The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 848 7,808 SH   SOLE   7,808 0 0
ABBVIE INC COM 00287Y109 671 4,379 SH   SOLE   4,379 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,444 5,199 SH   SOLE   5,199 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,727 7,449 SH   SOLE   7,449 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 1,320 7,626 SH   SOLE   7,626 0 0
AIR PRODS & CHEMS INC COM 009158106 302 1,256 SH   SOLE   1,256 0 0
AIRBNB INC COM CL A 009066101 331 3,717 SH   SOLE   3,717 0 0
ALBEMARLE CORP COM 012653101 354 1,695 SH   SOLE   1,695 0 0
ALCOA CORP COM 013872106 363 7,960 SH   SOLE   7,960 0 0
ALPHABET INC CAP STK CL C 02079K107 5,429 2,482 SH   SOLE   2,482 0 0
ALPHABET INC CAP STK CL A 02079K305 2,850 1,308 SH   SOLE   1,308 0 0
AMAZON COM INC COM 023135106 6,447 60,700 SH   SOLE   60,700 0 0
AMERICAN TOWER CORP NEW COM 03027X100 203 793 SH   SOLE   793 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1,230 8,270 SH   SOLE   8,270 0 0
AMERISOURCEBERGEN CORP COM 03073E105 247 1,745 SH   SOLE   1,745 0 0
AMGEN INC COM 031162100 298 1,224 SH   SOLE   1,224 0 0
APOLLO GLOBAL MGMT INC COM 03769M106 1,178 24,300 SH   SOLE   24,300 0 0
APPLE INC COM 037833100 11,778 86,149 SH   SOLE   86,149 0 0
APPLIED MATLS INC COM 038222105 309 3,400 SH   SOLE   3,400 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 211 444 SH   SOLE   444 0 0
ATLASSIAN CORP PLC CL A G06242104 1,075 5,735 SH   SOLE   5,735 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 873 4,155 SH   SOLE   4,155 0 0
AVALONBAY CMNTYS INC COM 053484101 248 1,275 SH   SOLE   1,275 0 0
AXALTA COATING SYS LTD COM G0750C108 228 10,320 SH   SOLE   10,320 0 0
BECTON DICKINSON & CO COM 075887109 323 1,310 SH   SOLE   1,310 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 818 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 329 1,205 SH   SOLE   1,205 0 0
BIONTECH SE SPONSORED ADS 09075V102 937 6,285 SH   SOLE   6,285 0 0
BK OF AMERICA CORP COM 060505104 2,915 93,630 SH   SOLE   93,630 0 0
BLACKROCK INC COM 09247X101 2,633 4,324 SH   SOLE   4,324 0 0
BLACKSTONE MORTGAGE TRUST IN NOTE 4.750% 3/1 09257WAC4 124 125,000 SH   SOLE   125,000 0 0
BLUE OWL CAPITAL INC COM CL A 09581B103 433 43,150 SH   SOLE   43,150 0 0
BOEING CO COM 097023105 367 2,682 SH   SOLE   2,682 0 0
BOOKING HOLDINGS INC COM 09857L108 1,798 1,028 SH   SOLE   1,028 0 0
BROADCOM INC COM 11135F101 3,677 7,569 SH   SOLE   7,569 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 347 7,800 SH   SOLE   7,800 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 610 14,402 SH   SOLE   14,402 0 0
CAMECO CORP COM 13321L108 216 10,275 SH   SOLE   10,275 0 0
CANADIAN PAC RY LTD COM 13645T100 556 7,955 SH   SOLE   7,955 0 0
CENOVUS ENERGY INC COM 15135U109 1,302 68,495 SH   SOLE   68,495 0 0
CHENIERE ENERGY INC COM NEW 16411R208 534 4,016 SH   SOLE   4,016 0 0
CHEVRON CORP NEW COM 166764100 5,438 37,561 SH   SOLE   37,561 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 1,323 1,012 SH   SOLE   1,012 0 0
CHUBB LIMITED COM H1467J104 2,693 13,701 SH   SOLE   13,701 0 0
CIENA CORP COM NEW 171779309 2,088 45,697 SH   SOLE   45,697 0 0
CINTAS CORP COM 172908105 486 1,300 SH   SOLE   1,300 0 0
CISCO SYS INC COM 17275R102 215 5,040 SH   SOLE   5,040 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101 400 26,000 SH   SOLE   26,000 0 0
CNH INDL N V SHS N20944109 191 16,550 SH   SOLE   16,550 0 0
COMMSCOPE HLDG CO INC COM 20337X109 73 12,000 SH   SOLE   12,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,127 8,610 SH   SOLE   8,610 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 796 4,730 SH   SOLE   4,730 0 0
DANAHER CORPORATION COM 235851102 332 1,310 SH   SOLE   1,310 0 0
DBX ETF TR XTRACK HRVST CSI 233051879 308 9,000 SH   SOLE   9,000 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 865 4,970 SH   SOLE   4,970 0 0
DIAMONDBACK ENERGY INC COM 25278X109 507 4,185 SH   SOLE   4,185 0 0
DISNEY WALT CO COM 254687106 2,144 22,715 SH   SOLE   22,715 0 0
DOMINION ENERGY INC COM 25746U109 419 5,250 SH   SOLE   5,250 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 3,458 36,366 SH   SOLE   36,366 0 0
ELEVANCE HEALTH INC COM 036752103 241 500 SH   SOLE   500 0 0
EMERSON ELEC CO COM 291011104 480 6,036 SH   SOLE   6,036 0 0
EOG RES INC COM 26875P101 275 2,490 SH   SOLE   2,490 0 0
EPAM SYS INC COM 29414B104 467 1,585 SH   SOLE   1,585 0 0
EQT CORP COM 26884L109 427 12,425 SH   SOLE   12,425 0 0
EQUINIX INC COM 29444U700 1,669 2,541 SH   SOLE   2,541 0 0
ETSY INC COM 29786A106 241 3,295 SH   SOLE   3,295 0 0
EXELON CORP COM 30161N101 333 7,340 SH   SOLE   7,340 0 0
EXXON MOBIL CORP COM 30231G102 3,978 46,453 SH   SOLE   46,453 0 0
FEDEX CORP COM 31428X106 1,020 4,499 SH   SOLE   4,499 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 2,787 19,327 SH   SOLE   19,327 0 0
FREEPORT-MCMORAN INC CL B 35671D857 420 14,365 SH   SOLE   14,365 0 0
GENERAC HLDGS INC COM 368736104 958 4,550 SH   SOLE   4,550 0 0
GENERAL MTRS CO COM 37045V100 441 13,880 SH   SOLE   13,880 0 0
GOGO INC COM 38046C109 259 16,000 SH   SOLE   16,000 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 310 1,045 SH   SOLE   1,045 0 0
GRUPO AEROPUERTO DEL PACIFIC SPON ADR B 400506101 542 3,880 SH   SOLE   3,880 0 0
GSK PLC SPONSORED ADR 37733W105 299 6,875 SH   SOLE   6,875 0 0
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101 345 7,972 SH   SOLE   7,972 0 0
HDFC BANK LTD SPONSORED ADS 40415F101 303 5,509 SH   SOLE   5,509 0 0
HOME DEPOT INC COM 437076102 5,841 21,298 SH   SOLE   21,298 0 0
HONEYWELL INTL INC COM 438516106 4,852 27,913 SH   SOLE   27,913 0 0
HUBSPOT INC COM 443573100 2,613 8,691 SH   SOLE   8,691 0 0
ILLINOIS TOOL WKS INC COM 452308109 783 4,294 SH   SOLE   4,294 0 0
INSULET CORP COM 45784P101 726 3,330 SH   SOLE   3,330 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 2,407 25,598 SH   SOLE   25,598 0 0
INTUIT COM 461202103 3,465 8,991 SH   SOLE   8,991 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 333 16,450 SH   SOLE   16,450 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 414 2,700 SH   SOLE   2,700 0 0
ISHARES INC CORE MSCI EMKT 46434G103 5,149 104,948 SH   SOLE   104,948 0 0
ISHARES TR TIPS BD ETF 464287176 797 6,997 SH   SOLE   6,997 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,927 5,082 SH   SOLE   5,082 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 433 10,797 SH   SOLE   10,797 0 0
ISHARES TR IBOXX INV CP ETF 464287242 529 4,805 SH   SOLE   4,805 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,216 19,460 SH   SOLE   19,460 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 679 6,685 SH   SOLE   6,685 0 0
ISHARES TR RUS MD CP GR ETF 464287481 563 7,105 SH   SOLE   7,105 0 0
ISHARES TR RUS MID CAP ETF 464287499 401 6,200 SH   SOLE   6,200 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,403 6,203 SH   SOLE   6,203 0 0
ISHARES TR ISHARES BIOTECH 464287556 678 5,763 SH   SOLE   5,763 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 4,646 32,045 SH   SOLE   32,045 0 0
ISHARES TR S&P MC 400GR ETF 464287606 649 10,180 SH   SOLE   10,180 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,607 21,066 SH   SOLE   21,066 0 0
ISHARES TR RUS 1000 ETF 464287622 3,560 17,135 SH   SOLE   17,135 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,229 9,025 SH   SOLE   9,025 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 226 1,095 SH   SOLE   1,095 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,475 14,615 SH   SOLE   14,615 0 0
ISHARES TR S&P MC 400VL ETF 464287705 605 6,410 SH   SOLE   6,410 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,124 12,168 SH   SOLE   12,168 0 0
ISHARES TR EUROPE ETF 464287861 315 7,385 SH   SOLE   7,385 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 624 5,960 SH   SOLE   5,960 0 0
ISHARES TR NATIONAL MUN ETF 464288414 208 1,955 SH   SOLE   1,955 0 0
ISHARES TR IBOXX HI YD ETF 464288513 255 3,470 SH   SOLE   3,470 0 0
ISHARES TR MBS ETF 464288588 3,046 31,249 SH   SOLE   31,249 0 0
ISHARES TR PFD AND INCM SEC 464288687 222 6,762 SH   SOLE   6,762 0 0
ISHARES TR EAFE VALUE ETF 464288877 511 11,775 SH   SOLE   11,775 0 0
ISHARES TR EAFE GRWTH ETF 464288885 722 8,970 SH   SOLE   8,970 0 0
ISHARES TR US TREAS BD ETF 46429B267 277 11,580 SH   SOLE   11,580 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 207 2,950 SH   SOLE   2,950 0 0
ISHARES TR CORE MSCI EAFE 46432F842 9,089 154,450 SH   SOLE   154,450 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 659 16,240 SH   SOLE   16,240 0 0
ISHARES TR CORE MSCI EURO 46434V738 838 18,635 SH   SOLE   18,635 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 1,061 21,209 SH   SOLE   21,209 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,234 35,634 SH   SOLE   35,634 0 0
JOHNSON & JOHNSON COM 478160104 5,858 33,003 SH   SOLE   33,003 0 0
JONES LANG LASALLE INC COM 48020Q107 621 3,550 SH   SOLE   3,550 0 0
JPMORGAN CHASE & CO COM 46625H100 5,461 48,494 SH   SOLE   48,494 0 0
KBR INC COM 48242W106 2,087 43,131 SH   SOLE   43,131 0 0
KINROSS GOLD CORP COM 496902404 315 87,900 SH   SOLE   87,900 0 0
KORNIT DIGITAL LTD SHS M6372Q113 561 17,687 SH   SOLE   17,687 0 0
LAM RESEARCH CORP COM 512807108 4,171 9,787 SH   SOLE   9,787 0 0
LILLY ELI & CO COM 532457108 7,130 21,990 SH   SOLE   21,990 0 0
LOCKHEED MARTIN CORP COM 539830109 926 2,153 SH   SOLE   2,153 0 0
LOWES COS INC COM 548661107 398 2,280 SH   SOLE   2,280 0 0
LULULEMON ATHLETICA INC COM 550021109 333 1,221 SH   SOLE   1,221 0 0
MAKEMYTRIP LIMITED MAURITIUS SHS V5633W109 409 15,925 SH   SOLE   15,925 0 0
MARATHON OIL CORP COM 565849106 415 18,450 SH   SOLE   18,450 0 0
MARVELL TECHNOLOGY INC COM 573874104 658 15,121 SH   SOLE   15,121 0 0
MCCORMICK & CO INC COM NON VTG 579780206 558 6,702 SH   SOLE   6,702 0 0
MCDONALDS CORP COM 580135101 929 3,762 SH   SOLE   3,762 0 0
MERCADOLIBRE INC COM 58733R102 853 1,340 SH   SOLE   1,340 0 0
MERCK & CO INC COM 58933Y105 3,161 34,674 SH   SOLE   34,674 0 0
META PLATFORMS INC CL A 30303M102 2,373 14,716 SH   SOLE   14,716 0 0
MICROSOFT CORP COM 594918104 8,945 34,830 SH   SOLE   34,830 0 0
MONDELEZ INTL INC CL A 609207105 1,033 16,637 SH   SOLE   16,637 0 0
MOSAIC CO NEW COM 61945C103 558 11,805 SH   SOLE   11,805 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 515 2,455 SH   SOLE   2,455 0 0
MP MATERIALS CORP COM CL A 553368101 369 11,500 SH   SOLE   11,500 0 0
NETFLIX INC COM 64110L106 688 3,932 SH   SOLE   3,932 0 0
NEXTERA ENERGY INC COM 65339F101 3,042 39,268 SH   SOLE   39,268 0 0
NICE LTD SPONSORED ADR 653656108 286 1,488 SH   SOLE   1,488 0 0
NIKE INC CL B 654106103 2,828 27,669 SH   SOLE   27,669 0 0
NXP SEMICONDUCTORS N V COM N6596X109 751 5,071 SH   SOLE   5,071 0 0
PENNYMAC CORP NOTE 5.500%11/0 70932AAD5 145 150,000 SH   SOLE   150,000 0 0
PEPSICO INC COM 713448108 4,570 27,421 SH   SOLE   27,421 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 431 36,925 SH   SOLE   36,925 0 0
PFIZER INC COM 717081103 253 4,824 SH   SOLE   4,824 0 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 119 11,538 SH   SOLE   11,538 0 0
PROCTER AND GAMBLE CO COM 742718109 1,659 11,540 SH   SOLE   11,540 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,144 32,715 SH   SOLE   32,715 0 0
REALTY INCOME CORP COM 756109104 1,369 20,049 SH   SOLE   20,049 0 0
SALESFORCE INC COM 79466L302 3,956 23,972 SH   SOLE   23,972 0 0
SAP SE SPON ADR 803054204 870 9,591 SH   SOLE   9,591 0 0
SCHWAB CHARLES CORP COM 808513105 1,451 22,967 SH   SOLE   22,967 0 0
SERVICENOW INC COM 81762P102 2,200 4,626 SH   SOLE   4,626 0 0
SHELL PLC SPON ADS 780259305 319 6,105 SH   SOLE   6,105 0 0
SHERWIN WILLIAMS CO COM 824348106 2,191 9,787 SH   SOLE   9,787 0 0
SHOPIFY INC CL A 82509L107 321 10,290 SH   SOLE   10,290 0 0
SIGNATURE BK NEW YORK N Y COM 82669G104 554 3,090 SH   SOLE   3,090 0 0
SIMPLY GOOD FOODS CO COM 82900L102 1,464 38,765 SH   SOLE   38,765 0 0
SPDR GOLD TR GOLD SHS 78463V107 679 4,029 SH   SOLE   4,029 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 279 8,130 SH   SOLE   8,130 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,180 5,779 SH   SOLE   5,779 0 0
SPDR SER TR S&P DIVID ETF 78464A763 2,109 17,765 SH   SOLE   17,765 0 0
SPLUNK INC COM 848637104 859 9,705 SH   SOLE   9,705 0 0
STAR BULK CARRIERS CORP. SHS PAR Y8162K204 250 9,990 SH   SOLE   9,990 0 0
STARBUCKS CORP COM 855244109 241 3,153 SH   SOLE   3,153 0 0
SYSCO CORP COM 871829107 224 2,650 SH   SOLE   2,650 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 669 8,185 SH   SOLE   8,185 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 1,224 9,987 SH   SOLE   9,987 0 0
TARGET CORP COM 87612E106 244 1,730 SH   SOLE   1,730 0 0
TECK RESOURCES LTD CL B 878742204 337 11,030 SH   SOLE   11,030 0 0
TELEFONICA BRASIL SA NEW ADR 87936R205 244 26,975 SH   SOLE   26,975 0 0
TEXAS INSTRS INC COM 882508104 308 2,005 SH   SOLE   2,005 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,330 7,971 SH   SOLE   7,971 0 0
TJX COS INC NEW COM 872540109 768 13,754 SH   SOLE   13,754 0 0
T-MOBILE US INC COM 872590104 3,403 25,290 SH   SOLE   25,290 0 0
TRAVELERS COMPANIES INC COM 89417E109 404 2,390 SH   SOLE   2,390 0 0
TWO HBRS INVT CORP COM NEW 90187B408 76 15,273 SH   SOLE   15,273 0 0
ULTA BEAUTY INC COM 90384S303 258 670 SH   SOLE   670 0 0
UNION PAC CORP COM 907818108 1,798 8,430 SH   SOLE   8,430 0 0
UNITED PARCEL SERVICE INC CL B 911312106 549 3,009 SH   SOLE   3,009 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8,268 16,098 SH   SOLE   16,098 0 0
UNITY SOFTWARE INC COM 91332U101 224 6,072 SH   SOLE   6,072 0 0
VALE S A SPONSORED ADS 91912E105 413 28,225 SH   SOLE   28,225 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 319 3,500 SH   SOLE   3,500 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,477 7,496 SH   SOLE   7,496 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 217 1,447 SH   SOLE   1,447 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,092 4,900 SH   SOLE   4,900 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,080 5,726 SH   SOLE   5,726 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,915 18,559 SH   SOLE   18,559 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 800 19,206 SH   SOLE   19,206 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 201 3,810 SH   SOLE   3,810 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 284 5,593 SH   SOLE   5,593 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 941 3,340 SH   SOLE   3,340 0 0
VISA INC COM CL A 92826C839 5,935 30,146 SH   SOLE   30,146 0 0
WASTE MGMT INC DEL COM 94106L109 2,210 14,445 SH   SOLE   14,445 0 0
WEIBO CORP NOTE 1.250%11/1 948596AC5 368 375,000 SH   SOLE   375,000 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 410 13,813 SH   SOLE   13,813 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 551 8,819 SH   SOLE   8,819 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 555 8,475 SH   SOLE   8,475 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 281 5,575 SH   SOLE   5,575 0 0
WNS HLDGS LTD SPON ADR 92932M101 874 11,715 SH   SOLE   11,715 0 0
YANDEX N V SHS CLASS A N97284108 361 12,254 SH   SOLE   12,254 0 0
ZOETIS INC CL A 98978V103 1,159 6,744 SH   SOLE   6,744 0 0