF 46434VBD1 249 9,225 SH   SOLE 0 0 0 9,225
ISHARES TR IBONDS DEC22 ETF 46434VBA7 235 9,166 SH   SOLE 0 0 0 9,166
ISHARES TR IBONDS DEC24 ETF 46434VBG4 238 9,031 SH   SOLE 0 0 0 9,031
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 379 7,000 SH   SOLE 0 0 0 7,000
ISHARES TR RUSSELL 2000 ETF 464287655 0 600 SH Put SOLE 0 0 0 600
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 372 1,445 SH   SOLE 0 0 0 1,445
ISHARES TR RUSSELL 3000 ETF 464287689 234 1,297 SH   SOLE 0 0 0 1,297
ISHARES TR 1 3 YR TREAS BD 464287457 340 3,927 SH   SOLE 0 0 0 3,927
ISHARES TR MRNGSTR LG-CP ET 464287127 827 4,739 SH   SOLE 0 0 0 4,739
ISHARES TR SHORT TREAS BD 464288679 261 2,355 SH   SOLE 0 0 0 2,355
ISHARES TR SH TR CRPORT ETF 464288646 381 6,966 SH   SOLE 0 0 0 6,966
ISHARES TR 3 7 YR TREAS BD 464288661 768 5,747 SH   SOLE 0 0 0 5,747
SPDR SER TR PORTFOLIO S&P500 78464A854 258 7,130 SH   SOLE 0 0 0 7,130
ISHARES TR CORE MSCI TOTAL 46432F834 438 8,027 SH   SOLE 0 0 0 8,027